Hi, The ex wife of my husband took the kids to the doctor, many times, and didn't say a word about it. She named him responsible for to pay the bill, and the doctors agreed with her and billed him without contact him, not before of the appointment or after. The divorce decree says they both share the medical bills, and he also must pay the insurance (he does). A debt collector is gonna s...
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I am emailing to you regarding a credit card to which I was added only as an Authorized Buyer by my former husband. In '04 we jointly applied for the mentioned above credit card, however, within 2 weeks received a letter from the credit card services department which stated that they "were not able to open joint accounts in this time..., but instead would add me to this account as a...
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I live in California and took out a payday loan of $300. I'm having a hard time paying the loan because of hard times. I have rent, car and other bills that i need to pay plus care for 2 boys. In the state of California, if i put a stop payment on the check, what can the payday loan company called California Check Cashing store do? Will it be a fraud to do a stop payment, i just don't have m...
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How can I consolidate my IRS debts without an attorney, but through an offer in compromise with the IRS?
I need to update my address on all 3 credit reports. I am getting denied because my address is not updated. How can I do this?
I have an old payday loan which was recently sent to collections. They said I had two weeks from the date of the letter to pay it in full. Because I had moved, I received the letter two days before that time was up. I mailed a personal check for the amount in full ($385) and they sent the payment back to me uncashed with a letter saying that although they appreciated the payment they could n...
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If I have a 20k credit card debt with Bank of America and I try to settle it, Is it a problem if i have 2 countrywide mortgages on 2 separate properties? Also the credit card is only in my name and the properties and mortgages are in both mine and my wife's name.