Find Answers to Readers' Questions About Debt Settlement, Credit Counseling, and Other Strategies.
Bills.com gets thousands of questions from readers on all of their debt relief questions, including everything from how to consolidate debt to what is the best debt solution. Read the top Ask Bill questions and answers below to find your own debt solutions, all free from Bills.com.
Can I file Chapter 13 if I have equity on my house for $150k and owe $80k for credit cards?
Can the creditors call me if I am listed as a credit reference for a friend?
We received a bill from a collection agency on an outstanding balance from 1995. Can they still send us a bill?
The statute of limitations 4 yrs. in Texas. How do I find out what was my last date of contact, or last confirmation of debt?
What can you do when you call a original creditor and they transfer you to a third party?
Can credit card companies levy my spouse's bank account? The credit cards are solely in my name.
How can I find out information about old debt without contacting the creditor?
What if one experiences job loss during a Chapter 13 filing and cannot make payments as outlined in the plan?
We are under a chapter 13 already, If we can make the payments under the consent wouldn't that be enough to comply?
I recently had a baby and we have been unable to pay the medical bills. What are my options?
I can't get a consolidation loan because of too much revolving debt-to-income ratio. Can anyone help?
We are going through a separation and divorce and have a mini van that we can't afford to keep. Is there a way to negotiate a
I am being sued by 3 different people loans, and furniture company. I have 2 weeks to respond to court. I need help.
Do you half to pay any money on the truck if the truck gets repoed because of missed payments?
We received a letter trying to collect on a debt that we thought we had settled a year ago. What should we do?
I recently decided to seek help though a debt settlement co. Now I have been sued because they didn't contact anyone. Can you
I recently signed up for credit services with Consumer Debt Solutions, Inc. and their Trust Account under the name CreditGuard
Can bill collector demand payment of bill if my wife and myself only collect social security?
I recently received a collections notice for a debt owed in 1990, what should I do?
I have not paid my American Express bill in full and now have a $60,000 AMEX debt that is in collections. Help!
There are outstanding items on my credit report, I want to know how to pay everything off.
I have good credit, but high debt. Is there a way to get inquiries off my credit report?
I received a notice of levy with respect to a credit card default. What can I do?
I was granted Chapter 7 in the spring of 2005 and was diagnosed with a heart abnormality. What are my options?
I would like to consolidated some of my debt into one monthly payment.
Can you help me get out of debt on back SSI payments that they overpaid me?
What are the mortgage relief options available to people in a Chapter 13?
Currently my wife and I have about $50,000 in credit card debt. What do you suggest.
Can I avoid bankruptcy and consolidate my debts fast!
Is Freedom Debt Relief a good option for debt relief? Can you do a review of Freedom Debt Relief for me for my debt troubles?
Our credit is getting to be a problem and we have collection people calling us - Help!