Health Insurance Resources

Arizona Universal Health Care Initiative To Appear On Ballot
A measure that would prohibit enactment of any law in Arizona that requires people to obtain health coverage has qualified for the November ballot after a Superior Court judge ruled that the 22...
medicalnewstoday.com

Proposed California Medicaid Changes Could Drive Up Health Insurance Premiums, Report Finds
Stricter Medi-Cal eligibility rules proposed by Gov. Arnold Schwarzenegger (R) would result in higher health insurance premiums for insured Californians because physicians and hospitals would...
medicalnewstoday.com

Health Maintenance Organizations (HMOs): an insurance plan wherein individuals and/or employers pay a monthly premium for medical services. Typically, this payment does not increase with the types of services provided to the user due to their maladies. These services are provided by doctors who themselves have contracts with the HMOs.

Preferred Provider Organizations (PPOs): a pre-selected set of physicians preferred by the insurance provider.

Benefit: when the insured suffers a loss covered by the insurance company, compensation is paid to the claimant, assignee, or beneficiary.

Health Insurance Basics
Gain a better understanding of health insurance and the fundamentals you need to know about health care.
Health insurance basics

Family and Individual Health Insurance Plans
Deciding which individual and family health insurance plan is just right for you and your family can seem as challenging as judging which apple is the very best out of an entire barrel at the supermarket. The apples are all different sizes, shapes and colors, and the health insurance plans all offer different fees, types of benefits, and levels of coverage.
Family and individual health insurance plans

All About Indemnity Health Insurance
At first glance, an indemnity health insurance plan may seem to hand policy holders the short end of the stick. After all, this type of insurance tends to pay less toward health care claims than a managed-care plan. Additionally, the policy holder generally pays more out-of-pocket and has to deal with more paperwork when it comes time to file a claim
Indemnity health insurance

HMO - Health Maintenance Organization Basics
Do you know what a Health Maintenance Organization is? A Health Maintenance Organization (also called an HMO) is one of three managed care health insurance systems in the United States. An HMO is designed to offer financial support and medical treatment to plan members.
Health maintenance organization

PPO - Preferred Provider Organization Basics
Preferred Provider Organization (also known as a PPO) is a managed care system that offers members health benefits and medical coverage based on a specific structure and network of medical professionals and facilities. PPOs are commonly sponsored by employers or insurance companies and help subsidize member medical costs.
Preferred provider organization