I was recently served a garnishment for an unpaid credit card bill. I have the money to pay the balance. Can I just go to the court and pay the judgment and have the garnishment released?
I want to negotiate a payoff of debt with a LLC. I don't know exactly how to do this without sounding like a dummy. Can you give me a few tips?
Are charge-offs when a creditor wants to settle the debt by offering me to pay half the debt? Is this a good thing or will it look bad on my credit report? Can I settle a debt before a creditor charges it off?
I have had a card with a balance between $13,000 and $14,000 for over 4 years. It was sent to collections 3 years ago. I have settled all other credit card accounts, however, this one company (CitiCard) has offered a settlement and then upped the amount at the beginning of the new year putting it out of reach. At this point, I've paid a few payments of $300.00 to keep fees from racking up bu...
Read full question