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Mortgages Articles

Tax Deductions and Mortgages

Betsalel CohenApril 15, 2024

Mortgage Tax Deduction | Romney introduced the idea of limiting mortgage interest tax deduction. Learn about the types of mortgage tax deductions you can...

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Gifting Money for Downpayment

Betsalel CohenApril 15, 2024

Gifting Money for Mortgage | It is possible to gift money without paying taxes. The receiver can use the gift funds toward a downpayment. Consult with a...

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Mortgage Disclosure | The CFPB Loan Estimate Form

Betsalel CohenApril 15, 2024

Mortgage Disclosure - Taking a Loan | The new proposed CFPB Loan Estimate Form aims to bring you clear information. After making an application compare...

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Annual Percentage Rate for Mortgage

Betsalel CohenApril 15, 2024

APR Mortgage | Using the Annual Percentage Rate for your mortgage can be helpful in comparing offers, but has many limitations. Be sure to include all fees...

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Understanding LTV & Your Mortgage

Betsalel CohenApril 15, 2024

LTV: Loan to Value | Mortgage lenders look at your loan balance and the value of your house to determine your LTV. Learn how to calculate LTV and the impact...

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Second Mortgage Lender | Shop Around

Betsalel CohenApril 15, 2024

Second Mortgage Lender | Shop for a second mortgage by comparing your current lender, big banks, credit unions, and online sites. Make sure that you know...

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Mortgage Basics | Downpayment, Equity and LTV

Betsalel CohenApril 15, 2024

Mortgage Basics - Down-payment, Equity, and LTV | Learn about mortgage terms relating to your property's value and how it affects your mortgage loan. It is...

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Mortgage Basics: Creditworthiness

Betsalel CohenApril 15, 2024

Mortgage Basics - Creditworthiness | Learn more about mortgage basics. Lenders evaluate both your willingness to pay an ability to pay. Learn more about..

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Understanding the Basic Terms of a Mortgage Loan

Betsalel CohenApril 15, 2024

Mortgage Basics - Understanding Mortgage Terms | The first in a series of 3 articles about mortgage basics explains key mortgage terms including payment...

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Freddie Mac Overview

Betsalel CohenApril 15, 2024

Freddie Mac | Freddie Mac helps to make money available in the mortgage market, which means lower interest rates for you. Learn about Freddie Mac programs....

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7-1-ARM |Saving with an Adustable Rate Mortgae

Betsalel CohenApril 15, 2024

7/1 ARM Loans | The 7/1 ARM has a low payment because it is for 30-years, but starts with a lower payment than a 30-year FRM. However, your interest rate...

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10-Year ARM (Adjustable Rate Mortgage)

Betsalel CohenApril 15, 2024

10-Year ARM | Most Adjustable Rate Mortgages have a shorter initial period. Before taking a 10-Year ARM make sure that you can afford the payments and save.....

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Mortgages

Richard BarringtonApril 15, 2024

Resources for mortgage loans. Find great home loan rates, get free mortgage quotes from lenders, and receive home buying advice - Bills.com.

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What You Need to Know Before Taking a Land Loan

Gina Freeman (Pogol)April 15, 2024

Land loans are not like traditional mortgages or personal loans. Whether you qualify might depend on how you plan to use the land. Learn more here.

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Mortgage Complaints |Know Your Rights

Betsalel CohenApril 15, 2024

Mortgage Complaints | The CFPB published a report in July 2012, including data about mortgage complaints. Learn about the major complaints and ways to avoid...

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Cosigner Mortgage

Mark CappelApril 15, 2024

There is no requirement that I am aware of that requires a co-signatory on a mortgage be consanguineous.

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Selling Home

Mark CappelApril 15, 2024

My new spouse and I each own a house and would like to sell them and buy a different one. How do we negotiate the mortgages?

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Capital Gains and Income

Mark CappelApril 15, 2024

While capital gains is considered as income by the IRS, it does not qualify as income when applying for a mortgage.

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Subordination Fee

Mark CappelApril 15, 2024

It is very common for the borrower to pay subordination fees. The second mortgage belongs to the borrower and most likely it is the borrower requesting to keep

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Will Adding My Name To A Mortgage Help My Credit Score?

Mark CappelApril 15, 2024

Mortgage and Credit Score | Will adding my name to a mortgage help my credit score? Yes, but there are three reasons why you shouldn't.

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Non-Resident Alien Mortgage

Mark CappelApril 15, 2024

It is possible for a non-resident alien to get a mortgage in the US, but it is not as easy as it is if you are permanent resident alien.

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Non-Owner Occupied

Mark CappelApril 15, 2024

The term non-owner occupied is applied to a single-family home that is rented to tenants.

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Chase Home Finance Address in Newton PA

Mark CappelApril 15, 2024

What is the address for Chase Home Finance Address in Newton PA?

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Mortgage Comparison

Mark CappelApril 15, 2024

I'm looking into buying my first home and I'm wondering which will have the better effect on obtaining a better interest rate: a bigger down-payment or paying

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RV with Mold

Mark CappelApril 15, 2024

If the mold is due to something that occurred after you purchased it, you could look into hiring a professional mold removal company to cleanup your RV.

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Bigger Down Payment or Smaller Existing Debt

Mark CappelApril 15, 2024

What offers a better effect on obtaining a lower interest rate: a bigger down payment or paying off my credit card debt?

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Do I Need Mortgage Insurance?

Mark CappelApril 15, 2024

The term 'Mortgage Insurance' can refer to several different insurance products. Read up about your options at Bills.com

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Improve Credit to Buy a House

Mark CappelApril 15, 2024

Learn about the different ways, including credit counseling, that can help you improve your credit so that you can buy a house. Get more credit tips at Bills.c

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Construction Loans

Mark CappelApril 15, 2024

Free advice on how to get a construction loan.

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Mobile Home Loan

Mark CappelApril 15, 2024

Should I refinance my Mobile Home Loan or just let them have it.

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Divorce & House

Mark CappelApril 11, 2024

I am not aware of any waiting period in any state that person must wait before refinancing or securing a new loan following a divorce. Start your shopping now.

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Wells Fargo scam?

Mark CappelApril 11, 2024

Wells Fargo Scam? | It is not a scam to charge for an appraisal up-front. Before paying for an appraisal, you should be confident that your value...

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Deceased Ex-spouse and Mortgage

Mark CappelApril 11, 2024

At death, the mortgagee will want the joint mortgagor to continue making payments. Since you are listed on the mortgage, you will be responsible for the paymen

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Mortgage Cosigner

Mark CappelApril 11, 2024

Mortgage Cosigner | A mortgage cosigner should carefully consider the risk of assuming full responsibility on the loan. Lenders require the primary borrower..

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Lease to Own Rentals

Mark CappelApril 11, 2024

Can I offer a least to own rental agreement?

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Credit Check Mortgage

Mark CappelApril 11, 2024

Whether your bank does a second credit check after you qualify for a mortgage is really up to your bank.

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Consolidate Debt With New Mortgage

Mark CappelApril 11, 2024

The mortgage party is over, and scrupulous mortgage brokers who now need to pass a federally administered examination to work in the field play by the book.

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Mortgage Lien

Mark CappelApril 11, 2024

Mortgage Lien | If there is a deficiency balance after foreclosure, the lender may seek a judgment and personal liens. Check your states anti-deficiency laws...

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15-Year Mortgage Loan | Lower Costs

Betsalel CohenApril 11, 2024

15-Year Mortgage Loan | You can save money and build equity by taking a 15-year home purchase or refinance mortgage loan. Make sure that you can....

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Hard Money Lenders

Mark CappelApril 11, 2024

Hard money lenders provide short-term secured loans for people who need funding for tactical purposes. Hard money loans can bridge loans...

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HUD Organization and Loans

Betsalel CohenApril 11, 2024

HUD | The Housing and Urban Development Dept. oversees the federal government's housing policies. Learn about HUD and HUD loans, including FHA loans and...

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30-Year Fixed Rate Mortgage

Betsalel CohenApril 11, 2024

30-Year Mortgage Loans | If you are looking for a purchase home loan or a refinance mortgage loan, start with a 30-Year mortgage loan that offers affordable...

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Interest Only Mortgage

Betsalel CohenApril 11, 2024

Interest Only Mortgage Loans | If you have fluctuating income, end of year bonuses then you might consider an Interest Only Loan, but learn if it...

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Forty Year Mortgages

Betsalel CohenApril 11, 2024

40-year mortgage loan | A 40-year mortgage loan has low initial payments. However, it is a rare product and carries risks. Learn the different alternatives...

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10 Year Fixed Mortgage Loans

Betsalel CohenApril 11, 2024

10-Year Mortgage Loans | If you want to finish your mortgage loan quickly, than a 10-year FRM (Fixed Rate Mortgage) is an alternative, but...

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Mortgage Calculator

Anthony GarciaApril 11, 2024

Mortgage Calculator Video Tips from Bills.com.

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Debt to Income Video

Anthony GarciaApril 11, 2024

Learn about Debt to Income (DTI) and get mortgage refinance tips from Bills.com

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Refinance Tips Video

Anthony GarciaApril 11, 2024

Video on how to Refinance My Mortgage. Ethan Ewing, mortgage expert and President of Bills.com, explains how to refinance a mortgage loan.

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Refinancing Tips

Anthony GarciaApril 11, 2024

Five tips on Mortgage Refinance Loans and how to get the best loan in the shortest time.

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Getting a Mortgage Loan

Anthony GarciaApril 11, 2024

Advice and tips, from Bills.com President Ethan Ewing, on getting the best deal on your mortgage loan online.

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