Loan Questions and Answers from Bills.com

Loan questions are answered at Bills.com

When it comes to loans, there are many questions. From the different types of loans to financing and loans for cars, there is plenty to question. That’s why Bill is here. Bill, the financial expert at Bills.com receives loan questions all the time. From big to small, Bill has been asked it. If you have a loan question, browse through the assortment of Ask Bill frequently asked loan questions and find the answers you need most.

Question: I have close to $30,000 in credit card debt. I am having trouble finding a loan with terms of 10, 15, or 20 years. The only loans I have found that have these long terms are loans using the equity in your home or student loans. I am young and do not own a home yet, but I do have an excellent credit rating. Most of the personal unsecured loans that I have found don't have terms of more than 5 years. Do you know where I can look for a loan with longer terms?
Answer: Here are your options for personal long term loans

Question: I want to know what I can do if I don't have any money to pay my phone bill

immediately before the date is due.
Answer: Here's help paying bills

Question: Can I use a 0% credit card for a down payment on a new car? I would be able to pay off the card this month, but it would enable me to purchase the car before my check arrives at the end of the month.
Answer: Here’s information on auto finance with 0% credit card

Question: I know my credit score but how do I find what APRs are right for me? My score is (567).
Answer: Here’s how to calculate APR

Question: Does a person have to own a

home in order to get a bill consolidation loan with your company?
Answer: Here’s information on bill consolidation loan collateral

Question: Bill, due to Bankruptcy, 7 years ago we have 4 loans of high interest (15%). Bankruptcy is off credit report now and interest rates are getting better. Question is I own my home outright, would it be wise to get a home equity loan and pay these off with the money. All 4 notes will be paid off in around 4 years. It totals to about 30,000 in debts. My payments run about 1,200.00 per month for the 4 notes (these are vehicles).
Answer: Here’s information on home equity debt consolidation

Bill has answered all sorts of questions and has been able to provide those in need of financial guidance with helpful and valuable advice and information on their specific financial area of interest. If you need specific guidance on any of the above mentioned financial areas, feel free to Ask Bill your financial questions and get better informed.

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