Debt Relief Provider Reviews
Debt Relief Provider Reviews and Ratings
Check out the latest reviews of debt relief providers and give us your thoughts on any companies that you have worked with as well. Read about the personal experiences from the Bills.com community.
Freedom Debt Relief
Freedom Debt Relief is one of the largest debt settlement companies in the industry. They were founded in 2002 by two Stanford Business School Graduates. According to recent press releases the company has served over 95,000 consumers, $1.70 billion in debt that is currently under management, and $911 million in total debt settled.
One of the founders of Freedom Debt Relief is on the board of directors of The American Fair Credit Council (AFCC).
Freedom Debt Relief has won many awards (Best Places to Work in Phoenix, Best Places to Work in San Francisco, Entrepreneurs of the Year from Ernst & Young, Fast 100 list by Entrepreneur Magazine, Inc. 500, and others).
Freedom Debt Relief's debt consultants are IAPDA certified. The company is one of the few to be AFCC- and BSI-certified for excellent customer relationships.
Related Provider Reviews: Freedom Tax Relief
Money Management International
Money Management International (MMI) was founded in 1958 and is the largest non-profit credit counseling company in the industry. MMI provides consumers with financial education tools, as well as debt management plans to help consumers get out of debt.
InCharge Debt Solutions
InCharge Debt Solutions is a non profit consumer credit counseling firm that helps consumers manage and get out of debt. The program is available to consumers nationwide. The company also provides financial education resources and tools to help consumers.
Freedom Financial Network
Freedom Financial Network was founded in 2002 and has over 10 years of experience in helping consumers resolve their debts. Freedom Financial Network offers two solutions to consumers: credit counseling and debt settlement. Freedom Financial Network will work with you to explain how both approach differs and will review your financial situation to identity the best way to become debt free.
HSBC Bank Debt Consolidation
HSBC Bank USA Inc. is one of the nation's 10 largest banks. The bank provides a full-range of products and services, including debt consolidation loans and personal loans. HSBC provides loan from $500 up to $25,000 and with terms between 1 to 8 years.
Related Provider Reviews: HSBC Mortgage
Cambridge Credit Counseling
Cambridge Credit Counseling provides a debt management plan (DMP) to consumers that are having difficulties paying off and managing their debt on their own. Fees are not to exceed an initial $75 and $50 per month, but should remain compliant with individual state limits. Cambridge Credit Counseling has had troubles in the past with regulatory compliance and state actions and class action lawsuits brought against them, as well as consumer complaints. Company representatives have publicly stated that they have turned around the business and lowered the complaint and legal violation ratios. In order for someone to enroll in the program they have to meet guidelines that are based on the state that the consumer resides in and their particular financial hardship. Cambridge Credit provides financial education, credit counseling, foreclosure intervention and default counseling. The housing counseling, foreclosure intervention, and default counseling are free services provided to the public.
Coastal Credit Solutions
Coastal Credit Solution is a financial company based out of San Diego, CA offering free financial analysis to help individuals better manage their debt and become debt free. Coastal Credit Solutions' certified credit advisor will review your credit card statements, medical bills, any mortgages and other loan statements to determine your various options to resolve your debt. Based on your situation and budget, Coastal Credit Solution will help you find the best financial provider to tackle your debt, from refinancing your home to credit counseling to debt settlement.
Citibank
Citibank offers a range of financial service products to serve the needs of corporations, government, and individual investors. Citibank debt consolidation loans are available to individuals. Citibank's mortgage division, CitiMortgage, offers various loan products and has competitive rates on adjustable rate and fixed rate mortgage programs. Citibank can also be found world wide delivering banking, lending, and investment services.
US Bank Debt Consolidation
US Bank is the 6th largest commercial bank in the US providing financial services to consumers, businesses, and institutions. US bank offers many debt consolidation solutions from a cash out refinance, home equity loan, or an unsecured line of credit.
Related Provider Reviews: US Bank Mortgage
Branch Banking & Trust (BB&T) Debt Consolidation
BB&T is one the top national banks in the US, offering debt consolidation loans, mortgage loans, and personal loans. BB&T's offer competitive rates on their debt consolidation loans, allowing you to consolidation you debt into one low monthly payment.
Related Provider Reviews: Branch Banking and Trust Mortgage
National City Bank Debt Consolidation
National City Corporation has been acquired by PNC and PNC is one of the nation's largest financial holding companies. The company operates through an extensive banking network and serves customers in selected markets nationally. PNC and National City offer customers personal loans for consolidating debt as a line of credit or as an installment loan.
Related Provider Reviews: National City Mortgage
Sovereign Bank Debt Consolidation
Sovereign Bank is one the largest banks in the northeastern US and offers cash out refinancing, home equity loans, and HELOC for those looking to consolidate their debts.
Related Provider Reviews: Sovereign Bank Mortgage
Federal Consumer Relief
Federal Consumer Relief (www.federaldebtreliefs.com) is a debt settlement or debt negotiation company aimed at helping consumers solve their financial hardships through negotiating settlements with their creditors.
Bank of America Debt Consolidation
As one of the nation's leaders in the banking industry, Bank of America is known and trusted among many Americans. For people in need of a debt consolidation loan, Bank of America offers a product called Clean Sweep Line of Credit. The loan has no annual fees and is an unsecured loan. Bank of America is a leading issuer of credit cards and debt instruments, and then also offers debt consolidation loans and mortgages for Bank of America consumers with debt.
Related Provider Reviews: Bank of America Mortgage and Bank of America Reverse Mortgage
SunTrust Bank Debt Consolidation
Atlanta-based SunTrust enjoys leading market positions in some of the highest growth markets in the United States and also serves clients in selected markets nationally. In addition, SunTrust provides customers with a full range of technology-based banking channels, including Internet, PC, and Automated Telephone Banking.
Related Provider Reviews: SunTrust Bank Mortgage
Credit Solutions
Credit solutions is one of the largest debt relief companies in the debt settlement space. They were founded in 2003, and manage approximately $2 billion in debt, and have serviced more than 250,000 consumers.
Total Debt Relief
Total Debt Relief is a debt settlement or debt negotiation company that helps consumers reduce their debt by negotiating a settlement on their behalf.
Debt Help Center USA
Debt Help Center USA does not directly provide debt help. Instead, Debt Help Center USA makes money by selling leads to providers of debt resolution services. The entire Debt Help Center USA Web site is only a one page form and a one page privacy policy. They sell your information to debt relief providers.
Rate the Lender
Your Information
* Bills.com will not share, sell, lend, or make public your email address. Bills.com reserves the rights to remove any reviews that are considered as advertisement, spam, hateful, or offensive.
Thank you for submitting your review for:
Your review will be posted shortly. Your review is extremely helpful and important to the Bills.com community. Your experience with the lender will provide consumers like yourself valuable information used to select a lender that's right for them.

