Bills.com | Financial Blog http://www.bills.com/blog/ Bill, the financial expert at Bills.com, receives questions on many different financial topics. From mortgage queries to advice on debt consolidation, we\'ve been asked it all. Payday Loans & Hot Checks in Texas http://www.bills.com/blog/payday-loans-hot-checks-in-texas/ I can't repay a payday loan in Texas. Is that a criminal offense? If a Debt is Not On My Credit Report, Can the Creditor Still Sue Me? http://www.bills.com/blog/debt-not-on-my-credit-report-can-the-creditor-still-sue-me/ A debt has not appeared on my credit report since 2003. A creditor sued me and obtained a judgment. Is that legal? What Can I do If I Can't Afford My Credit Card Debt Anymore? http://www.bills.com/blog/what-can-i-do-if-i-cant-afford-my-credit-card-debt-anymore/ I can no longer afford my credit cards what can I do? Can they put a lien on my home or car? Can My Name Be Taken off a Mortgage? http://www.bills.com/blog/can-my-name-be-taken-off-a-mortgage/ Can My Name Be Taken off a Mortgage and have my ex-husbands name put on the mortgage? If I Payoff My Debt In Full How Much Would My Credit Score Change? http://www.bills.com/blog/if-i-payoff-my-debt-in-full-how-much-would-my-credit-score-change/ When I pay off a debt that is in collections how much will my credit score change?