I am considering buying a home in a number of years. In the meantime I am trying to improve my credit by taking out a mix of credit cards, auto loans, and personal loans. I plan on taking amounts that I can easily afford. I am wondering if there is such a thing as a minimum credit score requirement?
I recently purchased a home. Does this have a negative impact on my credit score? If so, approx. how long will it take to recover back or better my original score?
Would it be more beneficial to my credit score to use some extra money I have and pay off 3 credit cards that I currently have active (never been late on any of them, but the balances are close to the credit limit), or, would I see a better benefit to my credit score by using the money and paying off 3 older/charged off collections accounts that show on my credit? I'm not sure if resolvi...
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Which is worse, having bad credit or no credit at all?
Does applying for a credit card or a car loan have a negative effect on your credit score?
Bill, I am getting a bonus check next week and can pay a few bills off or a loan, but just not sure which one (that would affect my credit score the best). The check would be in the range around $2500-$2600. Credit Card-Home Depot: Bal: $675.00 CL: $800.00 Credit Card-HFC: Bal: $650.00 CL: $750.00 Credit Card-Goodyear: Bal: $663.00 CL: $1600.00 Credit Card-M/C: Bal: $685.00 CL: $750.00 or a ...
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Currently, I am in the process of improving my credit score. Right now my credit score is 574. My wife has near perfect credit, above 750. My question is in the long run would it be more beneficial to get my own credit card and raise my credit slowly or be added to my wife's credit card? I've heard that by adding someone with a lower credit score to someone with a higher one it will ...
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I pulled my credit score with Experian two months ago and my score was 619. I just recently pulled my credit score with Equifax and my score was 570. In the past two months I have paid off personal loan. Why did this lower my credit score?
What can affect my credit score? I.E. shopping around for car insurance? Co-signing for a family member?