I have gotten myself in really bad debt situation. I have $7,000 dollars in credit card bills, a car note for the next 3 years of $436.00 and a mortgage of $1200.00 a month. I bring home pay for a month is $1600.00 dollars. My mortgage was $746.00 a month but with an adjustable rate mortgage it increased in July. I have about $40,000.00 worth of equity in my home but my credit score is 480 d...
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I have 2 credit cards that I can not make payments on. I would like to clear this problem up but I don't know what's the best solution. My credit has always been good. Just recently I have had some unexpected bills to come up so therefore could not make my credit card payments. Can you guide me in the right direction?
Hi, Currently my wife and I have about $50,000 in credit card debt. Our home is on the market appraised at $122,000 - but loan outstanding is $97,000. We are current on all bills and I don't think now is the best time to consolidate with our wanting to buy a new home as soon as we sell our current one. What do you suggest.
What will happen when a judgment has been filed against you at the courthouse for debts that you owe?
Bill, I recently completed a refinance with Quicken Loans/Rock Financial, and in it, I consolidated my Equity Line ($102K Pay-off; and both my and my wife's Discover Cards; along with an MBNA Credit Card. I worked with NCO Financial Systems; (my spouse's Discover card's collection agency); West Asset Management; (my Discover card's collection agency); and Enhanced Recovery Co...
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My husband and I are about $30,000 dollars in debt and contacted Franklin Debt Relief. We now have the money to pay off everything - all of it. can you help us to get the ball rolling, and can you tell us if Franklin Debt Relief is a good company?
Will applying for a debt consolidation loan be looked upon negatively if applying for a home mortgage?