Bills.com Blog > Loans Questions > Default on Private Student Loan
Question: If I don't pay a Private School loan that I got through a bank (it has no stafford loan or federal govt associated with it) what can they do? Can they garnish my wages?
Answer: Private student loans are similar to unsecured debts owed with regards to collections. If you do not make repayments on the loan, the creditor/collection agency does have the right to take you to court.If a judgment is won, the creditor/collection agency can ask to have wages garnished and/or liens placed against properties or financial accounts. The only thing that differs a private student loan from an unsecured
debt is the fact that private student loans are currently not dischargeable in a bankruptcy filing. For more information on collection actions for default on student loans, please visit our student
loan information page.
I hope the information provided helps you Find. Learn. Save.
Best,
Bill
www.bills.com/blog
Bill has answered all sorts of questions and has been able to provide those in need of financial guidance with helpful and valuable advice and information on their specific financial area of interest. If you need specific guidance on any of the above mentioned financial areas, feel free to Ask Bill your financial questions and get better informed.