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May/10Daniel CohenMay 12, 2010I have a debt I cannot repay in Georgia that I cannot repay. What can creditors do here?
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May/10Daniel Cohen
May 11, 2010I currently live in Las Vegas, Nevada. I recently received a letter from the California Franchise Tax Board saying that I owe money for year 2007. The letter reads that if I do not file the return they can move forward with collection activity up to placing a levy on my bank account. I am currently not working for it is difficult finding a job in today's economy especially here in Nevada...
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May/10Mark Cappel
May 10, 2010My husband and I own a self-contained diesel motor home (considered tax-wise to be a 2nd home interest deduction). With the bottom falling out of the RV market we owe about $134,000 and am being told that the RV will only sell for around $85,000. We are paying on the loan $1100 per month and watching the motor home continue to depreciate each month. We have perfect credit and want to know if...
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May/10Mark Cappel
May 10, 2010
Bill, regarding a Cash Call loan. Long story short, I got myself into some serious financial problems with gambling. I had a Cash Call loan that was never confirmed with a payment. The Loan was made in June 2006. I have one by one been settling my debt issues, but it has taken some time to do so, and I now have a judgment with Capital One, and this Cash Call loan. Cash Call has now come call...
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May/10Bills.com Team
May 9, 2010I'm writing to find information regarding the laws in Iowa regarding garnishment. I recently went with a credit card consolidation company and all my accounts have gone into collections from no longer making the minimum payments and just paying this consolidation comp. I have been sued by one company and the total due is around $2700 and a judgment has been set. How can they collect that mon...
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May/10Mark Cappel
May 8, 2010
I have been receiving phone calls, from a supposed "law firm" that is collecting from a payday loan that I received in October 2009, I do not recall receiving this loan. I even went to my bank and asked them to look on my account for that month, they said there was not a deposit from any company for that amount. When the "law firm" called me back, I told them the informat...
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May/10Mark Cappel
May 5, 2010What is the best way to feasibly purchase a single debt account (i.e., my mother's personal bank loan, student loan, credit card debt, car loan, mortgage, etc.), as opposed to purchasing an entire debt portfolio? Is this even possible?
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May/10Bills.com Team
May 5, 2010My private student loan (NJ Class) went into collection, but I got them to agree to a payment agreement and have since made 12 consecutive payment on time. I've been waiting for some kind of improvement to show up on my credit report, but so far the balance hasn't even changed, even though I've been paying more than just the monthly interest. Is there any way to get the loan out of collectio...
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May/10Mark Cappel
May 5, 2010I owe 65000 in two credit cards and my minimum monthly payment was $650 each. I started sending each credit card company only $100 by the due date. Most people stop paying altogether. The minimun now increases every month with the addition of the deficiency of the prior month, they charge me a late fee too. What can they do as long as I keep sending $100 each month until I die.
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Apr/10Mark Cappel
April 30, 2010
I owe American Express $5,200 and I am over 90 days. They sold my receivable to Nationwide. I spoke with a representative in India and was told that they must get payment by April 30th or my deal of a settlement of $3,100 will be void. What is magical about April 30th? Secondly, they want me to give them my routing number and checking account so they can deduct the amount. I told them I woul...
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