Ask Bill - Answers about Dollars & Sense

Should I decrease or suspend my 401(k) contributions to build a more solid emergency fund?

I had a bank account with Midland Bank which was taken over by HSBC. Now there is no record of my account. What can I do?

What if someone refuses to comply with a court order by not disclosing private information to a creditor?

I am nearing retirement with over $100,000 under in my mortgage and have a ton of credit card debt. What are my options?

My husband passed away 7 months ago and I was wondering how much I would be taxed if I pulled out his 401(k)?

We have a home that needs some expansion, we have good income. Is it better to pay off the mortgage, or should we save money?

What would happen to General Motors stock if they were to file bankruptcy?

My question is about the latest Fed plan to buy long term Government bonds, does this make sense to you?

I signed a contract for this company that said that was going to help us find government jobs, but were a scam. What do I do?

I am having regrets about a truck I purchased, is there any way I can return it?

I am having a problem with my bank in that they applied my payment to the wrong account? How do I get this resolved.

I am considering Monex and Goldline for buying gold. Should I buy gold and can you do a review of these gold companies?

What can you tell me about 401(k)s and money market accounts for retired people?

I'm 62 and retired and invested in pacific life annuity. I've lost 30% and 10% more if I pull out, your advice please.

Can I make more money if I get an online degree?

The CA Employment Development Dept is contacting me about a debt from 1991. Isn't there a statue of limitation on this?

Can a supposed debt owed on a vehicle loan from 1994 be put on my credit in 2008? It is not on my credit now.

Each day brings us more things to fear from the financial and banking world.

Can I convert the 401K into an IRA and use it to pay off the student loan without the additional penalty?

I have been laid off at age 55. Can I take money from my IRA without the penalty and if so how much?

My husband who is 60 withdrew money from his 401k, how do we go about claiming this on our taxes?

I believe that the 4 year SOL may apply and a judgment may have been issued in error. How do I find this out?

My car met with an accident and I don't have enough insurance coverage? Will the car be repossessed?

Is Bills.com something that will be sending them a check every month and charging my credit card for it?

If I work part-time for the same company where I have worked for 22 years will I be able to withdraw funds from my 401K?

In a bill pay servie are my funds withdrawn imeediately for a future scheduled payment?

I cashed out my 401(k) and they took 60% and told me the rest had to go back to the employer. This doesn't sound right to me.

Are there any specific reasons one has to have for 401(k) withdrawal without penalty?

Can you use a credit card to pay bills?

I have a 660 average FICO score. Can I qualify for a good interest rate?

My husband has $40,000 in child support, will the child support division consider a settlement?

How much credit card interest can I save?

How long do I have after a purchase to return the vehicle because of breach of contract?

Is there a way to get out of a bad car deal and not having to damage my credit?

Can I withdraw money from my 401K without penalty for first time home purchase?

Is there a way to show that one of my companies is doing better than all the rest?

Is it better to sell my bonds and invest in the CDs?

What's the difference between a simple IRA and a 401K plan?

I need to learn how to mange my money and make sure all my bills are paid!

I have about $20,000 in credit card debt. Some is at a very high interest rate. I have the option of taking a 401(k) loan.