Information for hardship based loans - The Bills.com Blog
Bills.com Blog > Loans Questions > Hardship based loans
Information for hardship based loans
Friday, Oct 12, 2007
Question: Need to apply for a personal loan due to financial hardship.
Answer: Please visit the Bills.com
Loan Resources page to find out more about the loan options available to you. If you enter your contact information in the Bills.com Savings Center at the top of the page, we can have several pre-screened lenders contact you to discuss the loans available to you.
If you own a home, Bills.com makes it easy to compare mortgage offers and different loan types.
User Comments
Bill has answered all sorts of questions and has been able to provide those in need of financial guidance with helpful and valuable advice and information on their specific financial area of interest. If you need specific guidance on any of the above mentioned financial areas, feel free to Ask Bill your financial questions and get better informed. Also, make sure to get a free financial health check-up with Bills IQ!
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1. Posted by Joyce Shoffner on Thursday 16th October 2008 13:42
trying to get a loan to get caught up on bills
2. Posted by Bill on Thursday 16th October 2008 16:25
Have you tried our savings center? - https://www.bills.com/homeloan/debt_consolidation/. if you are not successful there you can also try http://www.prosper.com
3. Posted by DONNA on Saturday 4th April 2009 08:37
MY HOME IS IN DANGER OF FORECLOSURE AND I NEED ABOUT 6000 TO GET MY SELF OUT. I WANT TO STAY IN MY HOME.
4. Posted by Donald Warner on Tuesday 14th April 2009 08:14
My wife and I are both full-time students at ITT-Tech. I make $310.00 dollars a week and we just keep getting further behind. Do you know of any hardship loans we could apply for to help us get thru till we graduate.
5. Posted by Jesse on Tuesday 14th April 2009 08:49
I have yet to come across lenders that provide loans based on hardship. Your best option is to apply for student loans, where you do not have to start the repayment till you finish school.
6. Posted by Armando Valdez on Thursday 14th May 2009 08:15
I need a hardship loan to stop a sale of my co-op apt. By 2PM 5/15/09 I need about $11,000.00 and I still have equity of $70,000.00 I am a divorced father of two and this is my only place my kids can come and stay with me. I live in New York City.
7. Posted by Bill on Thursday 14th May 2009 14:51
Unfortunately, Bills.com does not provide direct lending of any form and is not a lender. Ours is a site that provides purely information, tips and resources.
8. Posted by STEVE FORREST on Wednesday 17th June 2009 16:58
hello: I want to share my personal story with anyone who is interested. I was a loan officer in the retail housing market. I know for a fact that any loan that will help anyone in this situation is going to be hard money and will cost a small fortune in points and closing costs. about 6 months ago I was searching for a new job, any job just to somehow bring in enough money to meet my monthly bills. I had been a few months behind on my mortgage and did receive a few letters from the lender. two weeks ago I had a good friend visiting from Washington state. we were about to go on a hike and there was a knock on my door. I thought it was just some solicitor. I was going to get mad at the person because I have a sign on my front door "no solicitors".when I asked him what he wanted he said that the bank had sent him out to "change the locks on the doors". I was frozen with fear and felt sick to my stomach. I immediately tried to call the lender and after hours of endless waiting I was told that my house was scheduled to be sold in two weeks. The only possibility to save my home was to send them a cashiers check for $40,000. I was in a panic and my neighbor told me about a law firm that helped him. I did not even know that he was in trouble just like me. I called this law firm and within two days they stopped the foreclosure and dropped my payment in half. the best thing is that to start the program I only had to come up with a certified check for around $900.00 which I sent to the bank. The law firm was even able to work with me on their fees and allowed me to make a down payment to them. These guys were the best. they saved my life. I highly recommend that anyone in my situation give them a call. The guy that I dealt with was Daniel. I hope that this helps anyone facing the same situation as I did. Thanks: Steve
9. Posted by Diamond on Saturday 22nd August 2009 13:44
Hi Steve, OMG, I am so happy for you. Can you provide more info, on Daniel?
10. Posted by Kevin R Landon on Tuesday 1st September 2009 09:22
I Need A Loan To Pay Off My Dedits. And Go For A Business Loan To Get My Business Started. I Have Been In Business For 8 Months. Please? Help Me To Get My Business Up And Get It Going. Plus Pay Off My Dedits At The Same Time. But With Out the Fee To Start With.
11. Posted by Bill on Tuesday 1st September 2009 10:53
Bills.com does not provide direct lending of any form and is not a lender. Ours is a site that provides purely information, tips and resources. You can use our resources to apply for a cash out equity loan (if you own a home).
12. Posted by Pj on Monday 12th October 2009 10:31
Hello, I have lost my job last month and have filed for unemployment. But I am in debt for $36,000. Any IDeas for me on how I could get a loan ro where I can go?
13. Posted by Bill on Monday 12th October 2009 14:54
You will have a difficult time finding a bank or reputable lender give you a loan when your income is unemployment benefits. I suggest you review What Are My Debt Resolution Options? to understand your rights and options for consolidating your debt.