Miss Bee, thanks for writing to us and congratulations for having the financial maturity and foresight to plan for a solid financial future! You have no idea just how many people write to us daily with serious financial problems that could have been solved early on if only they would have done what you have done and sought out advice early on.
Unfortunately, too many Americans make financial decisions based on monthly payment and not on what is in the long term best interest, so most people just kick the can down the street until it is too late to solve a serious problem.
For you, I think that you really have an issue of: i) payment prioritization, and ii) financial discipline. For both I would suggest that you check out Mint.com for budgeting and sticking to your plan and then maybe more relevant for you is a cool new tool and service called debt goal where you can prioritize your debts and debt paydown in a way that can help you payoff your debts in the best way possible.
If you ever struggle to make payments and need more aggressive solutions, and if you want specifics around debt relief and debt resolution options, I answered a question similar to yours in my blog recently. Please go to the following link to read my answer to a fellow reader: /30000-debt-consolidation-and-looking-to-consolidate-my-bills/
Thanks for your question and good luck Miss Bee!
I hope this information helps you Find. Learn & Save.
Best,
Bill
Loading more commentsSince you don't have facebook, please provide us with your location and a valid email address so we can answer it. Without a valid email address,we can't reply. (Go back to login with Facebook)
Due to the high volume of comments received, we cannot publish and/or respond to every comment received. If you have a specific question, we recommend you search our site for an answer before commenting.
* Bills.com will not share, sell, lend, or make public your e-mail address. We reserve the right to delete any questions or comments that violate the Bills.com terms of service.
We get a lot of comments! To help us show our boss that this is a valuable service, so we can keep providing it, we ask you to do 2 things before commmenting:
Log in
Like us
Submit your comment!
Due to the high volume of comments received, we cannot publish and/or respond to every comment received. If you have a specific question, we recommend you search our site for an answer before commenting.
* Bills.com will not share, sell, lend, or make public your e-mail address. We reserve the right to delete any questions or comments that violate the Bills.com terms of service.
Thank you for your comment. Your comment will be posted shortly.
No Comments