Ask Bill Articles on Mortgages in Trouble
Read about what Bills.com's users had to ask about mortgages and foreclosure. Foreclosure is a frightening process, but there are government programs available to help prevent foreclosure. Find out more about mortgage foreclosure by browsing though the responses of our financial experts or submit your personal question to Ask Bill.
I need help with my Wells Fargo and Charter One Mortgages? Modification, short sale or...?
Should I refinance now, or do a loan modification and then refinance?
How can I stop a foreclosure in Nevada?
Can I find a lender for a FHA streamline refinance if I have a low credit score?
Can I refinance my mortgage while in Chapter 13 bankruptcy?
A nearby abandoned house is being vandalized. How do I contact the mortgage servicer responsible for this mess?
What can I do to get a Chase mortgage modification?
I am thinking about attending NACA's Save the Dream Tour. What can you tell me about NACA and its services?
What is a quiet title action and can it prevent a foreclosure?
Can I modify my mortgage if I have bad credit and significant credit card debt?
What happens if you can't pay your mortgage?
Is there any type of loan program available to refinance an upside down home loan mortgage?
What are my alternatives in Missouri to foreclosure, and what are my potential liabilities?
We own two home that we cannot afford in Georgia. What are our options?
Do bank's foreclose on borrowers that are current on modified mortgage payments?
Will Chapter 7 resolve mortgage debt I owe the government?
I want to move but I don't want to sell my house and can't afford another mortgage. What can I do?
I do not understand how cash for keys works. Can you explain cash for keys for me?
What are my alternatives in Arizona to foreclosure, and what are my potential liabilities?
Does it make sense to stop paying my mortgage on my investment property, given that I owe a lot more than it is worth?
I cannot afford mortgage payments on my Florida home. What are my options?
Is Bank of America's Equator system working properly? What can I do when it doesn't?
I did a short sale, and now a collection agent is trying to collect the deficiency balance. What are my options in Colorado?
I am in the middle of a mortgage modification with Bank of America, and it just sent me a foreclosure notice? Now what?
I am in financial distress, but my bank refuses to modify my home equity loan. What are my options?
I have a mortgage with my mother. She has a second mortgage on our house. What is my liability if she files for Chapter 13?
Is a bank that is modifying a joint mortgage required to have the signatures of both parties on the modification?
I am divorcing, and I cannot afford my mortgage. What are my options?
The value of property is hopelessly underwater, and will take 10+ years to reach the loan value. Should I allow a default?
I am in the middle of a divorce and cannot afford to keep my house. I cannot afford a lawyer. What are my options?
My spouse owns a California condo that we can't sell. If we allow a foreclosure, can the banks put a lien on a house I own?
What are my options to refinance if my LTV is greater than 80%?
I am facing foreclosure in Michigan. Is Michigan a recourse state? What are my alternatives to foreclosure?
I am facing foreclosure in Virginia. Is Virginia a recourse state? What are my alternatives to foreclosure?
I am facing foreclosure in Illinois. Is Illinois a recourse state? What are my alternatives to foreclosure?
I am facing foreclosure in Georgia. Is Georgia a recourse state? What are my alternatives to foreclosure?
I cannot afford my California home. Should I worry about taxes on forgiven mortgage debt? What are my foreclosure alternatives?
I have not paid my second mortgage and rather than foreclose they filed a lawsuit against me. What are my options?
What can you tell me about the Home Affordable Foreclosure Alternatives program?
If a home is getting foreclosed can the owner buy it back and get refinanced?
Our bank wants to add $36,000 to a $100,000 mortgage on a property now worth $46,000. What are my options?
We must leave the area and cannot sell our home. What are our options aside from foreclosure?
I am current on my first mortgage but not on my second. Will the second foreclose? What are my options?
What is a homestead exemption, why should I declare my residence a homestead, and how do I do it?
I am current on my first mortgage but not on my second. Will they foreclose? They are offering to settle.
My home mortgage is under water. What is Obama's HAMP loan modification program and what can it do for me?
Can the second mortgage holder foreclose if the first mortgage is still current?
My mortgage modification plan ends in four months. What happens next?
My home has been foreclosed. When should I terminate the utilities?
What are my options if I can't afford my home?