, Partnership Development
Oct 08, 2012
Student Loan Consolidation Video
Federal and private student loans adhere to different loan standards and different interest rate regulations. Park Brees, Manager of Business Development at Bills.com, reviews the regulations and requirements for consolidating federal and private student loans. Find out if you can consolidate your student loans and learn about Debt Consolidation.
Video Transcription;
"Hi my name is Park Brees, I am the Manager of Business development for Bills.com. I am going to speak about student loan consolidation. There are two types of student loan consolidations, there’s a Federal and a Private.
The Federal student loan consolidation requires that you, student loans not be in default and that you have not previously consolidated your student loans. The interest rates on the student loans are set by the federal government so they will be set it does not matter which lender you go with.
Then there's a Private student loan consolidation. Private student loan consolidations actually come with different interest rates depending upon which lender you go with also the criteria for consolidating your Private student loans means that you have to have a good FICO score, a qualifying debt to income ratio, and a qualifying past credit history. Now if you can't qualify on your own Private student loan consolidations allow a co-signer.
So in conclusion, there are federal loans which have a set interest rate set by the government and then there are Private student loans that have interest rates that vary lender to lender. Again my name is Park Brees and I am the Manager of Business development for Bills.com thank you.
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May 31, 2012
Schenectady, NY | February 10, 2011
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