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Debt Articles

Credit Card Debt Relief

Mark CappelMarch 18, 2024

Read a personal story about credit card debt relief and discover ways to get yourself out of credit card debt. Courtesy of Bills.com - your source for saving mo

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Repay My Debts

Mark CappelMarch 18, 2024

Free debt help advice to repay my debts.

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Bankruptcy

Daniel CohenMarch 18, 2024

Bankruptcy | Bankruptcy is an option of last resort, but it can be a very effective way to eliminate debts, if you qualify. Review the ways that you can...

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Top Loan Consolidation Options

Betsalel CohenMarch 18, 2024

Loan consolidation uses a new loan to pay off existing debts. Three loan consolidation strategies are student loans, personal loans, and mortgage loans.

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Consolidate My Debt

Daniel CohenMarch 18, 2024

How can I consolidate my debt? Learn the secrets on how to resolve debts, lower payments and save when you consolidate debts.

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Collections Advice

Betsalel CohenMarch 18, 2024

Debt collections advice | Free tips on how to deal with an account in collections. Review your Fair Debt Collection Practices Act rights, so you aren't...

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Ayuda de la Deuda

Jon PedleyMarch 18, 2024

Aprenda todo lo que debe saber para eliminar su deudas y consigue ayuda en Bills.com - su recurso de asistencia para aumentar su ahorros y eliminar su deudas.

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Tips to Pay Off Holiday Debt

Daniel CohenMarch 18, 2024

Find the best way to pay off holiday debt. Read tips from six top financial experts to take care of debt from the last holiday and avoid debt this year.

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Am I Responsible for my Mother's Debts

Mark CappelMarch 18, 2024

Credit Card and Probate information| Authorized users do not apply for credit or sign a credit agreement, they are not legally liable for the debt. Read about..

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Creditor Refusing Payments

Mark CappelMarch 18, 2024

If your creditor refuses your payment it does not meant that you are no longer required to pay the debt. If your payment is refused by your creditor, you need..

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New Debt While in Chapter 13

Mark CappelMarch 18, 2024

Incurring New Debt in Ch 13 Bankruptcy | While in a Chapter 13 bankruptcy plan, you are strictly prohibited from incurring new debt without receiving prior...

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Negotiate Debt

Mark CappelMarch 18, 2024

Negotiation is a process and just because you have spoken to a judgment-creditor once or twice and got no where does not mean the judgment-creditor will never a

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Using Credit Cards in my Mother's Name

Mark CappelMarch 18, 2024

See what happens if you are using credit cards in your mother's name and cannot make the payments. Learn about credit card collection practices at Bills.com

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Father's Debts Appearing on My Credit Report

Mark CappelMarch 18, 2024

There is no easy way to fix the problem of a father's derogatory credit items appearing on a son's credit report (or vice-versa). Here is how to start.

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Unsecured Debt Consolidation Loan

Betsalel CohenMarch 15, 2024

Use an unsecured debt consolidation loan to pay off personal debt, medical bills, and credit card debt. The loan simplifies your payment schedule and helps...

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ARS National Services - Dealing with Collection Calls | Bills.com

Betsalel CohenMarch 15, 2024

ARS National Services is a collection agency that works with original creditors and third-party debt buyers. Learn how to deal with a collection call, avoid...

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Community Property Debt

Mark CappelMarch 15, 2024

Community Property Debt | Assets and obligations of one partner acquired during the marriage become 'community' assets or obligations. This can mean one...

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Nationwide Credit Inc: Dealing with Collection Calls | Bills.com

Betsalel CohenMarch 15, 2024

Nationwide Credit Inc is a collection agency that works with original creditors and third-party debt buyers. Learn how to deal with a collection call, avoid...

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Portfolio Recovery Associates - Deal with collections | Bills.com

Betsalel CohenMarch 15, 2024

Portfolio Recovery Associates is a large collection agent. Take these three steps when Portfolio Recovery Associates calls you to collect a debt. First...

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How to Handle a Debt Collection Call from Rausch Sturm 2024 | Bills.com

Betsalel CohenMarch 15, 2024

Rausch Sturm is a collection agency that collects debts for financial institutions and creditors. If they contact you, take these steps to protect...

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Real Time Resolutions: How to Deal with Collections | Bills.com

Betsalel CohenMarch 15, 2024

Real Time Resolutions is a mid-size debt collection agency that services debt and mortgages. They also buy debt. If you were contacted by RST avoid making...

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Louisiana Collection Laws

Bills.com TeamMarch 15, 2024

Learn the statute of limitations for credit card and other debts in Louisiana, and the state's consumer friendly rules for wage garnishment...

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New York Collection Laws

Mark CappelMarch 15, 2024

Learn how New York law protects you if you are threatened with a lien, account levy, wage garnishment, repossession or foreclosure. Payday loans are illegal...

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Excessive Towing Fees

Mark CappelMarch 15, 2024

My car was towed, and now the towing company wants to sell my car. What can I do? Contact an attorney in your state immediately and raise the money to pay the s

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Use 401k to Consolidate Debt

Daniel CohenMarch 15, 2024

Your 401k can be a solution for consolidating credit card debt. Review the pros and cons of a 401K withdrawal and 401k loan, and compare them to alternatives.

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Credit Card Debt in Colorado

Mark CappelMarch 15, 2024

My husband was sued in Colorado for a credit card debt incurred in Vermont but agreed to in Arizona. What law applies?

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Collection Agency Interest

Mark CappelMarch 15, 2024

Can A Collection Agency Continue to Charge Interest on A Charged Off Account?

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Low Interest Credit Card Consolidation Loans

Betsalel CohenMarch 15, 2024

Low-interest credit card consolidation loans are available, including a personal debt consolidation loan and a cash-out or home equity mortgage. Your credit...

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Father's Credit Card Debt

Mark CappelMarch 15, 2024

My girlfriend's father opened numerous joint account credit cards when she turned 18. He filed for bankruptcy a few years later but did not include the credit c

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Minnesota Collection Laws

Mark CappelMarch 15, 2024

Learn the statute of limitations for credit card and other debts, and Minnesota's peculiar mortgage anti-deficiency laws. A Minnesota judgment becomes a lien...

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Debt Consolidation Alternatives for Military and Hardship

Betsalel CohenMarch 15, 2024

There are debt consolidation alternatives for military personnel in a financial hardship. Don't fall for scams or easy to qualify solutions. Look for...

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Bad Credit Debt Consolidation Loan Alternatives

Betsalel CohenMarch 15, 2024

Consolidating debt with bad credit is a challenge. While bad credit debt consolidation loans are available, compare them with other alternatives that are..

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Washington Collection Laws

Daniel CohenMarch 15, 2024

Learn the statute of limitations for credit cards and other debts, Washington's anti-deficiency law, and how much is exempt in a wage garnishment or account...

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Community Property

Bills.com TeamMarch 15, 2024

10 states offer community property family law. If you live in a community property state, creditors may be able to collect from you even if you knew nothing...

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Debt Consolidation Loan Fees

Betsalel CohenMarch 15, 2024

Debt Consolidation Loan Fees | There are different debt consolidation loan solutions. Make sure that you choose the right program and compare rates, upfront...

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Bad Credit Debt Consolidation Lenders

Daniel CohenMarch 15, 2024

Read customer reviews about bad credit debt consolidation lenders, such as Avant, One Main, LendingPoint and NetCredit or write your own review

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Q3 2018 US Household Debt Trends

Betsalel CohenMarch 15, 2024

The amount of household debt in the US is increasing. While there is no conformity across states, debt levels are rising, especially student loans and auto loan

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Credit Card Debt Consolidation

Daniel CohenMarch 15, 2024

Understand how to find the right credit card debt consolidation option for your situation. Don't commit to a solution you can't see through. Make sure you...

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Midland Credit Management

Mark CappelMarch 15, 2024

Midland Credit Management collection agency calling you? Take these 3 steps if Midland Credit Management calls you to collect a debt. First...

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Increase in Debt Balance

Mark CappelMarch 15, 2024

Unless a creditor has charged a higher rate of interest than that allowed by your credit agreement, you probably have little recourse in forcing the creditor to

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Mortgage When Spouse Dies

Mark CappelMarch 15, 2024

A bank may be able to call a mortgage when a spouse dies. your spouse who has a mortgage dies, you may be able to keep making payments and remain in...

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Dealing with Late Payments and Delinquent Accounts

Betsalel CohenMarch 15, 2024

If you can’t afford to make your payments on time, then you are not alone. While delinquent rates dropped since the Great Recession in 2008, many households...

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Settle a Lawsuit

Mark CappelMarch 15, 2024

Settling with your creditors is a fairly straightforward process, but one which can be intimidating to many consumers. Learn more about the process at Bills.com

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Debt Consolidation & Mobile Home

Mark CappelMarch 15, 2024

Finding a debt consolidation loan using a mobile home as collateral is possible but challenging. Consider your alternatives, which include...

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Deal Or No Deal

Mark CappelMarch 15, 2024

We were forced to sell our home through a short sale and our second mortgage left us a charge-off of 66k. We have been offered a 10-year settlement plan. Is thi

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Debt Consolidation Loans For Military

Betsalel CohenMarch 15, 2024

Debt Consolidation Loans Military | If you own a home then consider a VA cash-out mortgage. While there isn't a special personal loan program for military...

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US Bank Debt Consolidation Loan Options

Betsalel CohenMarch 15, 2024

US Bank offers debt consolidation loan options for their existing customers including personal loans, lines of credit and home equity loans. Check out the...

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How to Consolidate Credit Card Debt

Betsalel CohenMarch 15, 2024

How can you consolidation credit card debt? Learn about the best way to consolidate credit card debt and choose a program that fits your...

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What Happens if I Do Not Have Enough Money To Pay A Deficiency Balance?

Mark CappelMarch 15, 2024

If I do not have enough money to pay a deficiency balance, what will happen?

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Pros and Cons of a Bad Credit Debt Consolidation Loan

Betsalel CohenMarch 15, 2024

If you have bad credit, then you are probably wondering if a bad credit debt consolidation loan is the right solution to your debt problems. Learn the pros and

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