This typically depends on how far past due you have gone with your payments. Generally speaking, your utility bills such as electricity, water, etc., do not report on credit reports that are generated by the three major bureaus (Experian, TransUnion, Equifax). However, if the account is sent to a collection agency there is a strong possibility that it will appear on your credit report, and negatively impact it.
An option you have is to contact the utility company you have an account with and ask them if they notify the credit bureaus of the lay payments.
To learn more about credit reports I recommend you see our Credit Report Resources section.
I hope this information helps you Find, Save, and Learn.
Best,
Bill
www.bills.com/blog
Fayette City, PA | March 14, 2011
March 15, 2011
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