Credit Help Information & Resources

  • Debt Coach - Know How to Get Out of Debt

    Compare up to 5 debt help solutions with Debt Coach and determine the right strategy for you to tackle your debt.
  • Debt Consolidation Calculator

    FREE Debt Consolidation Calculator | Calculate debt consolidation cost, interest and options online for FREE. YAHOO!
  • Man With Too Many Bills | Minimum Payment Calculator

    Minimum Payment Calculator

    Making minimum payments can keep you longer in debt and cost thousands. Find out why avoiding the minimum payment can get you out debt faster.
  • Ways to Save Money

    Ways to Save | Use our savings machine to calculate how much money you can save, by making only small changes in your habits. Dollars add up when...
By Mark Cappel | June 19, 2014

The Credit Repair Organizations Act (CROA) gives consumers the right to study a credit repair contract for 3 days and cancel it. CROA also requires cr...


By Mark Cappel | April 4, 2014

Lexington Law complaints fit in four categories: Fee disclosure, cancellation policies, quality of service, and slow action on removing inaccurate cre...


By Mark Cappel | March 17, 2014

Lexington Law Firm cannot promise it will remove a bankruptcy from your credit report, but it can say it will try. If you actually filed for BK, don't...

Get a Score!
By Mark Cappel | September 23, 2013

A secured credit card can help you build your credit history and credit score if you have not applied for or paid any loans in the last 10 years. Buil...


By Mark Cappel | September 19, 2013

Consumers have three ways to check their credit score, including signing up at Credit Karma, asking a lender for your score, and signing up a for fee-...

By Mark Cappel | May 27, 2014

My credit report shows this:

Midland Credit Management
Current Balance: $1,162
Original Balance: $953
...


By Daniel Cohen | May 16, 2013

Would it be more beneficial to my credit score to use some extra money I have and pay off 3 credit cards that I currently have active (never bee...


By Mark Cappel | May 16, 2013

I am an authorized user on three credit cards with my partner of 10 years, however we are not married. I would like to assume this debt in full ...

Get a Score!
By Mark Cappel | May 15, 2013

Tell me how to see the listings of public record information that is supposedly on my credit report all of a sudden. For the first time, there i...


By Mark Cappel | February 15, 2013

Which is worse, having bad credit or no credit at all?

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Credit Tools and Calculators
  • Debt Coach - Know How to Get Out of Debt Compare up to 5 debt help solutions with Debt Coach and determine the right strategy for you to tackle your debt.
  • Debt Consolidation Calculator FREE Debt Consolidation Calculator | Calculate debt consolidation cost, interest and options online for FREE. YAHOO!
  • Man With Too Many Bills | Minimum Payment Calculator Minimum Payment Calculator Making minimum payments can keep you longer in debt and cost thousands. Find out why avoiding the minimum payment can get you out debt faster.
  • Ways to Save Money Ways to Save | Use our savings machine to calculate how much money you can save, by making only small changes in your habits. Dollars add up when...
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