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Bill has received many debt questions from people desperately trying to get their finances back in order. The bottom line is there are many ways to get debt help, and Bill has given advice on each one of them. Browse through the many different debt topics, situations, and issues Bill has been asked about and find and discuss the answer you’re looking for.
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Sep 08 2010
I live in Kentucky now, but five years ago had a foreclosure in California. Now the creditor is trying to collect the deficiency balance. Which SOL applies?
Which Statute of Limitations Applies?
Sep 07 2010
Is a new spouse responsible for the other spouse's debt upon marriage in Minnesota?
Minnesota Family Law
Sep 07 2010
My spouse and I are retired. What are our options for resolving $8,200 in credit card debt?
$8200 Credit Card Debt
Sep 06 2010
It has been six years since my last payment on my debts, do the statute of limitations protect me?
The Statute of Limitations
Sep 03 2010
Can I file bankruptcy for my student loans and medical bills?
Bankruptcy for Student Loans
What Kind of Judgment Can I Expect?
If I Default on Everything What is the Worst That Can Happen?
I need mortgage help and credit debt help, too
Information about Credit Trust USA
Derogatory Medical Bills and Credit Score
Can I consolidate debt on a purchase home loan?
Can a credit card company charge interest and fees after an account has been closed
Surrendering Home in Bankruptcy
Pension Garnished After Foreclosure
Massachusetts Judgment Statute of Limitations
Resolving $52,000 Credit Card Debt
Michigan Spousal Liability for Debt
Levy From Both IRS and a Judgment
Renegotiate Citi Credit Card Settlement Agreement
North Carolina Collection Laws
Wisconsin Spousal Liability for Debt
Spousal Support and Credit Card Debt
403b Distribution to Qualify for Refinance
Refinance and Debt Consolidation
Georgia Spousal Liability for Debt
Florida Mortgage Foreclosure & Short Sale
Deceased's American Express Debt
Splitting Credit Card Debt in Divorce
Tennessee 39-14-116. Hindering secured creditors
Property Tax Interest Rate in Kentucky
Restart Statute of Limitations
Money Management International Review
Garnish Wages in Debt Settlement Program
Summons to Appear While in Bankruptcy
Illinois Garnishment Rules for Two Jobs
Seize and Sell Florida Property
Kansas Spousal Liability for Debt
Debt Settlement Questions & Answers
New Jersey Student Loan Forgiveness
Pay My Creditors or File Bankruptcy?
Responsibility for Spouse's Debt
Making Less than the Minimum Payment
Negotiate American Express Debt
Deceased Spouse's Medical Bills
Consolidating Credit Card Debt with a Home Equity Loan. Does it make sense?
$60000 Credit Card Debt Consolidation
Buy a Car vs. Pay-off Credit Card
Massachusetts Statute of Limitations
Short Sale, Foreclosure & Mortgage Debt Forgiveness
Delinquent Credit Card Debt and Foreclosure
How Do I Deal With A Judgment?
Help with retirement funds and planning due to health issues
Credit Card and Wage Garnishment
Will an Old Collection Affect My Ability to Buy a Home?
InCharge Debt Solutions Review
How do I Protect My Pension and SSD?
Will A Credit Counseling Program Hurt My Credit?
Collections Advice on Deficiency Judgment
American Express Debt Settlement
Should I Get An Attorney To Stop A Creditor From Collecting A Debt?
Can Chapter 13 Bankruptcy Release Liability?
Debt Ok and a Review of Debt Relief Options with DebtOK
Paying a Debt That No Long Appears on a Credit Report
On Disability and Need Debt Help
Poor Credit and Purchasing a Home
Evaluating a Debt Management Program
Should I Settle or Make Monthly Payments?
Should an Authorized User Assume a Debt?
How Does Bill Consolidation Work?
Personal Loan Debt Consolidation
Settled for Less Than Full Balance
Prepaid Debit Card and Debt Collections
Mortgage Forgiveness Debt Relief Act
Auto Repossession and Collection
Fixed Income and Debt Consolidation
How often can I file for bankruptcy?
Private Student Loan Consolidation
I Can't Afford My Auto Loan Can I File Bankruptcy Again?
Auto Refinance and Credit Card Debt
Should I Close My Credit Card Accounts
Right of Reinstatement on Vehicle Loan
Voluntary Repossession & Vehicle Refinance
Sued for a $5,600 Credit Card Debt
Can A Collection Agency Continue to Charge Interest on A Charged Off Account?
What Happens if I Do Not Have Enough Money To Pay A Deficiency Balance?
How Do I Settle A Judgment Without Filing Bankruptcy?
Can My Father's Social Security and Pension be Garnished?
Can My Bank Account be Levied?
Student Loan to Pay Second Mortgage
Garnish Social Security Income
Domesticate a Judgment Overseas
Cash-In 401(k) to Save My House
Can I Negotiate With My Original Creditor Instead of the Collection Agency My Account Is With?
Liable for My Spouse's Hospital Bills
Debt Consolidation Hurt My Credit Score
Debt Relief Effects on Credit Score
Should I Use My Savings To Pay Off My High Interest Credit Cards?
Can I Consolidate My Car Loan In A Debt Consolidation Program?
Wage Garnishment & Payday Loan in California
Consolidate Debt Without Perfect Credit
Nelson & Gray, Global Client Solutions, Rocky Mountain Bank and Trust
Ex-Spouse's Medical Bills & Garnishment
Credit Bureau Put Levy On My Bank Account
Pros & Cons of Debt Consolidation
Liability for Second Mortgage After Spouse's Bankruptcy
Debt Consolidation Credit Score
Pay Off Debt or Invest Retirement Funds
Am I Liable for My Deceased Spouse's Debts?
401(k) Distribution & Tax Relief
Credit Card Company & Lien On My House
Mortgage Forgiveness Debt Relief Act and Debt Cancellation
Credit Report Shows 8 Year-Old Debt
Can Creditors For Unpaid Unsecured Debt Seize My Home?
I Have A High Income What Past Due Debts Should I Pay First?
How Do I Consolidate My Credit Card Bills Into One Monthly Payment?
Options to Consolidate $70,000 to $90,000 in Debt
How Many Garnishments Can One Person Have?
Payday Loans & Hot Checks in Texas
If a Debt is Not On My Credit Report, Can the Creditor Still Sue Me?
What Can I do If I Can't Afford My Credit Card Debt Anymore?
Can I Consolidate My Accounts That Are With Debt Collectors
Medical Debt Resolution Options, Strengths & Weaknesses
Can a Reverse Mortgage Be Garnished
If I Pay a Small Amount on My Debt, Can I Still be Sent to Collections?
Co-Signed Lease With Friend Who Broke Lease
What Are My Debt Resolution Options
Will Co-signing On a Loan Hurt My Credit Score?
How to Cancel Automatic ACH Payments
Am I Liable for My Deceased Wife's Debts?
Voluntary Repossession Effect on Credit Score
My Attorney's Office Closed Taking My Files & Money
Is My Spouse Liable for My Credit Card Debt?
How do I retire my debts before I do?
Charge Off, Credit Report, Statute of Limitations & Merged Financial Creditors
Will a Cease-and-Desist Letter Work With Payday Loan Companies?
Two Credit Card Payment Strategies
I Moved to a State With a Shorter Statute of Limitations. Which One Applies?
TERI Student Loan & Debt Settlement Program
Debt Consolidation Options that Don't Require Collateral
6 Months Behind on Credit Card Payments
Subpoena While in Debt Resolution Program
Freedom Debt Relief KRON4 TV Interview: Finding Debt Solutions
Should I Lend My Son Money to Pay-Off His Car Loan?
Deed In Lieu Of Foreclosure vs. Short Sale
Take Charge Of Your Financial Situation
We Can't Afford Our Vacation Home Anymore
Vehicle Repossession and Summons
Debt Relief Comparison or Bankruptcy
Which Car Stays and Which Car Goes?
Video on How Debt Settlement Programs Work
Should I Contact My Creditors if I'm in a Settlement Plan?
Co-Signed Car Loan With Deadbeat Daughter
Financial Complication with our Dream Home
Reaffirmed Vehicle and Bankruptcy
Creditor Suing Daughter on Disability
Help with Medical Debt on a Fixed Income
Recovering From Bankruptcy and Unpaid Credit Cards
Relieve Damage Of An Auto Repossession
Paying For Credit Card Debt From Disability Income
Struggling with car payments while managing a family
Serious Credit Card Debt & Mortgages Don't Mix
Deficiency Balance on Car Repossession
Will Foreclosure On One Property Affect Another We Own
Mortgage Debt & Reopening a Chapter 7 Bankruptcy
My Rate Jumped on My Credit Card. Help!
Stopping An Attorney's Harassing Phone Calls
Consumer Debt & Retirement Planning
Collection Agency, Collections Laws & Statute of Limitations
Help with Debt, Income & Expenses
Consolidate Multiple Debts to Qualify for Mortgage
Borrower Liability after Vehicle Repossession
In Chapter 13 and Behind on my Mortgage
Debt Consolidation Options for College Students
Husband with $85K of Credit Card Debt
Paying Off Debt and Credit Reporting
Authorized User on Credit Card
Filing Bankruptcy While Living Overseas
Medical Debt, Collectors & Credit
Settle Debts, Own Two Properties
Debt Forgiveness Due to Foreclosure
Avoiding Foreclosure Through Bankruptcy
Will the TARP Help me with 100K in Debt?
Can Social Security Income be Garnished?
Creditor Harassment regarding Credit Card Debt
Will bankruptcy Affect my Wife's Credit?
Consolidate of Debts and Credit
Negative Accounts and Credit Scores
Medical Bills: Consolidation and Other Options
Mother with Many Debts Facing Debt Collection
Dealing with Medical Bills Collections
Settling Debt and Credit Scores
Settled Debt Not Updating on Credit Report
Restrictive Endorsements to Settle Debt
Credit Reporting without a SSN
Minimize Damage on Credit Due to Repossession
Consequences of Credit Card Default
Credit Counseling and Government Debt
Am I Liable for my Ex-Husband's Mortgage
Creditor Trying to Collect on 13 Year Old Debt
Credit Card Co. Putting a Liin on my Home
How to File Bankruptcy With No Money
Creditor Trying to Collect on Forgiven Debt
Community property and debt relief advice
Creditor Increasing Balance After Judgment
Trouble With Convenience Checks
Tactics Used by Debt Collectors
Paying Creditors After Bankruptcy Discharge
Reposession and Deficiency Balance
Behind on $25,000 in credit card debt
Small Business Debt Consolidation
Bankruptcy versus Debt Consolidation Consultation
Bankruptcy Alternatives to Debt Relief
Have 10k credit card debt & need way out!
Hardship program and credit card debt
Should I Settle or Enter CCCS Program
Utility Charges After Bankruptcy Foreclosure
Voluntary Repossession or Bankruptcy
Am I Responsible for my Mother's Debts
Incurred New Debt While in Chapter 13 Bankruptcy
Avoid Garnishment on Deficiency Balance
Business Partner Filed for Bankruptcy
14 Year Old Auto Deficiency on Credit Report
Using Credit Cards in my Mother's Name
Stop Garnishment on Student Loans
Struggling with Just One Creditor
California Statute of Limitations
Enforcement of a 6 Year Old Judgment
Bank Levies by Judgment Creditor
Civil Suit on an Old Credit Card Debt
Garnishment on IRS Debt and Judgment
Minor Signed an Agreement to Pay Debts
Trouble with Student and Auto Loans
Debt Settlment Company and Credit Counseling
Being Threatened with Repossession
Credit Card Payment Arrangement When in Hardship
Credit Card Debt and Community Property Law
Switch From One Debt Consolidation Program to Another
Old Debts Appearing on Credit Report
Adding Debts to a Discharged Bankruptcy
Citibank Credit Card Settlement
Dealing with Charged Off Debt Accounts
Selling Stocks to Pay off Credit Card Debt
Need Help With Credit Card Debt
Credit Counseling for Just One Bill
Garnishments Due to Defaulted Student Loans
Withdrawing from 401k to avoid bankruptcy
Debt in Collections and Buying a House
Wage Garnishment on Account of a Repossession Balance
Working With Collection Agencies
Moving Overseas When in Chapter 13 Bankruptcy
Paying off Collection Accounts & Credit Score
Wolpoff & Abranson and Statute of Limitations
Options on Debt Help When in a Settlement Program
Collection Efforts Against Authorized User
Struggling with Chapter 13 Payments
Garnishments, Foreclosures and Bankruptcies
Judgment Appearing On Credit Report
Resolving an R9 Charge Off Account
Two Creditors Garnishing Wages at the Same Time
Debt Settlement vs. Consumer Credit Counseling and Freedom Debt Relief Forum
Letter From a Collection Agency
Full Payment After a Repossession
High Interest Rate on Credit Card
Debt Consolidation Loan Vs. Debt Settlement
Collection Calls On Old Accounts
Creditor Actions On A Deficiency Balance
Getting Harassed by Bill Collector
Payment For a Charged Off Account
Debt Consolidation and Effect on Refinance
Wages Being Garnished for an 8 year Old Debt
Collections Notice for an Old Deficiency Balance
Debt Negotiation Plan Progress
Deciding Between Debt Settlement and Bankruptcy
Paying Off Old Debt and Improving Credit Score
Get Delinquent Accounts Off Credit Reports
Dealing with Old and Charged Off Debt Accounts
Debt Settlement and Credit Score
Dealing with Debt Problems on Social Security Income
Medical Debt In Collections and Credit Rating
Collection Calls on 12 Year Old Debt
Getting Debts Paid off Quickly
Help With Debt to Avoid Bankruptcy
Consolidate My debt with bad credit
Balance on Voluntary Repossession
Credit Cards and Community Property Law
Joint Account and Negative Credit
Expiration of Statute of Limitations
Student Loans on Credit Report
First Time Home Buyer and Consolidation
When you should sell your house to repay debt
Consolidate Debt by Taking out a Loan
Effects of Default on Credit Card
How to Contact Creditor to Resolve Debt
Rating of Expert Credit Solutions
Medical Debt and Medical Bills
Refinance a Revolving Line of Credit Loan
Debt Consolidation with High Debt to Income Ratio
Debt Consolidation After Bankruptcy
Collections and Statute of Limitations
Debt Management Plan and Refinancing
Get back on track with your loans
Turned Down for Debt Consolidation
Debt Consolidation and Getting Turned Down
Payoff Debt from Payday Lender
Getting out of Debt and Buying a Home
One Payment and Debt Help Loan
Behind on Payments and Bankruptcy
Financial Difficulty after 9/11 and Debt Troubles
Small Business Debt Help and Options
Past Bills and Debt Consolidation Help
Consolidate My Credit Card Bills
Old Debt and Statute of Limitations
One Payment for Bills and Debts
Unsecured Credit Card Consolidation Program
Get Out of Debt Consolidation Loan
Debt Consolidation and Consolidate to get debt free
Private Student Loan Consolidation or Deferment
American Express Bill and AMEX Debt
Debt Consolidation Impact on Credit
Debt Settlement Advice and Tips
High Debt Consolidation and Credit
IRS tax debt help and Offer In Compromise
Debt Payments Monthly on Credit Cards
Chapter 7 Bankruptcy and job loss
$60,000 in credit card debt help
Credit Solutions of America Evaluation
Refinance or Debt Relief for $60,000 in Credit Card Debt
Consolidate Debt into One Monthly Payment
Debt Consolidation for $120,000 in debt
Trouble with Student Loan Debt
Debt Consolidation Personal Loan
Debt Settlement and Credit Solutions
Debit Consolidation and Debit Relief
Best Debt Consolidation Option
Debt Consolidation without a Home
Bankruptcy and Debt Consolidation
Freedom Debt Relief Information
Credit Card Debt Consolidation
IRS Debt Relief and Tax Debt Help
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