I make $3,950 per month and have one $35.00 credit card payment. However, my credit score is 615 and I have a poor credit history. I am looking to buy a $27,000 car, which I will be putting $5,000.00 down on. What should I do to get the best deal I can on an auto loan.
Should I use Credit Solutions Company to help me pay off my debt by settling with my creditors? It will drop my credit score some due to the method they use to pay off your debt. Or is this a long-term bad idea?
Can being denied a credit card affect my credit at all? Is it reported to the credit bureaus?
How long does it take for credit report to update after paying off an auto loan? The company is Chrysler and they told me that it would take 14days to receive my title. I hope this information helps.
My credit score was 677 only one month ago but due to a diagnoses of prostate cancer I fell behind (but soon caught up) on the payments that I missed. However Washington Mutual Bank reported me to a the credit agencies thus lowering my credit score. I tried to talk with them to get it removed as my First Mortgage is also with them and I have never missed a payment on the first and I am now c...
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