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Debt Articles

Charge Offs & Settlement

Mark CappelApril 25, 2024

You can reach a debt settlement before charge-off. A quick settlement benefits both sides, and may cause less damage to your credit score...

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Bill Consolidation

Betsalel CohenApril 25, 2024

Bill consolidation simplifies your bill-paying, helps you pay off debt quicker, and saves money. Choose a debt consolidation loan or other ways to...

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Cable Bill Consolidation

Mark CappelApril 25, 2024

Can Cable bills be consolidated?

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Northstar Location Services

Daniel CohenApril 25, 2024

Northstar Location Services is a collection agent. Take these steps if Northstar contacts you or the company's name appears on your credit report. Step 1 is...

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Debt Reduction Companies

Daniel CohenApril 25, 2024

Debt Reduction Companies | Free advice and tips to help you evaluate debt reduction companies. Find the right company and avoid being scammed. First, ...

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Old Judgment Collection

Mark CappelApril 25, 2024

A creditor is garnishing my wages for a debt that is 10+ years old. How is this possible?

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Get It In Writing

Mark CappelApril 25, 2024

It is unwise to believe the promises of a negotiator who refuses to put a settlement agreement in writing. Our advice? Get it in writing!

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Sell Timeshare

Mark CappelApril 25, 2024

Sell timeshare | Selling a timeshare is difficult. Prices are low and it is a buyer's market. Free tips on how to sell your timeshare from bills.com.

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Target Visa

Mark CappelApril 25, 2024

Target National Bank may increase your interest rate to the default rate if you ever charge over your credit limit or miss your payment due date.

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Spousal Support and Credit Card Debt

Mark CappelApril 25, 2024

Spousal Support and Credit Card Debt | Changes in spousal support payments should be authorized by the courts. Unilateral action by the one party can cause...

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Discharge and HELOC

Mark CappelApril 25, 2024

Bankruptcy Discharge and HELOC | Ask an attorney what to do about the HELOC and see if it can be discharged in your bankruptcy. If you chose to do a lump-sum...

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Citibank Hardship Program

Mark CappelApril 25, 2024

Citibank Hardship Program | If you are having problems paying back your credit card debt, then speak to your bank. Citibank has a hardship program, but you...

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Vermont Collection Laws

Mark CappelApril 25, 2024

In Vermont, the statute of limitations for open accounts (credit cards) is three years, and written contracts have a statute of limitations of six years.

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Debt Settlement Help

Betsalel CohenApril 25, 2024

Debt settlement help | Debt settlement help may be the best way to get out debt. Choose a debt settlement firm that follows FTC rules that prohibit upfront...

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Debt After Death

Mark CappelApril 25, 2024

You have no personal liability for a deceased spouse's debt if you reside in a common law state. However, the law is more complicated if you reside in a...

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New York Spousal Liability for Debt

Daniel CohenApril 25, 2024

New York Spousal Liability for Debt | Free tips about New York spousal liability for debt issues

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Frozen Bank Account

Mark CappelApril 25, 2024

Frozen account| An out-of-state judgment creditor can freeze an account only if it domesticates the judgment first.

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Enforcing Out-of-State Judgment

Mark CappelApril 25, 2024

Questions concerning enforcing judgments across state borders are difficult to answer with general, one-size-fits-all replies. The facts in each case are signif

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Business Line of Credit Debt Settlement

Betsalel CohenApril 25, 2024

Business Line of Credit Debt Settlement | If you can't afford to pay your business line of credit look for debt relief options including debt settlement and...

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Collection of Written-Off Debt

Daniel CohenApril 25, 2024

If the original creditor writes-off the debt and issues a 1099-C, that means the original creditor has forgiven the debt and is claiming the loss on its taxes.

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Summons for American Express Debt

Mark CappelApril 25, 2024

American Express wants a resolution to your debt now. Negotiating a lump-sum settlement is a compromise that will clear the debt from American Express's books a

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Rollover into IRA

Daniel CohenApril 25, 2024

You will pay zero dollars in penalties or taxes if you rollover your retirement plan into an Individual Retirement Arrangement (IRA).

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Phone Payment for Debt

Daniel CohenApril 25, 2024

If you allow a collection agent to make withdrawals from your bank account without having a signed contract in hand, how can you prove the collector took more t

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Bankruptcy Divorce and Underwater Home

Mark CappelApril 25, 2024

Your ex-spouse filing for bankruptcy can affect you, if you left your ex on the title to the home. Review how bankruptcy and divorce can affect you, when your h

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Debt Coach vs. Your Provider

Daniel CohenApril 25, 2024

Debt Coach uses industry averages for each debt resolution approach to arrive at its recommendations.

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Barred Debt

Daniel CohenApril 25, 2024

Under common law, the acknowledgment must be in writing and convey the idea the debtor promises to pay the debt. Not surprisingly, many state legislatures wrote

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Profit Sharing Plan Rollover

Daniel CohenApril 25, 2024

Profit Sharing | You will pay zero in penalties or taxes if you rollover your profit sharing plan into an Individual Retirement Arrangement (IRA)

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California Clerk Judgment

Mark CappelApril 25, 2024

Clerk Judgment | California law allows a court clerk to enter a default judgment against the defendant without a court hearing or judicial action

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Lower Payment

Daniel CohenApril 25, 2024

Lower payment | A lower payment on your monthly bills is possible, if you find the right debt resolution option. Free tips from bills.com to help you get out of

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Collection Agency - Complete Guide to Handle Collection Calls

Betsalel CohenApril 25, 2024

A collection agency either buys debts or acts as an agent for the original creditor. Learn how to deal with collection calls, avoid harassment, and negotiate...

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Free Credit Consolidation Services

Betsalel CohenApril 25, 2024

Free credit consolidation services may not exist, but you do have debt reduction plan options that will, at no or little cost, help you consolidate your debt. R

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Levy Account

Mark CappelApril 25, 2024

Many states exempt certain amounts and certain types of funds from bank levies, so a debtor should review his or her state's laws to find if a bank account can

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Government Debt Consolidation Loans

Mark CappelApril 25, 2024

Government debt consolidation loans for federal student loans can help you save money and make bill-paying easier each month.

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Consolidate Credit

Mark CappelApril 25, 2024

Consolidate Credit | You have many options to consolidate your credit card debt. Which you choose depends on your goals, circumstances, and the amount of your d

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Consolidating Debt Without Ruining Your Credit

Betsalel CohenApril 25, 2024

Consolidating Debt Without Ruining Credit | Match your financial situation and credit with the best debt relief solution. If your credit is already ruined, then

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Debt Consolidation Load

Justine ParkhurstApril 25, 2024

Searching for debt consolidation load probably means that you wanted more information on debt consolidation loans. Bills.com has...

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Transforming Debt Into Wealth Review

Daniel CohenApril 25, 2024

Transforming Debt Into Wealth | Review John Cummata's Transforming Debt Into Wealth. Can everyone to pay off all their debt in 7 years? You need to...

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Best Debt Consolidation

Daniel CohenApril 25, 2024

Debt consolidation advice | Debt consolidation advice is something you've probably gotten from your parents, friends, and co-workers. Get the real scoop on deb

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Debt Consolidation: A Good Idea?

Betsalel CohenApril 25, 2024

Debt Consolidation can be a good idea! Learn about the pros and cons of debt consolidation loans, balance transfers, and other debt consolidation solutions...

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Good Credit and Debt Consolidation Services

Daniel CohenApril 25, 2024

Credit and Debt Consolidation | Find the right credit and debt consolidation for you. Learn how to find the right firm to work with. Be careful to...

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Credit Card Relief

Bills.com TeamApril 25, 2024

True credit card relief is the result of learning to manage spending and use credit cards wisely. Learn both at Bills.com.

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Best Debt Consolidation Programs

Daniel CohenApril 25, 2024

The Best Debt Consolidation Programs | You can save money and get out of debt faster, when you work with the best debt consolidation programs. Make sure you...

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How to Consolidate Debt

Betsalel CohenApril 25, 2024

If you understand the different ways how to consolidate debt, you will reduce your stress and more easily find the right way to get rid of debt.

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Loans to Consolidate Debt

Daniel CohenApril 25, 2024

Consolidate Debt Loans | Save money each month or over the life of your loan by getting a loan to consolidate debt. Review the pros and cons and NEVER...

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Debt Relief Counseling Tips

Daniel CohenApril 25, 2024

Interested in debt relief counseling? Review 10 questions you should ask a debt relief counselor, so you find the right debt relief approach and debt relief fir

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Filing Bankruptcy

Daniel CohenApril 25, 2024

Learn about filing bankruptcy, what's involved, and what you should do if you've found yourself in this situation. Before you file, be sure that you...

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How to Pay Off Debt Even in Collections

Betsalel CohenApril 25, 2024

How to pay off debts even in collection | Learn your rights so a collector does not take advantage of you. Make sure you have to pay the debt and if so, then...

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NY Statute of Limitations

Mark CappelApril 25, 2024

The utility is within its rights in New York to refuse to do business with a former customer who has an outstanding balance on their account.

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Forgiven Debt Income

Mark CappelApril 25, 2024

Forgiven Debt Income on Unverified Debt | A creditor can send out a 1099-C, cancellation of debt form, which may cause a tax liability. If you can't validate...

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Debt Reduction Help

Mark CappelApril 25, 2024

Get debt reduction help, advice, and information from Bills.com - your source for savings money and getting out of debt.

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