Credit Score Articles

804 Credit Score

Closing an account lowers your credit score. Here, there is no point in your closing the accounts if you are planning to apply for credit soon.

FICO Score

Fico Score | Keep in mind that there is more than one credit score. In fact, there is more than one FICO score. Fair Isaac offers different versions of its...

Piggyback Credit

It is in your best interest to stop piggybacking on a damaged credit card account. Ask the card holder to contact the creditor and remove you as an authorized u

Should I Close My Credit Card Accounts

I have a few credit cards that do not have a balance and they are charging me an annual fee of $50, should I close my account?

Improve Your Credit

Improve Your Credit | Time heals all wounds to a credit score. Making a payment early is not helpful to improve your credit score, but paying more than the...

Will a Loan Modification Hurt My Credit Scores

Will a loan modification hurt my credit scores?Answer: Probably not.

Credit Score Fluctuation

A credit card company made an error in crediting a payment, and as a result my score took a hit. How long will it take for my score to recover?

Fixing Bad Credit With Zero Income

I am a student and I am 15k in debt. I have been looking for a job, but can't find one because of my bad credit score. I need some advice.

Spouse's Bad Credit Affect My Credit Score?

Do not worry about your personal credit score going bad because of your spouse's bad credit score, but keep in mind...

Refinance home with bad credit

How to refinance your home with bad credit. Improve your credit score and qualify for a new loan.

Credit Utilization

Free advice and tips on credit utilization and credit scores from Bills.com

Building Credit From Scratch

A quick overview on credit scoring and 6 simply ways to build and maintain credit from scratch.

Credit Reporting for Mortgage Repayment Plan

Creditors will report repayment plans in different ways. Learn how a mortgage repayment plan can be reported on your credit profile.

Child Support and Credit Score

Delinquent child support payments may negatively affect your credit rating, as they can be reported to the credit bureaus as a delinquent debt, read more at Bil

Better Credit Rating

Get advice on how to build a better credit rating at Bills.com

Fix Credit

Credit report answers so you can fix your credit report.

Available Credit Limit and Credit Score

See how your available credit limits on your credit card accounts can affect your credit score. Learn about credit scores and improve your credit at Bills.com

Debt Consolidation & Credit Rating

Learn about the various debt consolidation options and how they impact your credit rating, all at Bills.com

Credit Score Update

Your credit rating is calculated based on several variables. Learn how to improve your credit rating...

Getting a Loan With Bad Credit

Read this article to get tips on how to start the process of clearing your bad credit so that you can apply for a loan. Get more information on Bills.com

R9 Charge Off & Credit Rating

R9 | If your credit report has R9 or charge-off accounts on it, let Bills.com get you the advice you need to clean up your credit report.

Car Lease with Bad Credit

See what options you have to get a car lease with bad credit. Bills.com has the tips and resources to help you save on your car lease.

Denied Credit

Rejected on a credit card application, see how it can effect your credit. Bills.com, ask any credit question and get a personalized answer!

FICOscore raise

Credit score not up to mark. Bills.com can give you helpful tips on how to raise your FICO score.

Credit Cards for Bad Credit

If you are looking for Credit Cards for Bad Credit, look no further than Bills.com

Fico Score Raise

Let Bills.com help you raise your FICO score so that you can improve your credit rating and save money.

Beacon Score

Let Bills.com help you improve your Beacon Score and your credit profile, fast.

Buy a Home with Bad Credit

If you have bad credit and are looking for advice on how to buy a home, look for Bills.com for advice and resources to help you achieve your dream of home owner

Credit and Marriage

Credit & Marriage | There is no 'marital credit score.' One spouse's score can be high, and the other's score may be low, and both...