You should consult with your attorney. It is our understanding that more than one entity can garnish you at the same time, but cannot exceed the state by state limitations on the maximum percentage of your wages that can be garnished.
50% seems high, but depending on your state it could be accurate.
Also, I answered a question similar to yours in my blog recently. Please go to the following link to read my answer to a fellow reader: http://www.bills.com/garnishment-on-account-of-credit-card-debt/ and to learn more about the state by state statute of limitations you can read this answer too: http://www.bills.com/collection-agency-collections-laws-statute-of-limitations/
Good luck.
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