Fcra: Articles, News & Videos about Fcra
I have 2 credit card accounts that were opened in 1999 and 2000. Isn't it supposed to drop off my credit report?
How much will my credit score drop if I allow a voluntary repossession of my travel trailer?
What is debt validation and how do I do it? Also, how do I know if a debt is properly validated?
Does it make more sense to pay a debt before or after charge-off, from a credit score perspective?
I paid a debt four years ago but can't prove it. How do I get a derogatory listing off of my credit report?
Wrong information on my credit report is hurting my credit score. How do I dispute the errors?
Bank of America misapplied a mortgage payment, reported a non-payment, and caused my credit score to drop and raised my closing costs. What recourse do I have?
Protect yourself: Know your rights under the FCRA (Fair Credit Reporting Act)
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InCharge Debt Solutions
InCharge Debt Solutions is a non profit consumer credit counseling firm that helps consumers manage and get out of debt. The program is available to consumers nationwide. The company also provides financial education resources and tools to help consumers.
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Money Management International
Money Management International (MMI) was founded in 1958 and is the largest non-profit credit counseling company in the industry. MMI provides consumers with financial education tools, as well as debt management plans to help consumers get out of debt.
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IRS Tax Debts
Offer in Compromise for Tax Debts
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Pay Off Loans
Help to Pay Off Payday & Credit Card & All Loans.
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Deal with Tax Debt
Ways to deal with IRS tax debt
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Consolidate Debt
Consolidate Debt & Consolidate Bills: The Debt Tips You Need to Know.
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No Cost Mortgage Refinance
No Cost and Low Cost Refinance Loan Tips - How to get a refinance loan with low costs of origination.
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Pay Down Your Credit Debt
Pay Off Credit Card Debt
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US Bank No Closing Cost Refinance
Can I get a no closing cost refinance with US Bank if I'm a customer? I want a low cost refinance mortgage loan.
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Consolidate Payday Loan
Will I get approved for a loan to consolidate payday loans that's causing me to lose money on NSF fees from my bank?
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CitiMortgage
CitiMortgage is the mortgage lending division of Citigroup and is one of the top national mortgage lenders in the US. CitiMortgage prides itself on matching the right product to fit your needs. From asking questions and applying to making your monthly mo
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Qualify for a Reverse Mortgage
I am 62 years old and need to know if I qualify for a reverse mortgage.
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Deed In Lieu Of Foreclosure vs. Short Sale
What are the pros and cons of accepting a deed in lieu of foreclosure in comparison to a short sale?
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Chase Mortgage
Chase Mortgage is committed to building vibrant communities, preserving our environment and promoting an inclusive culture that benefits our shareholders, customers, employees, neighbors and future generations.
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Benefits of a reverse mortgage
Is a reverse mortgage the best way to go for my 84-year-old father?
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Voluntary Repossession
What is the difference between a voluntary repossession and one where the vehicle is snatched by a repo man?
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Minimum Credit Score
What is the minimum credit score I need to get a home loan mortgage?
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Medicaid and Reverse Mortgages
How does Medicaid handle payments from a reverse mortgage? Are these considered income?
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National City Mortgage
National City Mortgage is one of the nation\'s largest financial holding companies. They offer a full line of mortgage products, including refinance, purchase loans, debt consolidation and all mortgage products.
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Fifth Third Bank Mortgage
At Fifth Third, we work hard to be a successful, principled, involved financial institution that serves its customers and community. Since its beginning, Fifth Third has provided superior customer service and followed sound banking principles.
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Equitable Reverse Mortgage Review
Is Equitable Reverse Mortgage a good player in reverse mortgage?
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401K Hardship Withdrawal
Are there any specific reasons one has to have for 401(k) withdrawal without penalty?
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US Bank No Closing Cost Refinance
Can I get a no closing cost refinance with US Bank if I'm a customer?
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One Reverse Mortgage review
What can you tell me about One Reverse Mortgage? Where can I go to learn more about reverse mortgages?
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Freedom Debt Relief Information
Is Freedom Debt Relief a good option for debt relief? Can you do a review of Freedom Debt Relief for me for my debt troubles?
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How applying for credit affects credit score
Credit applications and their impacts on your credit score.
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Cleaning Up Your Credit
How do I clean up my credit report?
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Settlement Paid in Full
Will paying a delinquent account in full have a greater impact on my credit score than a smaller settlement amount?
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Pay-Off Many Small Accounts or a Few Big Accounts?
Should I Pay My Big Balance Accounts First, Or Many Small-Balance Accounts
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Seasoned Tradelines
Is becoming an authorized user on a seasoned tradeline legit or a scam?
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Bank of America Lawsuit
Bank of America misapplied a mortgage payment, reported a non-payment, and caused my credit score to drop and raised my closing costs. What recourse do I have?
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Zero APR Credit Card & Credit Score
How can I take advantage of a 0% APR credit card without damaging my credit score?
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Student Loan & Credit Report
How long will a delinquent student loan payment appear on my credit report?
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Lemon Law & Credit Report
I bought a lemon that was replaced under my state's lemon law. Will that appear as a repo on my credit report?
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National Action Financial Services
I received a letter from National Action Financial Services for a debt I do not owe. What are my rights? What can I do?
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Improve Credit Score
If my credit score is 530 now, if I've paid all of my accounts, will I have a high enough score to qualify for a mortgage in six months?
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Credit Report & Authorized User on Credit Card
My credit card account is in collections, and this appears on my child's credit report? Why? What can we do about it?
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Credit Limit Credit Score
I expect a bonus check. Which of my credit card accounts should I pay first to increase my credit score?
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Piggyback Credit
Will I improve my credit score if I piggyback on my spouse's credit card?
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Credit Card Score
Will my credit score be harmed if I pay-off my credit cards and never use them again?
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Boost Credit Score
How do I boost my credit score and what minimum scores are necessary to open store cards or get 0% APR vehicle financing?
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Hard Inquiries
How may I remove hard inquiries from my credit reports?
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Fix Credit Report
I paid a delinquent account, but the derogatory information is still on my credit report. How do I fix my credit report?
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Understanding Credit Score Discrepancies
Why do my credit scores from Experian and Equifax differ by 50 points?
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High Credit Score
I do not plan to borrow money to buy a car or home. I have a high credit score. Is it important to maintain my high score?
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What Affects Credit Score
What factors affect my credit score? If I co-sign a loan will that hurt my credit score?
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Free Credit Report With Score
How do I get a free credit report that contains my credit score?
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Credit Report Disputing
How do I remove unauthorized credit inquiries from my credit report?
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Collection Account & Credit Score
I paid my collection accounts and my credit dropped. Why? What can I do about it?
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Loan Consolidation & Credit Score
Will getting a consolidation loan lower my credit score?