First Bank of Delaware & ThinkCash

Does this apply to Las Vegas, Nevada as well? I received a call on 09/24/2012, from a Kevin Turner screaming stating that I have been notified. He wants my home and work address to serve me. However, when I called the number back that he called from, it was a Realty company. I called the number that he left to call and reached Ms. Garcia that stated she is with Consolidated Firm trying to collect a debt from 2007 for First Bank of Delaware. I asked who Kevin Turner is and she stated that their locaters in the field may use their personal cell phones. I don't ever remember creating this debt, but I can't afford to be served, so I was planning to try and pay on it, but really don't have it, but she is suggesting that I ask family and friends. Ms. Garcia stated that she was putting me on hold to speak with a supervisor due to my current situation. When she came back to the phone I believed that she spoke to a supervisor, so I decided to call back and I asked to speak with the supervisor and they transferred me right back to Ms. Garcia. I asked Ms. Garcia if I could speak with her supervisor and she said that she was the supervisor assigned to my debt account. I told her, you told me you were putting me on hold to speak with a supervisor and now you tell me that you put me on hold to speak to yourself? I repeatedly asked to speak to a supervisor and still have not been able to reach one due to them not letting me past Ms. Garcia. She would not give an address to her company. This all seems quite odd to me and I cannot be sure that I created this debt. I have had my income tax folder stolen in the past from the tax company and I pressed charges, but nothing ever happened and the person was released. My ex-husband has been using my SS# as well and has credit cards with my name attached and I don't know how he is able to do that without my permission. Please help, I don't know what to do. I am a single mother with 2 daughers and I have been in and out of the hospital thoughout this year due to blood transfusions and other medical issues. Do you have any advise for me?

I received a phone call saying that i owed a debt for a mastercard that was apparently opened in 2006. I no longer reside at this address and all my mail has been forwarded to my current address. In this phone call i am told if i don't pay 1579.64 they will take me to court and add court and attorney fees which will probably double the amount in the end. They claim they have been trying to contact me over the years but have only recently been able to contact family members to get ahold of me and tried contacting me through my employers.But i have been out of work since march and i have not heard anything from my employers that anyone has been looking for me!

I have defaulted with my loan with ThinkCash about 4 years ago after I made over $750 in payments to a $1500 loan. At that time, in between my husband and myself losing and getting work, things have been tough. It is even worse now that the IRS are taking 25% on taxes we owed back in 2007. We barely make it month and month and we have been trying to clean up our financial obligations. I recently got a call threatening that they will serve me either at home or at work. What is frightening they did mention my street so I called. After being transferred several times, I was referred to a person named John. I tried verbally to make payment arrangements but he was persistent that I pay $1300 and try to settle this by borrowing from relatives. I told him my mom is in foreclosure and have no other resource. I was willing to make payment arrangements. So I said just sue me.. He tells me that you don't want to go through that route. I was getting annoyed so I hanged up. The next day I got call. Stating that I would be served at work or at home if I don't reply. Nothing happened. Today, got the same call stating I have between 1 and 3 pm before they come and get me. I was waiting be served.. Like most of our clients.. where the hell is my subpoena? I looked at both local superior courts (Los Angeles and Orange County) to see of any pending cases are open on be behalf -- None. I did not sign or mail anything to these people or give out any of my banking info. When I goggled both numbers, one is coming out as a pay phone and the other an Indian mobile communication. The company calling is supposed to be Check System Recovery. By reading all these blogs, I have surpassed the stature of limitation. Also, why only call now after 4 years and 3 months. Should I pay or avoid the restart process?

Very huge mistake. I borrowed $700. They wanted $700 back, then they go in your account before the day they're supposed to, then your account get messed up then they expect you to pay late fees on their mistake. They do as they please, then call asking for money threatening you that it will go on your credit, when its already on your credit before they even call you. Not a good way of helping; more hurt than gain.

I made the huge mistake of taking a 2000.00 loan with Thinkcash...they charge 2000.00 interest. I lost my job and now they say I owe over 3000.00 after I had paid them over 2600.00