Mortgages Articles
Trends in Mortgage Credit Scores
The Great Recession of 2008 virtually put an end to the subprime mortgage market. What are the credit score trends for mortgages? Are mortgages available for..
Read moreMortgage programs have different minimum credit score requirements. However, lenders often have stricter rules. It is important to match your credit....
Read moreMortgage Tips - Getting an Affordable Mortgage
Get mortgage tips about finding an affordable mortgage. You need to go over your budget, make sure that you can afford the house and mortgage, and then show...
Read moreSelf-Employed and Getting a Mortgage
Self-employed borrowers have a harder time getting a mortgage. A self-employed mortgage applicant needs to show proof of their steady, recurring income and...
Read moreThe CFPB's HMDA map can help you better understand the mortgage and refinance market and trends in your county. Learn what lenders seek in loan applications...
Read moreWhether you are refinancing or buying a home you will ask yourself if you can afford the mortgage. Learn to prepare and evaluate if you can afford the...
Read moreMuch rides on an appraisal. A low appraisal can scuttle a deal, but there are steps you can take if the appraiser sets the value too low...
Read moreFannie Mae's mortgage release program gives distressed homeowners the option to live in their homes for 3 months free, or lease the home. There is a catch...
Read moreMortgage Fraud | Homeowners and Homebuyers Beware
Mortgage Fraud | Both homeowners and homebuyers are targeted by mortgage fraud. Beware of upfront fees, undeclared money, false declarations. Learn how...
Read moreConforming Loan Limits | Fannie Mae and Freddie Mac's basic conforming (and high area) loan limits remained the same for 2013. Learn about your options to...
Read moreCFPB | New Rules for High Cost Mortgage Loans
CFPB and High Cost Mortgage Loans | The CFPB proposed a rule to include HOEPA protections and disclosure to purchase mortgage loans. By learning how to...
Read moreGetting a Mortgage in a Hot Housing Market | Be a well-prepared borrower, if you're looking to buy a home or refinance in a hot housing market. Be sure...
Read moreQualified Mortgage Rule and Ability to Pay Rule
Qualified Mortgage Rule | The QMR and the ability to pay rule are technical mortgage lending issues. However, many borrowers will be affected when...
Read morePaying Off Your Mortgage Faster
Pay Off Your Mortgage Faster | Paying down your mortgage balance is an important step in reducing your overall debt. You can pay it off faster when...
Read moreConforming loan limit for a one-unit residence in 2012 is $417,000 for most of the US. You must know the limits in your area because...
Read moreLearn what a 7 Year ARM Loan is and how it compares to a 30 Year Fixed Loan. Get the information you need from Bills.com.
Read moreLooking for help with a lease to own transaction? Let bills.com answer your lease to own questions.
Read moreBi-weekly mortgage payment | Examine whether you can save money by making a bi-weekly mortgage payment.
Read moreLearn what factors can affect your mortgage insurance rates and if you credit score comes into play.
Read moreLearn about secured loans on homes and whether or not you can sell a home with a secured loan attached. Get the answer from the Bills.com Blog.
Read moreGet a mortgage with bad credit
Learn hot to get a mortgage with bad credit and what you need to do. Information from the Bills.com blog.
Read moreConsolidating Debt and Qualifying For A Mortgage
If I consolidate my debt with a loan will this hurt my ability to get a mortgage?
Read moreBi-Weekly and Bi-Monthly Mortgage Payment
How do I know if a lender will allow me to do a bi-monthly mortgage?
Read moreWhy is Wells Fargo Ordering an Appraisal on My Property?
Why is my bank ordering an appraisal on my property?
Read moreYou may find a bank to issue an assumable mortgage, although this is unlikely. If the purchaser is your parent, and subsequently dies, the mortgage would be due
Read moreChase Bank Contact Information
I need to speak with someone regarding my Chase mortgage can you help me?
Read moreHouse Value | A lender will use an appraisal report of an automated home valuation program. The tax assessment value is not reliable, so use a...
Read moreQualify Mortgage | To qualify for a mortgage, you need to meet a lender's basic requirement for credit score, debt-to-income ratio, loan-to-value and...
Read moreThis is one area in life where shopping is indeed the solution to your problem. Some lenders have higher closing costs on mortgage refinances than others.
Read moreNeed help getting your mortgage payment coupon book? Let Bills.com help you for free with advice and tips.
Read moreRemoving ex-Spouse from Investment Property | Removing a spouse from an investment property mortgage is not possible, if you can't qualify for a refinance...
Read moreQuiet title | An action to quiet title is a lawsuit brought in order to establish a party's title to real property. Due to the problems with MERS, anyone...
Read moreLPMI | LPMI is not a free lunch -- homeowners pay for LPMI in higher interest. It is also a bad deal if you plan to own your home long enough to exceed 22% of e
Read moreFree advice on what to do, if you want to add your spouse to your home mortgage loan
Read moreThe letter to the county clerk is often just called 'recording instructions' or something equally non-descriptive. It is prepared by the title company or escrow
Read moreSell My House Back to the Bank | Banks don't take homes back easily. Try modifying the mortgage to avoid foreclosure. Also, look into a deed-in-lieu or...
Read moreMortgage Calculator | Mortgage Calculator tips from bills..com Use our easy-to-use mortgage calculator to see which which mortgage loan is best.
Read moreDebt To Income Ratio | Debt To Income Ratio Tips and advice from bills.com. Review what you need to know about a DTI ratio.
Read moreMortgage Scam | The details of a mortgage can be complex. Mortgage scams often involve land speculation, straw buyers, inflated appraisals and...
Read moreMake one spouse a financial and credit history life boat. If a couple's financial world is turned upside down one spouse will have a strong credit history to re
Read moreHome Account is the Best Way to Apply for Online Mortgage Loan
A review of Home Account - the coolest new way to shop for a mortgage online, and just may be the Best Way to Apply for an Online Mortgage Loan.
Read moreUnder RESPA, a mortgagee is allowed to require an escrow account as a condition of you, the mortgagor, doing business with it.
Read moreIf the value of comps are in the $26,000 range, then you should pay $1,000 because the appraisal price is unrealistic and $1,000 is what the net value of the ho
Read moreLearn how much you can afford to borrow, and how to qualify for a mortgage.
Read moreConforming Loan Limits for 2019 increased. The FHFA announced new loan limits for Fannie Mae and Freddie Mac loans. Due to rising home prices, the baseline...
Read moreREO to rental idea advanced by Federal Reserve aims to stabilize home prices by selling foreclosed homes as rental units.
Read moreThe mortgage insurance deduction allows homeowners who itemize their deductions and pay MIP or PMI to deduct that amount from their income taxes.
Read moreFannie Mae's Tight Lending Guidelines
Fannie Mae's Tight Lending Guidelines | Even qualified mortgage borrowers with 740+ credit scores, steady employment, high income-to-debt ratios, and ...
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