Can My Bank Account be Levied?

Read full question
Bill's Answer
4.5
/5.0
(8 Votes)
Bills.com Team
Pro

By

Bills.com | Find Learn Save

6 Comments

Recent Best
1500 characters remaining
  • DC
    May, 2014
    Danielle
    I went to go pay for my dinner this evening only to have my card decline and when I checked my bank account my direct deposit funds are on hold. I never received any notice in the mail or by any noticed served. Nothing just days before my rent is due. I am panicking. Please any advice.
    0 Votes

    • BA
      May, 2014
      Bill
      First, call your bank or credit union to ask for the name of the creditor that has the account garnishment/account levy. This might be a simple case of mistaken identity you can clear up with a few phone calls and faxes.

      Second, if there is a judgment filed against you, then consult with a lawyer who has consumer law experience. You indicated you reside in California. If you cannot afford a lawyer, contact Law Help CA or another California pro bono program for no-cost legal advice.
      0 Votes

  • ML
    Mar, 2014
    M.
    We live in AZ and before we got married my husband had a credit card go to collections. Garnishments out of his checks are one thing but we are worried about them getting access to the bank account. I own the account and he's only P.O.A. Now that we're married can they access my account? Hoping its safe since all this was before me.
    0 Votes

    • BA
      Mar, 2014
      Bill
      If your husband's social security number is associated with your account, then your account could be levied. If he has only a general power of attorney, then your account should not be at risk.
      0 Votes

  • WW
    Mar, 2014
    wiser but
    I had a judgement against me in 2004, They have not attempted to contact me or filed with the courts since since april of 2006 until May 2013. By the statue of limitations, Iowa is 7 years with no contact shouldn't the case be expired? Why is it still open?
    0 Votes

    • BA
      Mar, 2014
      Bill
      I will assume you are an Iowa resident.

      Iowa and other states have separate statutes of limitations for different things. The state has separate statutes of limitations for contracts and for judgments. Read the page Iowa Collection Laws and then ask any follow-up questions you may have on that page.
      0 Votes