California Reverse Mortgage Information


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California Reverse Mortgage Information

Reverse mortgages in California are not taxable, and generally do not affect your Social Security or Medicare benefits. You retain the title to your home, and you do not have to make monthly repayments. The loan must be repaid when the last surviving borrower dies, sells the home, or no longer lives in the home as a principal residence.

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Snapshot of California

37 M

Population

$211,500

Median Home Value

57%

Home Ownership Rate

11%

Percent PopulationOver 65

Find Your City to Compare State and National Averages

Location Population Med. Home Value Home Ownership Rate % Population Over 65
USA 307,006,550 $119,600 66% 13%
California 36,961,664 $211,500 57% 11%
Alameda 70,699 $345,000 48% 13%
Alhambra 87,506 $210,400 39% 13%
Anaheim 334,425 $213,800 50% 8%
Antioch 100,586 $196,600 71% 7%
Apple Valley 68,886 $112,700 70% 14%
Arcadia 56,486 $393,700 62% 16%
Atascadero 27,343 $201,600 66% 12%
Azusa 47,074 $149,300 51% 7%
Bakersfield 308,392 $106,500 61% 9%
Baldwin Park 78,568 $146,400 61% 6%
Bell 37,332 $167,100 31% 5%
Bell Gardens 45,285 $175,000 24% 4%
Bellflower 74,351 $179,800 40% 8%
Belmont 24,665 $593,200 60% 13%
Benicia 26,597 $274,600 71% 9%
Berkeley 101,555 $380,200 43% 10%
Beverly Hills 34,979 $1,000,001 43% 18%
Brea 38,585 $261,700 64% 11%
Buena Park 79,664 $199,400 57% 9%
Burbank 104,317 $256,400 44% 13%
Burlingame 27,573 $685,900 48% 15%
Calexico 37,243 $108,200 55% 10%
Camarillo 62,489 $252,100 74% 17%
Campbell 37,520 $436,800 48% 10%
Carlsbad 92,928 $330,100 67% 14%
Carson 93,805 $183,200 78% 11%
Cathedral City 52,461 $125,500 65% 12%
Ceres 42,245 $119,900 66% 8%
Cerritos 52,353 $281,000 84% 10%
Chico 73,316 $141,600 40% 10%
Chino 79,289 $173,600 69% 6%
Chino Hills 75,282 $242,600 85% 4%
Chula Vista 212,756 $197,000 57% 11%
Citrus Heights 84,547 $137,300 57% 13%
Claremont 35,103 $251,000 67% 15%
Clovis 89,316 $125,200 60% 9%
Colton 51,427 $105,200 52% 6%
Compton 95,701 $136,200 56% 7%
Concord 122,204 $233,700 63% 11%
Corona 150,253 $194,400 68% 6%
Costa Mesa 109,809 $273,100 41% 8%
Covina 47,833 $189,500 58% 11%
Culver City 39,403 $311,100 54% 14%
Cupertino 52,948 $649,000 64% 11%
Cypress 47,606 $252,800 69% 11%
Daly City 101,005 $335,000 60% 12%
Dana Point 35,945 $381,400 62% 13%
Danville 41,540 $541,400 89% 10%
Davis 60,964 $238,500 45% 7%
Delano 50,310 $86,700 59% 8%
Diamond Bar 57,759 $245,800 83% 8%
Downey 109,376 $209,700 52% 11%
Dublin 41,840 $330,700 65% 5%
East Palo Alto 32,784 $302,100 44% 5%
El Cajon 91,756 $190,200 41% 11%
El Centro 40,563 $104,300 50% 9%
El Monte 123,162 $158,100 41% 7%
Encinitas 59,260 $353,300 64% 10%
Escondido 133,510 $192,600 53% 11%
Eureka 25,435 $114,000 47% 14%
Fairfield 104,897 $174,700 60% 9%
Folsom 66,123 $228,700 76% 9%
Fontana 170,099 $130,400 68% 5%
Foster City 28,937 $566,500 62% 10%
Fountain Valley 55,857 $289,500 75% 11%
Fremont 201,691 $363,400 65% 8%
Fresno 466,714 $97,300 51% 9%
Fullerton 132,918 $241,900 54% 11%
Garden Grove 166,296 $199,700 60% 10%
Gardena 59,733 $179,500 47% 12%
Gilroy 48,313 $344,100 61% 7%
Glendale 199,463 $325,700 38% 14%
Glendora 50,370 $225,000 74% 13%
Hanford 48,655 $102,900 59% 10%
Hawthorne 85,438 $183,700 26% 6%
Hayward 140,606 $237,300 53% 10%
Hemet 70,136 $93,700 65% 33%
Hesperia 83,351 $95,900 72% 11%
Highland 51,550 $128,500 67% 7%
Hollister 35,690 $266,300 67% 6%
Huntington Beach 194,436 $311,800 61% 10%
Huntington Park 62,165 $164,700 27% 5%
Imperial Beach 26,137 $171,700 30% 8%
Indio 76,896 $99,000 56% 9%
Inglewood 114,914 $175,000 36% 7%
Irvine 193,956 $316,800 60% 7%
La Habra 59,264 $199,500 57% 11%
La Mesa 53,043 $198,700 47% 17%
La Mirada 49,733 $210,700 82% 14%
La Puente 41,526 $146,500 61% 8%
La Verne 33,316 $242,100 78% 13%
Laguna Hills 32,156 $330,500 75% 12%
Laguna Niguel 64,771 $374,800 75% 9%
Lake Elsinore 45,033 $144,800 65% 7%
Lake Forest 76,323 $278,000 72% 9%
Lakewood 80,055 $202,800 72% 12%
Lancaster 140,804 $103,700 61% 9%
Lawndale 32,016 $178,700 33% 6%
Livermore 79,438 $314,600 72% 8%
Lodi 62,451 $141,500 55% 14%
Lompoc 39,883 $148,300 52% 9%
Long Beach 472,494 $210,000 41% 9%
Los Altos 27,483 $983,000 86% 19%
Los Angeles 3,849,378 $221,600 39% 10%
Los Banos 34,717 $140,200 68% 9%
Los Gatos 28,366 $784,600 65% 15%
Lynwood 71,061 $146,700 47% 4%
Madera 54,959 $93,600 53% 9%
Manhattan Beach 36,665 $672,600 65% 10%
Manteca 63,709 $156,100 63% 9%
Martinez 35,593 $254,300 69% 10%
Maywood 28,714 $156,100 29% 4%
Menlo Park 29,981 $778,500 57% 16%
Merced 76,313 $106,400 47% 9%
Milpitas 64,292 $372,900 70% 7%
Mission Viejo 94,848 $293,300 81% 11%
Modesto 205,721 $126,000 59% 11%
Monrovia 38,006 $229,600 48% 10%
Montclair 35,544 $135,700 61% 8%
Montebello 62,968 $199,000 48% 12%
Monterey 28,803 $399,800 39% 15%
Monterey Park 62,183 $216,500 54% 18%
Moorpark 35,668 $281,300 82% 5%
Moreno Valley 183,571 $118,900 71% 6%
Morgan Hill 35,982 $435,200 73% 8%
Mountain View 70,090 $546,900 42% 11%
Murrieta 90,457 $190,700 80% 11%
Napa 74,966 $238,300 61% 14%
National City 60,960 $141,500 35% 11%
Newark 41,891 $303,700 71% 8%
Newport Beach 80,006 $708,200 56% 18%
Norwalk 105,240 $161,100 66% 9%
Novato 51,518 $381,400 68% 13%
Oakland 397,067 $235,500 41% 11%
Oakley 28,822 $187,400 85% 5%
Oceanside 165,803 $195,800 62% 14%
Ontario 173,351 $140,000 58% 6%
Orange 135,070 $256,600 63% 10%
Oxnard 184,463 $189,400 57% 8%
Pacifica 37,327 $367,700 69% 10%
Palm Desert 47,047 $189,100 67% 28%
Palm Springs 47,806 $157,000 61% 26%
Palmdale 138,790 $116,400 71% 6%
Palo Alto 57,809 $811,800 57% 16%
Paradise 26,389 $129,100 71% 27%
Paramount 56,369 $154,300 43% 5%
Pasadena 144,133 $286,400 46% 12%
Perris 51,397 $91,300 68% 6%
Petaluma 54,660 $289,500 70% 11%
Pico Rivera 64,336 $166,800 70% 11%
Pittsburg 63,017 $165,100 63% 8%
Placentia 49,943 $264,500 69% 9%
Pleasant Hill 33,191 $294,000 64% 13%
Pleasanton 66,397 $435,300 73% 8%
Pomona 154,271 $137,700 57% 6%
Porterville 45,716 $93,500 56% 9%
Poway 48,117 $284,200 78% 9%
Rancho Cucamonga 170,714 $182,200 70% 6%
Rancho Palos Verdes 41,754 $560,500 82% 19%
Rancho Santa Margarita 50,618 $280,700 78% 3%
Redding 90,033 $121,600 57% 16%
Redlands 70,382 $159,300 60% 13%
Redondo Beach 67,346 $353,300 50% 9%
Redwood City 73,691 $517,800 53% 10%
Rialto 99,467 $116,900 68% 6%
Richmond 102,120 $171,900 53% 10%
Riverside 293,761 $138,500 57% 9%
Rocklin 50,131 $213,100 73% 9%
Rohnert Park 41,083 $237,300 58% 8%
Rosemead 54,991 $182,200 49% 11%
Roseville 107,158 $194,900 70% 15%
Sacramento 453,781 $128,800 50% 11%
Salinas 145,032 $195,700 50% 7%
San Bernardino 198,985 $98,700 52% 8%
San Bruno 39,986 $385,100 63% 11%
San Carlos 27,002 $626,400 73% 14%
San Clemente 61,050 $372,400 62% 13%
San Diego 1,256,951 $233,100 50% 11%
San Dimas 35,714 $232,400 74% 12%
San Francisco 744,041 $396,400 35% 14%
San Gabriel 41,024 $232,600 48% 13%
San Jose 929,936 $394,000 62% 8%
San Juan Capistrano 34,839 $337,800 79% 13%
San Leandro 78,030 $235,500 61% 16%
San Luis Obispo 42,963 $278,800 42% 12%
San Marcos 76,501 $206,400 66% 12%
San Mateo 91,601 $477,300 54% 15%
San Pablo 31,044 $146,100 49% 9%
San Rafael 56,008 $477,100 54% 14%
San Ramon 49,589 $428,700 71% 6%
Santa Ana 340,024 $184,500 49% 6%
Santa Barbara 85,681 $479,800 42% 14%
Santa Clara 108,518 $396,500 46% 11%
Santa Clarita 168,008 $229,200 75% 7%
Santa Cruz 54,778 $411,900 47% 9%
Santa Maria 84,712 $145,600 56% 11%
Santa Monica 88,050 $625,900 30% 14%
Santa Paula 28,531 $179,800 58% 11%
Santa Rosa 154,212 $245,000 59% 14%
Santee 52,530 $187,700 71% 9%
Saratoga 30,045 $1,000,001 90% 16%
Seaside 34,066 $237,700 44% 9%
Simi Valley 121,288 $239,900 78% 8%
South Gate 98,434 $161,400 47% 5%
South San Francisco 61,354 $352,900 63% 13%
Stanton 37,640 $164,000 49% 10%
Stockton 290,141 $119,500 52% 10%
Suisun City 26,917 $160,700 74% 6%
Sunnyvale 130,519 $495,200 48% 11%
Temecula 89,392 $190,100 73% 7%
Temple City 37,890 $234,800 63% 14%
Thousand Oaks 124,207 $324,800 75% 11%
Torrance 142,350 $320,700 56% 14%
Tracy 80,308 $214,200 72% 6%
Tulare 52,109 $94,700 61% 9%
Turlock 68,492 $128,300 56% 12%
Tustin 69,665 $273,300 50% 7%
Twentynine Palms 30,531 $75,400 43% 9%
Union City 69,477 $312,600 71% 8%
Upland 73,379 $211,000 59% 11%
Vacaville 92,691 $181,300 67% 8%
Vallejo 116,844 $166,400 63% 11%
Victorville 98,662 $98,700 65% 11%
Visalia 113,487 $115,300 63% 11%
Vista 89,891 $201,600 54% 10%
Walnut 31,294 $279,700 89% 7%
Walnut Creek 63,701 $391,200 68% 25%
Watsonville 48,709 $224,700 48% 9%
West Covina 107,745 $190,200 67% 10%
West Hollywood 36,514 $406,400 22% 17%
West Sacramento 44,162 $113,000 55% 13%
Westminster 89,520 $227,300 60% 11%
Whittier 84,015 $211,700 58% 13%
Woodland 51,144 $153,100 59% 11%
Yorba Linda 65,314 $346,100 85% 8%
Yuba City 60,360 $115,700 47% 12%
Yucaipa 50,223 $140,000 74% 16%
Source U.S. Census Bureau: State and County QuickFacts. Data derived from Population Estimates, Census of Population and Housing, Small Area Income and Poverty Estimates, State and County Housing Unit Estimates, County Business Patterns, Nonemployer Statistics, Economic Census, Survey of Business Owners, Building Permits, Consolidated Federal Funds Report
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