I'm a NY state resident. I took out a few Internet payday loans back in February and, I've paid well past the principal balance on both these loans, hundreds more. I'm not sure what I can't afford to pay these loans any longer. Do you have any advice as to what I should do next?
Recently got a judgment against me, and wage garnishment was place on my full-time job. Turns out by IL law my income from that job is exempt. Can the creditor go after both jobs now? I think that the bi-weekly exemptions for one job is $720. With both jobs I bring home around $750 bi-weekly.
I live in Illinois, and just received a registered letter stating an unsecured loan I have is going to garnish my wages. I have 20 days to send a a notice revoking their right to garnish. Should I send it or would I be better off just letting them garnish me? Trouble is I have so many debts it's just a matter of time before someone else will garnish me as well. What should I do face them...
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A debt collector is threatening to garnish my wages, but I live in Illinois and I did not think that was allowed. What are my rights?
I need to find someone to reverse a court order. I get an allotment each month from my retired ex-spouse but I sign it right back over — I don't even cash the check. The problem is I'm winding up paying taxes on the monies I don't even receive and I need to stop the allotment but I need a court order to do it. I live in California.
I have a deficiency judgment from an Idaho bank that will be levied shortly on my personal residence and a commercial office building, both in California. Each property has four loans against it. Can the Idaho bank force a sale of either property or do they just record the lien? Can they seize the income stream from the commercial building?
A couple months ago we received a letter from a lawyer attempting to collect on an outstanding debt. We then responded to the lawyer, by USPS Certified Mail, disputing the amount owed and requested detailed verification of the debt be provided in writing within 30 days of receipt of our letter, and if the proof could not be provided that the debt be removed from our credit report. Since that...
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I am in trouble, and need to find a good lawyer. There are so many in the phone book and on the Web. How do I find a good one?