Mortgage Affordability Calculator
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How Much Can You Afford on a New Home?
Find out how much you can afford on a new home with this mortgage affordability calculator. The calculator will determine the price range of your home based on your current income and debt.
The mortgage affordability calculator assumes a 30 year mortgage with the actual rates. The minimum amount is based on a debt to income ratio of 28% and the maximum calculated price range is based on a 36% debt to income ratio. Lenders may approve higher loan amounts that will result a higher debt to income ratio than 36%. If approved, be very certain you are able to manage your monthly mortgage payments to avoid of risk of payment default and the possibility of foreclosure.
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