Mortgage Lender Review
Bills.com Reader Reviews - Refinance Lenders
Read real reviews from Bills.com readers, and learn more about the largest mortgage lenders and brokers in the country.
Quicken Loans Review: Quicken Loans has more than 4,000 passionate home loan experts dedicated to getting the right loan to save you thousands of dollars each year. Quicken Loans is primarily a call center based mortgage loan originator that works hard to take care of every client. With limited retail presence, Quicken Loans offers fast response times and quick loan underwriting and approval. Quicken Loans is based out of Detroit, Michigan and offers a full range of mortgage products, such as a 30-year fixed, 15-year fixed, 5/1 ARM, VA loans, FHA loans, Jumbo Loans, and more. Quicken Loans is owned by the owner of the Cleveland Cavaliers.
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AmeriSave was started in 2003 and has become one of the top mortgage lenders in the US. AmeriSave services all 50 states, including DC, and always offers competitive rates and fees. AmeriSave offers all mortgage loan products: Conforming loans, VA, USDA, Jumbo, Alt A, and FHA loans. The entire mortgage process is performed in house, from processing and underwriting to closing and funding. This in-house processing allows AmeriSave to offer an on time closing guarantee that guarantees your loan will close by a certain date or you will receive $1,000.
Charter One offers mortgage home loans with an easy application, quick decision, and convenient closing. With Charter One, you can choose from fixed or variable interest rates, interest only, and different term lengths for home purchases, refinances, or home-to-home loans. Charter One is a leading mortgage provider, whether you need a refinance mortgage loan, purchase loan, reverse mortgage or debt consolidation loan product.
Chase Mortgage is one of largest mortgage lenders in the US, originating thousands of new mortgage loans each year. You can get a Chase Mortgage Refinance loan, a home purchase loan or even a debt consolidation loan. Chase also offers Chase reverse mortgage loans. Chase Mortgage offers a diverse array of loan products, including fixed rate and ARM products, conforming mortgage loans and jumbo mortgage loans. Chase is a well respected national lender and has a new mortgage program called the 1% Mortgage Cash Back. Chase Mortgage's new program gives customers 1% cash back each month based on their scheduled monthly payment.
HSBC Mortgage Bank is one of the nation's 10 largest banks. HSBC Bank provides a full-range of products and services to individuals through its personal financial services, private banking, commercial banking and corporate, investment banking and markets segments. HSBC Mortgage offers a suite of subprime and prime mortgage loan products, and does lending across home loans, refinance loans, purchase mortgages, reverse mortgages and debt consolidation loans. They have a national footprint and are one of the largest mortgage lenders in the world. HSBC has many retail locations nationwide.
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Wells Fargo Home Mortgage is a leader in home loans, the largest mortgage lender in the USA. They provide a full range of home financing packages to meet a variety of needs. A responsible lending leader, Wells Fargo works closely with customers to help them understand their home financing options, so they can make informed home financing decisions. Also, as part of the Wells Fargo & Company family, Wells Fargo Home Mortgage can provide easy access to banking, insurance, investment, and consumer finance services. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. Member FDIC.
The pioneers that first brought direct-to-consumer lending to mainstream America are back at it again with Loan Depot, serving our customers with low rates, fast closings, and more educational resources than ever before. In these challenging and changing economic times, it's more important than ever to choose a home loan partner you can trust who will be there for years to come.
SurePoint Lending judges its success on customer satisfaction, so our primary goal is to tailor a loan to fit your needs. Our professional Loan Advisors are able to service loans of all types. Whether we are helping you with refinancing, a new home purchase, debt consolidation, a cash out, or financing home improvements, our industry-leading turnaround times get you what you need faster.
Guaranteed Rate is one of the ten largest retail mortgage lenders in the U.S. The company describes itself as "The Home Purchase Experts." Guaranteed Rate offers industry-leading self-service tools and low rate, low fee mortgages through an easy-to-understand process and superior customer service. Headquartered in Chicago with approximately 175 offices across the U.S. and licensed in all 50 states, Guaranteed Rate has helped hundreds of thousands of homeowners with more than $65 billion in home purchase loans and refinances since 2000. Guaranteed Rate was ranked No. 1 in Scotsman Guide's "Top Mortgage Lenders 2013" honors, and was recognized by Inc. magazine as the No. 4 private company job creator in the U.S. in 2013.
Downs Financial is a leading mortgage company in Colorado with full national coverage. Since 1997, Downs Financial has helped funded mortgage loan for millions of consumers. Downs Financial offers a wide range of mortgage loan options, including home purchase loans, refinance loans, debt consolidation loans, and home equity loans.
First Internet Bank was started in 1999 in Indiana. First Internet Bank is one of the first banks with no physical locations offering 100% online banking. Without the need to manage any physical branch locations, First Internet Bank is able to offer lower rates and fees.
RoundPoint Mortgage was founded in 2007 with the mission of helping homeowners refinance their loans and remain in their homes during these difficult financial times. Although RoundPoint Mortgage is a young mortgage company, they currently offer loans in 47 states, including California, Nevada, Florida, and Maryland). RoundPoint Mortgage’s efficient process allows them to provide extremely competitive rates and focus on providing great customer service.
goodmortgage.com is a direct mortgage lender originating loans in 16 states. goodmortgage.com was founded in 1999 and headquartered in Charlotte, NC. goodmortgage.com is both a lender and broker and can help consumers find the best rate possible across numerous products. goodmortgage.com conducts most of its business online and over the phone, which allows them to offer some of the lowest mortgage rates in the marketplace.
First Federal Bank Mortgage is part of First Federal Bank of Kansas City. Unlike most banks, First Federal is not part of a nationwide chain. It is owned by its customers and doesn't have to answer to anyone but them. First Federal Bank Mortgage offers a variety of mortgage products, including FHA and VA loans.
PrimeLending has over 250 branches across the United States. They are licensed to originate and loans in 49 states. They offer mortgage lender offering a wide range of loan products, including fixed and adjustable rate mortgages, FHA and VA loans, and Jumbo loans. PrimeLending was ranked # 2 among the Top 100 Mortgage Companies in America 2012, by Mortgage Executive magazine, according to their yearly mortgage volume.
Whether you are applying to purchase a home or refinance your rate of interest, Emery is the best choice you can make for a home mortgage. Other banks see numbers. We see people. Your home mortgage needs are important to us and we will strive to find the loan product that best suits your individual needs.
First Republic Bank customers enjoy a level of personal service that is rare in banking today and the peace of mind that comes from doing business with a bank with a strong capital foundation, a long history of profitable performance, and a client-driven service culture.
Flagstar Bank Mortgage is headquartered in Troy, Michigan with presence in Indiana and Georgia. Flagstar Bank Mortgage is committed to helping people achieve the dream of home ownership, and over the years has worked closely with government sponsored enterprises and local housing authorities to offer affordable and community lending products. Flagstar Bank Mortgage provides a variety of loan programs from standard home loan programs such as a 30 year fixed mortgage or a 5/1 ARM to jumbo loan programs for those who need to borrow more than the conforming loan limits ($417k to $729k).
National City Mortgage is one of the nation's largest financial holding companies. National City (often known at Nat City) operates through an extensive network primarily in Ohio, Florida, Illinois, Indiana, Kentucky, Michigan, Missouri and Pennsylvania, and also serves customers in selected markets nationally. National City Mortgage's core lending businesses include commercial and retail banking, mortgage financing and servicing, consumer finance and asset management. On the consumer mortgage loan side, National City offers a suite of lending products, including home loans, refinance loans, purchase mortgages, reverse mortgages and debt consolidation loans. National City will do both fixed rate and ARM products, and also has mortgage loan products for conforming mortgage loans and jumbo and subprime mortgage loans.
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US Bank Home Mortgage is one of the top national mortgage lenders, offering a wide range of mortgage products from conventional loans, jumbo loans, to balloon mortgages. US Bank Home Mortgage is home of the Five Star Service Guarantee, which assures customers of certain key banking benefits and services or customers will be paid for their inconvenience. US Bank Home Mortgage has over 3,000 branch locations nation wide, making it easy for you to get help for your mortgage needs. With an easy to use online system, US Bank Home Mortgage allows consumers to easily make mortgage payments online and view the current and previous mortgage statements.
Read Bills.com review of US Bank no closing cost loans.
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Fremont Bank Mortgage is a local lender headquartered in Fremont, CA. Fremont Bank services mortgage loans primarily in the San Francisco Bay Area. Founded in 1964, Fremont Bank Mortgage remains independently owned and has expanded to 19 branches located throughout the bay area. Fremont Bank Mortgage's success has been built through its commitment to consumer service and in providing consumers a personal touch to the mortgage application process. Fremont Bank Mortgage offers FHA loan, jumbo loans, and super conforming loans (mortgage loans between the amount $417k to $729k)
Worthington Mortgage is a small community mortgage lender in Huntsville, Alabama servicing the Huntsville, Madison, and Athens area. Worthington Mortgage offers conversion mortgage loan products for primary residence, vacation homes, and investment homes. Additionally, Worthington Mortgage provides FHA loans, VA loans, USDA loans, and Jumbo loans.
Greenlight Financial Services was established in 2001 in Irvine, California with a selection of products, including conventional, jumbo, and FHA loans. Greenlight Financial Services is licensed to lend in 31 states. Greenlight Financial Services offers a best rate guarantee and is a HUD and FHA approved lender. Its loan officers undergo a 30-day training program to improve on their mortgage knowledge and expertise.
Lending Tree Loans is the mortgage lending arm of Lending Tree. Lending Tree Loans work with consumers through a single point of contact to provide consumers with a consistent experience and to ensure that the Lending Tree customer representative always has the most up to date information. Lending Tree Loans was established in 2004 and has funded over 150,000 loans.
Envoy Mortgage is a leading national mortgage company headquartered in Houston, Texas and originates mortgage loans in 40 states. Envoy Mortgage offers a wide selection of loan products and as a mortgage banker, Envoy Mortgage controls the entire process of the mortgage application from initial contact to funding of the loan. Envoy Mortgage leverages technology to help make the application faster and easier by allowing consumers complete the entire application online.
USAA is a private financial company focused on providing financial products to the US military community. USAA offers a full range of mortgage loan products, including VA loans and convention mortgage loans for both mortgage refinance and home purchase loans. USAA mortgage loans, however, is only available to USAA members only. To become a member, consumers must be affiliated with the US military.
Wyndham Capital was founded in Charlotte, NC in 2001 and funded over 15,000 loans. Wyndham Capital attributes its success to its strong customer service team and world-class technology to create a smooth and easy loan application process. Wyndham Capital is a direct mortgage banker and will work with consumers on every step of the process from start to finish.
Heritage Mortgage Banking Corp provides mortgage refinance and home loan purchase in Morris County and in the greater New Jersey and New York state area. Heritage Mortgage has over a decade of mortgage lending experience. Heritage Mortgage offers purchase, refinance, and reverse mortgages, FHA home loans, VA loans, HARP 2.0 loans, and stated-income loans. Heritage Mortgage is located in Morristown, NJ.
North American Savings Bank (NASB) has been originating mortgages for over 83 years. NASB is a full service bank that offers everything from mortgage loans to commercial loans to checking/savings/cd. NASB has a full suite of mortgage loan offerings with loans guaranteed by the Veterans Administration and the Federal Housing Administration. NASB is a national lender covering all 50 states and the District of Columbia. NASB is currently headquartered in Grandview, Missouri, primarily serving customers in the greater Kansas City area. NASB also has lending offices located in the Kansas City metro area and Springfield, Missouri.
National Bank of Kansas City was chartered on 1999 and has been a leading mortgage lender in the state of Kansas and Missouri. National Bank of Kansas City offers more than 100 loan products, including a conventional 15 or 30 year fixed and adjustable rate mortgages. National Bank of Kansas also provides VA loans, USDA loan, Interest Only, and customized mortgage solutions to fit your needs. National Bank of Kansas City prides itself on customer service, believing every customer should be treated with responsive, professional, and courteous service. As one of the ways to give back to the community for its success, National Bank of Kansas City holds a fundraiser each year for United Way.
New Penn Financial is a leading national mortgage lender founded in 2008 and licensed in 43 states. New Penn has a full line of mortgage offerings such as FHA loans, conventional loans, FHA Streamline, VA, Jumbo, and HARP loans. New Penn has retail offices across the nation with a strong presence in Florida, Louisiana, and Maryland.
Prospect Mortgage is a full service national mortgage lender with a wide array of mortgage products. In addition to offering conventional fixed and adjustable loan products, Prospect Mortgage provides FHA, VA, Jumbo, and Super Jumbo loans. Prospect Mortgage is located in Sherman Oaks, CA and is backed by Sterling Partners, a private equity firm with 25 years of experience in education, healthcare, and business services.
The Federal Savings Bank is a federally chartered savings bank providing mortgage loans to all 50 states. The Federal Savings Bank offers loans to veterans and has a complete set of mortgage products from FHA loans to conventional fixed and adjustable mortgages. Securing a loan from The Federal Savings Bank loan can be done completely online and over the phone. You'll be assigned your own dedicated mortgage banker to help you with your mortgage loan application from start to finish.
Discover Home Loans is a wholly owned subsidiary of Discover Financial Services. Discover Home Loans offer fixed-rate and variable mortgage loans for purchase and refinance. They focus on prime and FHA borrowers. Discover Home Loans started originating mortgages in 2012.
Stearns Lending, Inc. has been operating since 1989. They are licensed in 47 states and Washington D.C. Stearns Lending has 16 regional operation centers and over 80 retail mortgage lending branches. They also offer wholesale and correspondent lending. Stearns Lending funded nearly $12 Billion of loans in 2012, making them a major player in the mortgage business.
Mortgage Master has been in business for over 25 years. In that time, it has become one of the largest privately owned mortgage firms in the country. They've fund more than $5 billion in loans for the past few years and over $7 billion in 2012. Mortgage Master offers services in about 22 states.
Guild Mortgage Company, is the leading privately-held mortgage company in the western United States. Founded in 1960, Guild Mortgage has been operating for over 50 years. Guild provides a wide range of mortgage products, including conventional loans and FHA loans. While focusing on Western states, Guild is licensed in over 30 states and Washington D.C.
George Mason Mortgage, LLC, is a full-service lender. Corporate headquarters are based in Fairfax, Virginia. George Mason Mortgage is a wholly owned subsidiary of Cardinal Bank that originated over $6 billion in residential mortgages in 2012. Branch offices are located in Northern Virginia and Maryland, but George Mason can offer loans in MD, VA, and many other states, as well as Washington DC .
Fairway Independent Mortgage Company was founded in 1996. Consistently a top lender in the USA, Fairway originated over $6 billion in loans in 2012. They operate over 150 branch locations in 31 states, offering FHA, VA, conventional, and jumbo loans.
RPM Mortgage has been in business since 1986, growing into one of the largest independently owned mortgage lenders in the United States. RPM Mortgage did over $6 billion of business in 2012. RPM has more than 60 branch locations located in six sates: California, Oregon, Washington, Idaho, Nevada, Colorado, and Texas. RPM offers conventional, FHA, VA, and jumbo loan programs.
Churchill Mortgage was founded in 1992. They offer a wide range of mortgages, including conventional, FHA, VA and USDA. Churchill Mortgage originates mortgages in 23 states. They also provide appraisal management services, title insurance services, and property and casualty insurance services, which sets them apart from most lenders. Churchill Mortgage recommended by Dave Ramsey.
Aurora Loan Services specializes in the origination of residential mortgage loans and maintain a diverse range of non-conforming programs to meet their clients' needs nationwide. Aurora Loan Services was established in 1997 and has since turned into one of the top mortgage lenders. Their commitment to providing clients with innovative products and service guides their business strategy to place the clients' goals at the center of everything they do.
As one of the nation's mortgage leaders, Bank of America Mortgage maintains strong client relationships with responsiveness, innovation, and market knowledge. Bank of America offers a variety of loan products, including home loans, refinance loans, purchase mortgages, reverse mortgages and debt consolidation loans. They have a national footprint and are one of the largest retail lenders in the country, combined with their acquisition of Countrywide. Bank of America has a full suite of fixed rate and ARM products, including conforming mortgage loans and jumbo and subprime mortgage loans.
Related Provider Reviews: Bank of America Reverse Mortgage and Bank of America Debt Consolidation
Branch Banking & Trust (BB&T) is one of the top mortgage lenders in the south east. Established in 1872, BB&T Mortgage now has over 1,800 bank locations in 12 states and is headquartered in Wilson, North Carolina. BB&T focuses on providing solid customer service and expanding their mortgage offerings to better suit each customer's need.
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Since 1912, CitiFinancial has been helping people realize their financial goals and dreams. CitiFinancial offers competitive rates on mortgages, home equity loans, and personal loans. With over 1,500 branches nation wide, a CitiFinancial customer representative can help you find a loan for your needs. CitiFinancial is part of Citi, one of the leading international financial services company.
CitiMortgage is the mortgage lending division of Citigroup and is one of the top national mortgage lenders in the US. CitiMortgage prides itself on matching the right product to fit a borrower's needs, whether a home purchase loan, a rate-and-term refinance, or a Citi debt consolidation refinance. CitiMortgage strives to make the application process easy for customers. CitiMortgage offers a large range of mortgage products from conventional fixed-rate and adjustable mortgage to nonconforming jumbo mortgage loans and refinance products. CitiMortgage has plenty of financing options to help consumers purchase or refinance their home.
The Ditech of today is not the same sub-prime direct-to-consumer lender that ceased operations in February 2010. Relaunched in 2013, the new Ditech is developing co-branded and joint-ventures with 600-plus financial institutions offering mortgages and refinances. It will also offer direct loans, and work with independent loan officers.
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