FHA Approval for Construction and Buying a Home - The Bills.com Blog
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FHA Approval for Construction and Buying a Home
Tuesday, Dec 9, 2008
Question: IF I AM APPROVED FOR FHA LOAN, CAN I BUILD NEW HOME OR DOES IT HAVE TO BE EXISTING HOME?
Answer: The FHA does not offer loans for building a new house. These are referred to as construction (or construction to permanent) loans and are available through most traditional mortgage lenders, but not through the FHA loan programs.
Once your home construction is complete, you'll be able to refinance your construction loan in to an FHA loan. Find a few lenders to
luck and let us know how it works out.
- Bill
Bills.com
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