If your bills are piling up, it's time for you to figure out how to pay off credit cards and put your debt behind you. Your best solution depends on the resources you have available. You can get a firm grip on your debt problems, relatively easily, if you have have strong cash flow or own valuable assets. It is far more difficult to figure out how to pay off credit cards, if you're struggling to pay your bills each month.
All of the strategies above are effective, for the right person. Unfortunately, there are times when there are no easy solutions to a debt problem. If you can’t solve your debt problem on your own, you need to examine the professional debt relief options that are available.