Collection Agency Articles

Bare Collection Account

If a collection agent cannot validate/verify the debt, collection activity on that debt must cease. Additionally, that debt that cannot be reported to the credi

Fake Debt Collector

Fake Debt Collector | Just because a voice on the telephone claims you owe a debt does not mean you owe it. Take these 4 steps when a collection agent calls...

Collection Efforts Authorized User

Collection companies can be unscrupulous in their efforts, learn about your rights as an authorized user in this article on Bills.com

Credit Reference Being Harassed by Creditor

If a borrower fails to repay a debt, the creditor is allowed to contact third parties, such as credit references. Get more information on collector calls and h

CashCall Loan Collection

CashCall Loan Collection | CashCall avoids state usury laws, which limit the maximum interest rate charged to a consumer, by partnering with a bank...

Collection Agency Fees

Consult with an attorney in your state who has experience litigating consumer law. In my opinion, you may have a viable argument to reduce the fees collection a

CKS Financial: How to Handle a Debt Collector

CKS Financial is a collection agency that purchases debt and also acts as an agent for original creditors and third-party debt buyers. Learn how to...

CFPB and Debt Collectors

Debt collector practices to be supervised by the CFPB | With more than 30 million Americans facing debt collection the CFPB will...

Social Media Debt Collection

Social Media Debt Collection | Bills.com lists 10 uses of information gathered from social media that may surprise users. Don't be surprised if...

Debt Collector

A debt collector is anyone who regularly collects debts owed to others. Debt collectors...

Being Harassed by Collector?

Debt collector harassment | Debt collector harassment is a common problem. Some Debt collectors use illegal methods to coerce and trick customers. Learn about..

How to Contact Creditor to Resolve Debt

Get details on how to contact a creditor that you owe, to get the debt resolved. Get more money saving tips at Bills.com

How to Get Debt Collectors to Stop Calling

How to Get Debt Collectors to Stop Calling? Learn how to write a cease-and-desist letter to stop calls from debt collectors. Also, learn how to complain if...

Handling Pay Day Loan Collections

Protect yourself from illegal pay day loan collection techniques by learning the payday loan laws for your state. Some states require a payment plan if you...

Collection Calls On Old Debt

How to handle collection calls on 12-year-old debt. Your state statute of limitations and federal law set the rules collection agents must follow. Step 1 is...

How to Handle a Debt Collection Call from Avante USA 2024 | Bills.com

Avante USA is a collection agency that aggressively works with third-party and original owners of the debt. Protect yourself by taking these steps...

Northstar Location Services

Northstar Location Services is a collection agent. Take these steps if Northstar contacts you or the company's name appears on your credit report. Step 1 is...

Collection of Written-Off Debt

If the original creditor writes-off the debt and issues a 1099-C, that means the original creditor has forgiven the debt and is claiming the loss on its taxes.

Collection Agency - Complete Guide to Handle Collection Calls

A collection agency either buys debts or acts as an agent for the original creditor. Learn how to deal with collection calls, avoid harassment, and negotiate...

Fair Debt Collection Practices Act: Know Your Rights

The Fair Debt Collection Practices Act grants you rights as a consumer and restricts debt collectors' actions. Learn about verification, disputing debts, and...

Collection Agency & Credit Report

Collection Agency & Credit Report | The creditor (the original creditor or the collection agent) must report settlement of the debt to the CRAs. Learn how to...

Should I Dispute A Collection Account?

Should I dispute a collection account if I know I owe the debt?

Collecting 13-Year-Old Debt

A creditor failed to cash a check 13 years ago, and now wants me to re-issue it, which I cannot afford. What are my rights?

Prepaid Debit Card and Debt Collections

Can a creditor seize or garnish my prepaid debit card?