Ask Bill - Answers about Credit Cards

Chase denied my credit card application due to a bankruptcy I had 10 years ago. Should I change banks?

I want to close a credit card. Does closing the card hurt my credit?

I own my home free and clear. I remodeled recently using my credit cards, and now want to consolidate. What are my options?

I have the Chase Payment Protector Plan on my credit card. I became unemployed recently. Should I use the plan or cancel it?

I have used my Chevron credit card since 1991. Chevron is leaving my state. Should I close this account, and if not why?

I have good credit, but want to take my credit score even higher. How can I build my credit score to the next level?

I didn't qualify for a Merrill Lynch credit card, should I try somewhere else?

Can A Credit Card Company Sue Me and Take My Home?

I finally became debt-free and paid-off seven credit cards. Should I close them?

If I apply for credit for my business, does that apply to my personal credit?

Will consolidating my credit cards negatively affect my credit scores?

I am going through a hardship and have been unable to make any payments for the past 6 months. How bad is an R9 Status?

How do I consolidate my credit cards into one payment? I would like to lower the interest rates and monthly payment amounts.

I was late in paying one of my cards with a 0% rate and now the payment is being applied for late fees. How can I fix this?

Would it be better to do a balance transfer and move the balances from all of the smaller cards to one high limit card?

Will closing a credit card after i pay it off look bad?

Will closing unused credit cards improve my credit score?

Can I sue a creditor for compensation for a reporting error on their part?

I have paid off my Capital One cards. The bank I got a loan from said they would close them for me. Will this hurt my score?

Is it better for me to cancel credit cards with no balances on them, or keep them open?

I have a credit card that I have never activated. Is it better to call the credit card company and cancel it or just cut it up?

I was wondering if it is possible to get a balance transfer credit card with poor credit (low 600s) if so what card would you r

Is it better for my credit to close the credit cards or leave them open and not use them?

Can you use a 0% balance transfer to transfer a balance from a credit card to a home equity loan?

Will credit companies approve me before running my credit?

How do I cancel a credit card and get rid of it?