Pay Off Bills

I am young and want advice on paying off my bills.

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Bill's Answer: Bills.com Resident Expert

Miss Bee, thanks for writing to us and congratulations for having the financial maturity and foresight to plan for a solid financial future! You have no idea just how many people write to us daily with serious financial problems that could have been solved early on if only they would have done what you have done and sought out advice early on.

Unfortunately, too many Americans make financial decisions based on monthly payment and not on what is in the long term best interest, so most people just kick the can down the street until it is too late to solve a serious problem.

For you, I think that you really have an issue of: i) payment prioritization, and ii) financial discipline. For both I would suggest that you check out Mint.com for budgeting and sticking to your plan and then maybe more relevant for you is a cool new tool and service called debt goal where you can prioritize your debts and debt paydown in a way that can help you payoff your debts in the best way possible.

If you ever struggle to make payments and need more aggressive solutions, and if you want specifics around debt relief and debt resolution options, I answered a question similar to yours in my blog recently. Please go to the following link to read my answer to a fellow reader: /30000-debt-consolidation-and-looking-to-consolidate-my-bills/

Thanks for your question and good luck Miss Bee!

Debt Relief Savings Quote.

I hope this information helps you Find. Learn & Save.

Best,

Bill

Bills.com

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