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Collection Harassment from Reference - The Bills.com Blog
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Collection Harassment from Reference
Wednesday, Dec 10, 2008
Question: My father apparently took out a loan from Missouri Title Loan and put me as a reference. Now they are calling me on my cell phone asking me to have my dad call them. I have nothing to do with the loan or my father's finances. Is it legal for them to keep harassing me after I have told them to stop calling me? It's really irritating because I pay my bills and have no control over what other people do with their finances. Thanks.
Answer: Thanks for visiting Bills.com. The quick answer is: NO. An overly aggressive collector should not be able to keep harassing you, unless you are a guarantor
on the debt (which you certainly are not). In fact, there is an entire federal law that the FTC (Federal Trade Commission) enforces, called the Fair Debt Collection Practices Act (FDCPA). You can learn more about the FDCPA here: www.ftc.gov
You can request
You can request
the collector to "cease and desist" future communication with you, and to tell them that if they continue their harassment that they are in violation of the FDCPA.
I hope this helped you Find, Learn, and Save!
Best,
Bill
www.bills.com
I hope this helped you Find, Learn, and Save!
Best,
Bill
www.bills.com
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