BILL'S ANSWER
While we at Bills.com do not lend money. We put potential home buyers in contact with lenders able to meet the buyers' needs.
Currently, your credit score is well into the "sub-prime" category, meaning that you will pay a premium for any financing you can obtain. Although you may be able to find a lender willing to lend you money to purchase a home, I would recommend that your first turn your attention to improving your credit score, so that you can obtain a loan at a better interest rate and with better terms. If you can find a lender now, the loan you obtain will likely be at a very high interest rate, and could possible make purchasing a home impossible simply due to the prohibitive cost. Bills.com has a wealth of information on credit scores for you to learn more.
This has information about credit scoring and ideas on how to improve your credit score. If you would like to have a few lenders contact you, I encourage you to submit your information on the Bills.com Savings Center, which you will find at the top of every page on Bills.com. We will send your information to several lenders who may be able to give you a better idea of the loan options available to you. Armed with information about credit and what loans you currently qualify for, you will be able to make an informed decision about the best time to buy a home and what you should expect to pay.
I hope the information provided helps you Find. Learn. Save!
Best wishes,
Bill
www.bills.com
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