Collection Laws Articles
Collection laws and exemptions vary from state to state. Protect yourself and your assets by learning the homestead, vehicle, and bank account exemptions...
Read moreCreditors are allowed to garnish between 10% and 25% of your wages, with the percentage allowed being determined by each state.
Read moreReaffirmation | A debt reaffirmation is an agreement in which the debtor agrees to repay a debt even if it was discharged in a bankruptcy.
Read moreLearn the statute of limitations for credit card and other debts in Colorado, and the state's unusual rules for the life of judgments, which is 6 or 20 years...
Read moreLearn the statute of limitations for credit card and other debts, and how to apply for a $6,000 account levy exemption available to Maryland residents...
Read moreLearn Mississippi Collection Laws, including the Mississippi statute of limitations for credit card and other debts, and how your can stop a wage...
Read moreLearn about California Community Property Law and see how it could effect your debt responsibilities if you are going through a divorce.
Read moreLearn the statute of limitations for credit card and other debts in Oregon (hint: they're long), and the state's consumer friendly anti-garnishment...
Read moreLearn the statute of limitations for credit card and other debts, and what amount is exempt from an account levy in Indiana. The first $350...
Read moreSouth Carolina Collection Laws
Learn the statute of limitations for credit card and other debts in Colorado, and the state's tough rules for wage garnishment and account levy...
Read moreLearn the statute of limitations for credit card and other debts, and how Tennessee wage and account garnishment exemptions can shield your assets from...
Read moreOklahoma collection laws are consumer friendly. Learn the statutes of limitations and the standards of proof collection agents must reach to sue a consumer...
Read moreLearn Michigan Michigan Collection Laws, including the Michigan statute of limitations for credit card and other debts, and how your can stop a wage...
Read moreRight of Reinstatement on Vehicle Loan
Right of Reinstatement on a Vehicle Loan | Some states allow a person whose car was repossessed to reinstate their loan, if they can catch up on...
Read moreUnder Nevada collection law, the statute of limitations is 6 years. Credit cards have a 4-year statute of limitations in some cases and courts. Wage...
Read moreCo-Signer Rights on House or Car
What rights does a co-signer have? Learn about co-signer rights to property and what rights a co-signer have on a car.
Read moreGet information on recourse options available to creditors of GI loans in default. Learn more at Bills.com
Read moreLearn about Georgia collection laws | Georgia collection laws are different than in other states. In Georgia, the most common method used by judgment-creditors
Read moreDebt Validation | If the debt collector has a bare account and the consumer seeks a debt validation, the collector has no means to validate the bare account...
Read moreCharge off & Statute of Limitations | Free tips from bills.com about debt collection on an account in charge off status and the statute of limitations for debt
Read moreTennessee 39-14-116. Hindering secured creditors
Tennessee is unique in that it criminalizes what is most often a civil matter in other states.
Read moreRestart Statute of Limitations
You do not reset the statute of limitations on your debt when you move to another state. However, your new state may have a different statute of limitations...
Read moreThe statute of limitations for most forms of debt in Wisconsin is six years. Under Wisconsin law, a resident cannot have their wages garnished for a delinquent
Read moreCalifornia collection laws | If you live in California and have a delinquent debt, it is important to know the California collection laws, to protect yourself f
Read moreSee what steps you need to take if you are getting sued by a creditor. Bills.com has the tips and resources you can use to settle a legal suit by a creditor
Read moreThe standard for validating/verifying a debt are very low. Learn what federal courts say is sufficient validation...
Read moreCredit card companies will sometimes approve credit lines for minors, read more about an interesting scenario at Bills.com
Read moreCalifornia Statute of Limitations
California Statute of Limitations | California statute of limitations for debt related to a written contract is four years, and an oral contract is two years...
Read moreA creditor is garnishing my wages for a debt that is 10+ years old. How is this possible?
Read moreIn Vermont, the statute of limitations for open accounts (credit cards) is three years, and written contracts have a statute of limitations of six years.
Read moreNew York Spousal Liability for Debt
New York Spousal Liability for Debt | Free tips about New York spousal liability for debt issues
Read moreEnforcing Out-of-State Judgment
Questions concerning enforcing judgments across state borders are difficult to answer with general, one-size-fits-all replies. The facts in each case are signif
Read moreSummons for American Express Debt
American Express wants a resolution to your debt now. Negotiating a lump-sum settlement is a compromise that will clear the debt from American Express's books a
Read moreUnder common law, the acknowledgment must be in writing and convey the idea the debtor promises to pay the debt. Not surprisingly, many state legislatures wrote
Read moreClerk Judgment | California law allows a court clerk to enter a default judgment against the defendant without a court hearing or judicial action
Read moreThe utility is within its rights in New York to refuse to do business with a former customer who has an outstanding balance on their account.
Read moreI found no evidence that it is illegal to collect a debt less that $100 in Nebraska or report it to a credit reporting agency.
Read moreIf you are served a Summons and Complaint, it is crucial to respond the right way. Never ignore a summons, as it can lead to a default judgment. Be sure you...
Read moreJudgment Garnishment | The most common method used by judgment creditors to enforce judgments is wage garnishment, in which a judgment creditor would contact...
Read moreCollections Advice on Deficiency Judgment
A deficiency is like any other unsecured debt and as such is legally identical to credit card debt, medical debt, or a payday loan.
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