Collection Harassment from Reference

My father apparently took out a Loan and put me as a reference. Is it legal for them to keep harassing me?

Read full question
Bill's Answer: Bills.com Resident Expert

The quick answer is: NO. An overly aggressive collector should not be able to keep harassing you, unless you are a guarantor on the debt (which you certainly are not). In fact, there is an entire federal law that the FTC (Federal Trade Commission) enforces, called the Fair Debt Collection Practices Act (FDCPA).

You can request the collector to "cease and desist" future communication with you, and to tell them that if they continue their harassment that they are in violation of the FDCPA. See the Bills.com resource Harassed by Collection Agent to learn more.

I hope this information helps you Find. Learn & Save.

Best,

Bill

Bills.com

No Comments


Waiting for comments to load Loading more comments
Thanks for your feedback!
 
Thank you for subscribing!