Dollars and Sense: Simple Help with Difficult Debts
Make Smart Financial Choices and Leave Debt Behind
Financial literacy is something we are not taught in school. When Americans are asked if they keep a personal or household budget, the percentages are inconsistent, but the poll results are the same: Most people say they want to follow a budget and say they have a difficult time doing so. Food for thought: When wealthy Americans are asked the same question, it turns out that almost all of them stick closely to a personal or household budget.
If you are interested in building wealth and not just living paycheck to paycheck, Bills.com has resources and ideas to help you.
Start out with the Bills.com Personal Finance and Budget Guide. It contains tips on how to manage your money, how to escape of the cycle of debt, and to start creating virtuous cycle of wealth.
Use the tools and articles at Bills.com to improve your financial education, so you learn how to stay out of debt and start building a healthy and strong financial future for you and your family.
If you need debt help, please contact a Bills.com Money Coach counselor for a free consultation or seek advice from a local financial adviser.
-
Controlling Credit Card Debt
Learn the three basic steps to controlling credit card use and moving towards a debt-free budget.
-
Bill Pay Services and Information
Bill Pay Resources
-
Debt Scams
Are you at risk of being ripped off by a debt scams?
-
Credit Card Debt Settlement
Credit Card Debt Settlement
-
Refinance Car Loan or Auto
Car loan and auto loan refinancing is fast and easy and works in the same way as a home refinance.
-
Control Your Holiday Spending and Deal with Holiday Debt
Enjoy Your Holidays: Spend Wisely and Deal with Your Debt
-
Refinance your Car Loan
Car loan refinancing is fast and easy and works in the same way as a home refinance.
-
Consolidate Credit Card Debt
Your goal should be to combine your credit card bills so you can pay them off faster and for less cost.
-
Consolidate Your Medical Bills
Consolidating your medical bills can make paying off these unexpected expenses easier.
-
You Got a Diploma: Now What?
Graduation 101: How to prepay your student loans and steps you can take if you cannot afford your student loan payments.
-
One Solution to Multiple Bills
Consider debt consolidation if you are in distress and cannot pay multiple bills.
-
Consolidate Personal Loans
You can consolidate your car and personal loans if you qualify for a larger loan. Usually it's easiest if you own a home with enough of an equity cushion to borrow against it
-
Debt Management Tips for Students
Learn the three huge tips for students that will help manage and control debt.
-
InCharge Debt Solutions
InCharge Debt Solutions is a non profit consumer credit counseling firm that helps consumers manage and get out of debt. The program is available to consumers nationwide. The company also provides financial education resources and tools to help consumers.
-
Money Management International
Money Management International (MMI) was founded in 1958 and is the largest non-profit credit counseling company in the industry. MMI provides consumers with financial education tools, as well as debt management plans to help consumers get out of debt.
-
Credit Counseling
Credit Counseling Information
-
Consolidate Debt
Consolidate Debt - Tips on How to Consolidate and Save
-
Consolidating Bank of America Debt
My Biggest Debt is With Bank of America. What is My Best Bank of America Debt Consolidation Option?
-
Refinance Overview
Mortgage Refinance Tips and Tools to Help You Learn and Manage the Refinance Process.
-
Debt Loans to Consolidate Debt
Advice and Tips to Help You Evaluate Debt Loan Options and Debt Services.
-
Bad Credit
Bad Credit Loans, Debt Help, and Advice to Improve Credit
-
Chase Credit Card Debt Consolidation
I am Drowning in Credit Card Debt. Chase is My Largest Creditor. Is there a good Chase Debt Consolidation Program?
-
Consolidate My Debt
Consolidate My Debt - Tips and Advice
-
Bill Consolidation
Bill Consolidation to Consolidate Bills and Save
-
Buy a Home with an FHA loan
Learn How An FHA-Insured Loan Can Benefit You, When You Are Looking to Buy a Home.
-
Tax Debt Relief Options
Tax Debt Options and Help Information
-
Hardship Based Loans
Can You Help Me With Getting a Hardship Based Loan?
-
Debt Consolidation Loans
What is the Best Kind of Debt Consolidation Loan?
-
Pay Off Loans
Where can I find help to pay off my payday loans?
-
Consolidate Bills
Consolidate Bills the Best Way
-
Using a 401k Withdrawal to Invest in Real Estate
Should I make a withdrawal from my 401k to invest in a below market price condo?
-
Keeping Records
Keeping Records: What records should I keep and for how long?
-
401k withdrawal and international wire transfer
Should I withdraw all my 401k funds? Can I make an international wire transfer?
-
Fidelity and European debt crisis
How can I protect my retirement account from the European debt crisis?
-
Roth IRA Withdrawal to Pay Debt
Keep the money in my Roth IRA or use it to pay off my credit card debt?
-
IRA Gift
I want to start gifting money from my IRA accounts to family members. What do I need to know?
-
Roth IRA Conversion
Can I convert my 401K and traditional IRA into a Roth IRA?
-
Selling Timeshare
International Buyers Group contacted me to broker my timeshare. Is IBG legitimate or a scam?
-
529 savings plan
Does it make sense to liquidate mutual funds to fund a 529 College Savings plan, right before my kids start college?
-
Extra Mortgage Payment
Should I make extra mortgage payments to slash my mortgage interest expense?
-
Private Mortgage
I want to pay my son's second mortgage and have him repay me. What form do I file?
-
Refinance Income?
Is the cash-out from a cash-out refinance taxable income?
-
1099-A vs. 1099-C
What is the difference between a 1099-A and 1099-C, and how will we know when our bank canceled our mortgage debt?
-
California Service of Process
What are California's service of process rules?
-
IRA withdrawal and farm income loss
If I withdraw from my IRA to pay business expenses on my farm, can I claim that expense as a loss on my tax return?
-
California Attorney Malpractice
What can I do if my attorney will not work on my case or communicate with me?
-
Social Security Disability
Does how much I owe in credit debt or what I own as assets affect me in qualifying for Social Security Disability?
-
Defined Benefit Pension & Annuity
My spouse must take funds from defined benefit pension. What are our options? What about an annuity?
-
Bonded Title
How do I remove lien from my vehicle's title?
-
Annuities or Municipal Bonds?
Should I keep my annuity or invest in municipal bonds?
-
Investment Adviser & Estate Planning
My spouse and I are house-rich, but need to plan long-term health care for our son. Where do we begin?
-
California Eviction
Where can I go to learn more about California's landlord-tenant law?
-
Investment Adviser
I just inherited a large sum of money. Now what?
-
Balance Savings
I am retiring debt and saving money in my 401(k), but am I doing it all in the right order?
-
Cash Out Retirement Account
Should I cash-out my retirement account to pay-off my debts?
-
+ Are student loans a good way to finance my education?
-
+ How much should my car down payment be?
-
+ If I consolidate my student loans will I still be able to defer my loan?
-
+ If I decide to lease rather than buy, how long will the lease be?
-
+ What factors influence auto loan interest rates?
-
+ What is a Federal Perkins Student Loan?
-
+ Assets
-
+ Automatic Debit
-
+ Average Daily Balance
-
+ Book Value
-
+ Buydown
-
+ Collateral
-
+ Debt-to-Income Ratio (DTI)
-
+ Delinquent
-
+ Dependent
-
+ Direct Debit
-
+ Gross Salary
-
+ Lemon Law
-
+ Manufacturer's Suggested Retail Price (MSRP)
-
+ Revolving Account
-
+ Simple Interest
-
+ Term
-
+ Upside-down
Business Ratings and Reviews
Deciding on which company to go with to meet your financial needs? Get the inside scoop on a company and read unbiased consumer ratings and reviews from the Bills.com community. Find out how a company ranks in several customer satisfaction categories to help you find the right provider for your needs. Then help the community out by providing your own reviews.
Tool Box Easy to use resources to help you find solutions to your money questions

