Refinance Questions & Answers

Refinance Tips, Questions and Answers

Find your own answers by reading the thousands of questions and answers that Bills.com gets, including mortgage refinance specific answers!

Mortgage Rate Predictions

Will mortgage rates rise or fall?

refinance first and second mortgages

Can I refinance my first and second mortgages that are with US Bank?

Quitclaim Deed and Domestic Partner

Don't pursue a quitclaim deed without understanding all the implications.

Should I Refinance My Home? | Bills.com: Find. Save. Learn.

At what interest rate would it make sense for me to refinance my home?

Upside Down Refinance

Options for homeowners who owe more than their home is worth

Lender Private Mortgage Insurance (LPMI)

Can I find LPMI in a mortgage refinance?

Refinance a Chase Mortgage

I have my current mortgage with Chase. Should I refinance it to a lower rate? They mailed me a refinance letter. Should I keep my mortgage with Chase?

Refinance With 118% LTV

What are my refinance options if my LTV is 118%?

Assumable Mortgage & Estate

I want to assume a mortgage. I this possible and how much will it cost?

Mortgage Analysis

I own my home free and clear. I am on Social Security, and want a $15,000 mortgage. How can I qualify?

Electronic Signature on Refinance

I found a good rate online and locked-in a rate with a digital signature. I just found a better rate. Can I break the contract?

Refinance with Chase or M&T Bank

Should I refinance my mortgage with Chase or M&T Bank?

Bad Credit Mortgage Refinance

Where can we look for a home refinance for people with bad credit?

Refinance $200,000 Mortgage

May I do a cash-out refinance to pay down $23,000 in credit card bills?

Note v. Mortgage

What is the distinction between a mortgage, note, and deed?

Refinance 4-Unit Apartment

How do I refinance my four-unit apartment building?

Refinance Mortgage or HELOC?

When shopping for a mortgage refinance, should I be concerned about my loan balance or my monthly payment?

Use Retirement Funds to Refinance

I want to refinance. Does it make sense to pay down my principal balance with retirement funds?

Title Insurance for Refinance

I want to refinance my mortgage with my current lender. Will I need to buy title insurance again?

Refinance Debt

Should I refinance my mortgage to pay off my credit card debt?

Refinance Mortgage with Bad Credit

My ex-husband doesn't have much credit. Can I be a co-borrower in a refinance?

Stated Loans and HARP

Should I go with a stated loan or one offered through the HARP program?

Mortgage Refinance and Estate Planning

Does it make sense to refinance multiple properties I own? What is the best way to help my child buy a first home?

403b Distribution to Qualify for Refinance

Should I receive a distribution from my 403b to slash my DTI, and therefore qualify for a mortgage refinance.

Divorce & House

How long must I wait after a divorce before I can refinance a home awarded to me?

Refinance Tax Deduction

I refinanced my mortgage. Can I deduct the points I paid on my federal income taxes?

Debt Consolidation Refinance with Bad Credit | Bills.com

Can I consolidate my personal loans with a refinance if I have bad credit?

How Do I Refinance, and What Is A Second Mortgage?

How do I refinance, and what is a second mortgage?

Will Adding My Name To A Mortgage Help My Credit Score?

Will adding my name to my husband's mortgage help my credit score?

Debt-to-Income Ratio and Refinancing

Is there a bank that will refinance my house if I have a high debt-to-income ratio?

Refinance Your Home With Bad Credit | Bills.com

Is it possible to refinance your home when you have bad credit?

Second Home and Second Mortgage

I want to buy a second home to rent it out. Would that consider a second mortgage? How much higher is the interest for this t

3-1 Arm Mortgage Refinance Help

We are in a 3-1 arm mortgage and need to refinance, but my husband lost his job. Help!

Refinance My Mortgage

I'm trying to decide if I should refinance my mortgage.

Mobile Home Loan

Should I refinance my Mobile Home Loan or just let them have it? My interest rate is 17%.

When Does it Make Sense to Refinance?

How does one decide if refinance is a good option or not?

Remove Name From Joint Mortgage

My ex-spouse and I bought a house 4 years ago. I need to leave. How can I remove my name from the mortgage?

Qualifying for a Refinance Loan

When refinancing do you have to fix up your property?

Refinance Advice

My 1st mortgage is a 5.875% 30 yr loan & my 2nd is at 6.74% 10 yr loan. Does it make sense to refi with a cost of 1.25 points?

Bad Credit Refinance

I have three credit cards in default because my ARM interest shot up. Can I get a refinance loan with bad credit?

Refinancing Only a Second Mortgage

Can I refinance my second mortgage only, without consolidating it with the first?

Home Equity Loan Vs. Cash Out Refinance

Is it better to consolidate debt through a home equity loan or a refinance with cash out?

Bad Credit ARM Refinance | Bills.com: Find. Learn. Save.

Can you help people with bad credit/income ratio?

Mobile Home Refinance Timing

What is the legal time period one can refinance after the purchase of a new home?

Refinance Options With Low Credit Score

I have a 520 score. Can I refinance or ask for a loan?

Real Estate Taxes and Refinance

Are there any services that can assist me with either setting a payment program up with the city?

$20,000 in Debt and Refinancial Help

Bill, I am only $20,000 in debt have ahome to refinancial with 30,000 equity with bad credit how can i get help?

Appraised Value for Refinance

My appraiser lied and over-valued my home. Should I refinance and try to re-appraise the value of my home?

Home Equity Loan Refinance | Bills.com: Find. Learn. Save.

Can I refinance and apply for a first time mortgage (combining my Home Equity) so I can add on to the home.

Refinance Options

I am interested in consolidating (refinancing) my mortgage and my home equity line of credit.

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