My wife and I are trying to do a FHA Streamline Ref. We have a FHA loan through VHDA (Virginia). We have lived in this house for 5 yrs and never once been late. We want to take advantage. of the low interest rates. So we contacted our mortgage broker to start the FHA SL Ref. He said we were not able to do so because my wife's credit has fell below the 620 score requirement. We don't ...
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Bill, I am a 27-year retired veteran, looking for a mortgage company that will do a Construction Loan without me putting ahold lot of money down. My plan is to use my VA Loan once the home is completed, but most of them I've made contact with wants 10/20% down.
I heard about NACA, and am planning to go to Arizona to attend a workshop and then to try to leverage that organization to restructure my loans, etc so that I do not lose my home. I don't know enough to be dangerous here, but trying to figure out if this organization is legit and worth their time. Any thoughts?
My wife and I are going to try qualifying for a home loan soon. Would it be better to pay a $9,000 balance on a timeshare mortgage we have, and not touch the $15,000 we have in savings? Or would it be better to use our savings to eliminate all our debts?
I have a question about VA loans. Can I apply with you for a VA mortgage refinance loan? I want to know if people who served can get a better rate through a VA loan. Thanks, you guys have great articles and great answers. Hopefully you can give me some advice on a VA mortgage loan.
Same question about the First Time Home Buyer Tax Credit qualification. Just thought I should give you more details. In August of 2006, my wife bought the house her parents are living in currently because she had excellent credit. She was trying to help out her desperate parents. They pay the mortgage payments but the house is in her name. She lived there a year (until July of 2007) and then...
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