Mortgage Information, Testimonials, and More

Mortgage Terminology Explained - You’ll hear a lot of words you might not be familiar with as you prepare to buy your first home. Get definitions for terms unique to the real estate business in these articles.

Qualifying for a Mortgage: Part 1 – The Basics - Get the basic information on qualifying for mortgages and how to get started when you find the home you want. Learn more about the application process and how your loan will be calculated.

Qualifying for a Mortgage: Part 2 – Mortgage Qualification Terminology, Paperwork, and More - Once you’ve found a home you’re interested in, you’ll usually have to apply for a mortgage. Find out more about the paperwork you’ll have to fill out and more.

Reverse Mortgage FAQs – Get the answers to commonly asked questions about reverse mortgages. From qualification to payment, your answers are in our mortgage articles.

Top 5 Reasons People Get Reverse Mortgages - Ever wonder why people get reverse mortgages? Get the top 5 reasons here.

Reverse Mortgage Process - Want to learn more about the process for reverse mortgages? Get the details you need on these unique loans in our articles.

Reverse Mortgage Terms - A glossary of terms commonly used when talking about reverse mortgages. From “203-b limit” to “total annual cost rate,” the definitions you need are here.

Understanding a Second Mortgage - If you’re confused about how second mortgages work, you can get the clarification you need in our articles. Find out about the pros and cons and how to get one.

Understanding Mortgage Terminology - The terminology people use when referring to mortgages can be a little strange if you’re hearing it for the first time. Get definitions to the words you are likely to hear when applying for your loan.

Home Loan Financing – Current State - Learn more about what to expect from the current real estate climate here. Get information on ARM mortgages and lending practices.

Is a Mortgage the Best Solution for You? - Should you keep your mortgage the way it is or should you consolidate your debt? Many homeowners ask the same question; find the answer in our mortgage articles.

Home Finance - 20 Questions for Your Lender - Make sure you have a copy of these questions with you when you begin shopping for your home mortgage. They will be able to help you find the right loan for you.

Reverse Mortgage Counseling - Protect yourself from the scams that predatory lenders try with reverse mortgages. From charging for free information to unethical terms, get the information you need to spot a bad deal.

Understanding and Selecting a Reverse Mortgage –You can get the information you need on reverse mortgages in our articles. Learn about how these loans work and which type is best for each type of homeowner.

Reverse Mortgage Loan Fees - Most reverse mortgages are subject to fees that are similar to other home loans. Find out more about the fees you are likely to see on a contract for this unique loan.

What is a Reverse Mortgage - Reverse mortgages can be very beneficial under certain circumstances, but they aren’t for everyone. Read our articles to learn more about the best time to get this type of mortgage.

Bad Credit Second Mortgage - You can still get a home equity loan or home equity line of credit if your credit score is less than perfect, but you should be know what to expect.

Low Rate Second Mortgage - These steps will help you get the lowest rate on a home equity loan or home equity line of credit that you can. Find out more here.

Second Mortgage Home Loan - Avoid home mortgage scams by knowing what to look out for and how to handle scammers. Learn more in these articles.

Second Mortgage Loan - Get the scoop on second mortgages: home equity loans and home equity lines of credit. Get the details you need here.

Home Buying Tips - Get great tips on how to buy a home and sell your current house. Learn whether you should buy or sell first.

Private Mortgage Insurance - Learn about PMI and whether you need it when you buy your home or not. Get the information you need from our articles.

FHA History - Read about the Federal Housing Administration’s history, from its creation in 1934 to its role in today’s marketplace.

Bills.com Mortgage Lender Profiles - Take a look at mortgage lender profiles and learn more about each lender and the business that they do.

Federal Housing Administration and Fannie Mae - Learn more about how the FHA, Fannie Mae, and Freddie Mac work. Find out about each organization and how they function in the home loan world.

FHA Loan Limits - The Federal Housing Administration has limits on FHA loans. Find out what the current limit is as well as what limits were in the past.

FHA Loan Requirements - Not all loans are FHA loans; learn who qualifies for a FHA loan and what steps you need to take to see if you qualify.

FHA Mortgage Insurance - Learn more about FHA insurance for mortgages and how it can help you as a first-time homebuyer qualify for a loan. Get the information you need in our mortgage articles.

FHA Mortgage Rates - Wondering what the interest rates are for FHA mortgages? Find out from our articles how they are set and what the best interest type is for you.

FHA Mortgages - There are a couple different types of FHA mortgages, which means that first-time homebuyers have a better chance of getting a loan that will fit their needs.

Testimonials

Subprime Financing Advice - Sometimes life deals you a hand you couldn’t have prepared for, but that doesn’t mean your plans have to be put on hold. Learn about how this homeowner dealt with the unexpected.

Credit Solutions Testimonial - This homeowner learned a lot about his credit and a little about the value of patience. Read his story here and see how the information from our mortgage articles can help you.

First Time Home Buyer Testimonial - This homeowner explains why finding a good loan officer can make all the difference in your home buying experience, especially if you are a first-time buyer.

Home Finance Testimonial - By reading mortgage articles, you’ve probably realized that there are a lot of different home financing options. This family discovered that they might qualify for a mortgage despite their previous belief that they would have to wait to buy a house.

Home Purchase Testimonial - Purchasing a home is a big decision, but as this homebuyer reveals it can be much easier if you know your options and have a good loan officer.

Mortgage Testimonial - By reading mortgage articles and news you can get the information you need to get a good loan. This homebuyer was able to use that information to get a new home.

Reverse Mortgage Testimonial - The more mortgage articles you read the more familiar you will become with all types of mortgages. This homeowner found out that reverse mortgages were more attractive than she had been led to believe.