Mortgage Information, Testimonials, and More

Everything you need to know about mortgages

Our mortgage articles cover diverse subjects, from purchase to refinance and from reverse mortgages to the challenges of mortgages in trouble. It is our goal to  help you find all you need to know to make the right money decisions. You may find more useful material in our archive of Ask Bill questions.

HUD Organization and Loans

HUD: Government Involvement in the Housing and Loan Market

30-Year Fixed Rate Mortgage

30-Year Mortgage Loans - Building Equity with Affordable Payments

Home Improvement Loans | Learn, Plan, and Shop

Home Improvement Loans: Building a Better Future

Interest Only Mortgage

Interest Only Mortgage Loan - Changes Ahead

Forty Year Mortgages

40-Year Mortgage Loan - The Slow Route

10 Year Fixed Mortgage Loans

10-Year Mortgage Loan - The Sprint to the Finish Line

Mortgage Loans with Bad Credit

Looking for a Mortgage Loan and Bad Credit Weighing You Down?

Citimortgage Fradulent Loans

CitiMortgage Sued for Bad Loans and Settles with FHA for $158 million

Find a Lender

Three Steps to Finding a Lender

Mortgage Rates and Mortgage Fees

Watching Mortgage Rates and Mortgage Fees

Payroll Tax Law 2011 | Mortgage Rates and Mortgage Fees

The Payroll Tax Law: Will there be a Rise in Mortgage Rates?

YOURgage | Quicken Offers a Loan Customized for You

Examine Quicken's YOURgage, a customized mortgage program

Lower Loan Limits

How Will Lower Loan Limits Affect Home Buyers

VA Loans

Review various VA loan programs and the process to get a VA loan

Impact of the Japan Earthquake on Mortgage Rates

Mortgage Interest Rates Available Today Are Unsustainable Over the Long Term For Two Reasons.

Coalition Against Home Down Payment Increase

Group protests prospective hike in the amount of down payment required for home purchase

Fannie Mae's Tight Lending Guidelines

How Fannie Mae's New Mortgage Qualification Rules May Harm Home Sales

What is an Interest Rate and How is It Calculated?

What is an Interest Rate and How is It Calculated?

Can a Second Mortgage Rate be Lower Than a First?

Can You Have a Second Mortgage Lower Than the First?

Four Things to Avoid if You Plan to Refinance

Four Things to Avoid if You Plan to Refinance

Home Values in Q3

NAR Reports Home Values Take a Hit in Third Quarter

Libor ARM

Understanding Mortgage Products: What is a Libor ARM?

Mortgage Prepayment

Does it Matter When I Make an Extra Mortgage Payment?

Understanding Loan Locks

Should You Lock Your Rate Today?

Buying a Home in Today's Market

Advantages of Buying a Home Now

Mortgage Rates Up

Trend in Rising Rates Unlikely

Pay Down Mortgage Balance

When Does it Make Sense to Add Cash to My Refinance?

Foreclosure Halts

Foreclosure Halts Affect More than a Few Homeowners

Locking Your Mortgage Interest Rate: A Good Strategy

Locking Your Mortgage Interest Rate: A Good Strategy

Neighborhood Stabilization Program Gets Results

$26 Million to Help Rhode Island Residents

Latest Interest Rate Reports Show Signs of Instability

Latest Interest Rate Reports Show Signs of Instability

The Latest Employment Report: Notes for Consumers

October Report Shows Increase in Most Areas

Home Values Expected to Drop This Winter: Are You Prepared?

First Know What's Affecting Home Values Now

No Cost Mortgages

No Cost Mortgages for Consumers Short on Cash

Unstable Housing Prices

Housing Prices Show Sign of Instability in Latest Reports

Mortgage Application Steps

How to get from application to closing - the steps

PMI for Refinance Loans

If you refinance do you have to pay PMI?

Refinance Mobile Home

How to Refinance a Mobile Home.

Mortgage Questions & Answers

Read some of the most frequently asked questions on all areas of mortgage for Ask Bill

Mortgage Information: Finding a Great Mortgage

Getting a Home Loan: Purchase

Home Finance Information and Savings

Home Finance Information and Savings

Mortgage Terminology Explained

Mortgage Terminology Explained

Qualifying for a Mortgage: Part 2

Required Mortgage Qualification Documents and More

Understanding Mortgage Terminology

Understanding Mortgage Terminology

No Cost Mortgage Refinance

No Cost and Low Cost Refinance Loan Tips - How to get a refinance loan with low costs of origination.

LTV: Loan-to-Value Ratio Definition and Data

LTV: Loan-to-Value Ratio Information

How to Cancel Your PMI

How to Cancel Your Private Mortgage Insurance

Your Home Loan Application

Prepare thoroughly for your home loan application to go smoothly

Mortgage Regulations for Mortgage Loan Approval

The New Minimums and Maximums of Mortgage Regulations

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