Help with Mortgages in Trouble

  • House in mousetrap | State foreclosure laws

    Foreclosure Laws

    Learn how much time a lender must allow from default to a foreclosure auction. In some states the default-to-foreclosure time is as little as 60 days, but in...
  • State anti-deficiency laws - If sale of house doesn't cover mortgage

    State Anti-Deficiency Laws & Non-Recourse Laws

    Learn if your state offers no-recourse rules for mortgage deficiency balances. In some states, the lender cannot pursue you...
  • Today's Mortgage Rates for Refinance and Purchase

    Mortgage rates change daily. View today's rates, without leaving your phone number or email address, to see if you can save money. In less than five minutes...
  • Couple signing a mortgage | Mortgage Law

    Mortgage Laws

    Learn if your state mortgage laws require both spouses to sign mortgages or mortgage refinances. Some states require you to hire a lawyer, or a special notary.
By Betsalel Cohen | May 12, 2013

The FHFA Streamline Modification is available for Freddie Mac and Fannie Mae loan. You must be delinquent at least 90+ days, but you don't have to pro...


By Mark Cappel | December 19, 2012

Learn how much time a lender must allow from default to a foreclosure auction. In some states the default-to-foreclosure time is as little as 60 days,...


By Mark Cappel | December 5, 2012

Fannie Mae's mortgage release program gives distressed homeowners the option to live in their homes for 3 months free, or lease the home. There is a c...

Get a Score!
By Betsalel Cohen | September 27, 2012

Principal Reductions to HARP, HAMP and Hardest Hit Funds | Due to changes in state regulations and Freddie Mac & Fannie Mae guidelines, principal redu...


By Betsalel Cohen | September 23, 2012

Hardest Hit Fund | 18 states established a foreclosure avoidance program to help unemployed and struggling borrowers get current and also...

By Betsalel Cohen | June 4, 2013

I own a home in Seattle that is worth $300K but we owe $400K. Wells Fargo, the first lien holder, agreed to modify the loan. Charter One (second...


By Betsalel Cohen | August 12, 2012

How much will a modified refinanace (4-5 mths with reduced payment) hurt our credit score? Then refinance to lower rate and pay full payment.We ...


By Mark Cappel | July 10, 2012

I am one of many Nevada home owners with property values underwater. Our primary residence is valued at $247,000, which translates to $173,000 l...

Get a Score!
By Betsalel Cohen | July 5, 2012

My wife and I are trying to do a FHA Streamline Ref. We have a FHA loan through VHDA (Virginia). We have lived in this house for 5 yrs and never...


By Betsalel Cohen | November 1, 2011

I am presently under Chapter 13 for some financial situations that do not include my mortgage. I am behind on my mortgage and I am struggling to...

Have a Question?

Ask Bill
Mortgage Tools and Calculators
  • House in mousetrap | State foreclosure laws Foreclosure Laws Learn how much time a lender must allow from default to a foreclosure auction. In some states the default-to-foreclosure time is as little as 60 days, but in...
  • State anti-deficiency laws - If sale of house doesn't cover mortgage State Anti-Deficiency Laws & Non-Recourse Laws Learn if your state offers no-recourse rules for mortgage deficiency balances. In some states, the lender cannot pursue you...
  • Today's Mortgage Rates for Refinance and Purchase Mortgage rates change daily. View today's rates, without leaving your phone number or email address, to see if you can save money. In less than five minutes...
  • Couple signing a mortgage | Mortgage Law Mortgage Laws Learn if your state mortgage laws require both spouses to sign mortgages or mortgage refinances. Some states require you to hire a lawyer, or a special notary.
Mortgage Videos