Question: I would like to know if you took a loan out and failed to pay it off, how long will it take to be removed from your credit report, or if you failed to pay a credit card off, is their a set time it can be removed from your credit report? Tell me how to remove negative items on your credit report.
Answer:
Thank you for visiting Bills.com. Here is an answer to your Credit question.
The quick answer is that most items remain on your credit report for up to seven years.
There are three major credit bureaus that offer credit reports, if there is something that you want added or removed, you should contact them directly:
Equifax
1-800-685-1111
http://www.equifax.com
Experian
1-888-397-3742
http://www.experian.com
Trans Union
1-800-916-8800
http://www.transunion.com
To get a hold of your credit report, contact one of these three bureaus. Each bureau interprets your credit information differently, so you might want to get a report from all three.
If you would like more information, please visit our credit resource page.
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