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I have a loan from cashnet, they are threatening to take me to court and all kinds of action. What can they do?

I have a thousand dollar loan from Cashnet. I was contacted by Tri Financial and they told me I had to pay $2600, but if I paid it all now they'd take off fees, etc and they'd settle for $1600 but I had to pay it now. They said if I didn't agree it would be taken as a refusal and it would go to the judge on Monday. He threatened that my license would be taken away, garnishments t...
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Please answer our four questions relating to credit card default and its consequences.

We have 4 questions about our credit card debt and its impact on our credit score:

1. If you fail to pay your credit card bills, what are the consequences and how long will your credit score be affected?
2. If you file for bankruptcy, are there ways to speed up the recovery of your credit score?
3. Does it matter/help if you have one credit card for s...
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I have a credit card with the same bank that I save money, can they debit my account if I am late on the credit card?

If I have multiple accounts with a bank that have funds in them and I have an auto loan with the same institution and i have just gone late on my first payment. Can the bank automatically deduct the payment from one of my accounts? and if so, how soon can they take action?

Need some advice on how to reach a payment agreement for hospital bills.

I have been temporarily laid off and called a hospital that I have been making regular payments to in order to make new payment arrangements with them. I was sent a lengthy form which I was told I must fill out in order to get any kind of extension or refinancing at all, even temporarily. These forms ask for very personal info, even my bank acct. number! I was shocked. Can they legally requi...
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I am having trouble refinancing an RV that we have, please provide us with any tips.

Am I liable for my ex-husband's mortgage?

In 1991 I signed a 5 year balloon mortgage with my then husband, which was I believe refinanced every five years from then, so 1997, 2002, and 2007. I divorced him in 2002. The loan was refinanced in 2007 with out my notice, signature, consent, or appearance. On the 2007 documents, my name is no where present as the grantor. Somewhere before the last refinance the manufactured home went into...
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My husband and I own a house in California, and we are in the process of divorcing. Will I be responsible for the debt?

My husband and I own a house in CA. We are in the process of divorcing. We have a first and second mortgage, and owe more than the house is worth. If he defaults on the first or second mortgage can the banks come after my personal & separate savings?

Can a bank file two judgments against me for the same loan?

Can a bank file two judgments against me for the same loan?

Can we lose our home because of IRS tax debt?

We have a $250,000+ IRS tax lien from my spouse's previous business. We own a house and live paycheck-to-paycheck. Should we allow our house to go into foreclosure to get caught up on our debt, then try to buy again in a few years? We do not know how to handle the huge amount we owe the IRS.

Can creditors try to collect a debt that is 13 years old?

Thirteen years ago, I purchased a dinning room set for $1,300 and paid by check. I was married and working, and never really balanced my checking account. Today I received a letter with a copy of my check and they say they failed to cash my check and now want the money. I am now 72 years old and on Social Security, and do not have the money. Do they have a legal claim after 13 years?