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Debt Help Articles

Debt Discharge

Mark CappelApril 26, 2024

Debt Discharge information from Bills.com

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Garnish Military Pension

Mark CappelApril 26, 2024

VA benefits and military pensions are not subject to execution, levy, attachment, garnishment, or other legal process. However, there are exceptions for child s

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Debt Divorce

Mark CappelApril 25, 2024

Debt Divorce | Sort out your debt problems before a divorce. If you are stuck with debt, then learn your debt relief options to solve your post-divorce...

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Debt Validation & Mann Bracken debt

Mark CappelApril 25, 2024

Mann Bracken Debt and Validation | Most consumer debt contracts give the original and subsequent creditors the right to assign the debt. Without validation...

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Divorce and Debt Trouble

Mark CappelApril 25, 2024

Have your debts piled on because of a divorce? read more about divorce and debt trouble at Bills.com

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Chapter 13 Cost

Bills.com TeamApril 25, 2024

Get more information on the real costs involved in filing Chapter 13 Bankruptcy. Bills.com, Find. Learn. Save.

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Divorce Debt

Mark CappelApril 25, 2024

Divorce Debt | Divorce decrees do not cancel previous loan agreements. You will be responsible for previous joint debt, so if you do not take your name off....

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Buy a Car vs. Pay-off Credit Card

Mark CappelApril 25, 2024

A newer car would be nice, but it makes more sense economically to apply the amount you would be paying for a new car to retire the credit card debt.

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Negotiate Judgment Settlement

Mark CappelApril 25, 2024

In Ohio, the maximum legal interest rate that a judgment-creditor can charge is the short-term Treasury rate plus 3 percent.

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Debt Advice

April 25, 2024

Debt Advice comes in handy when you are looking for a loan, mortgage or credit. It helps to have a good plan and follow professional advice to get out of debt..

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Requesting a Deficiency Balance Statement

Bills.com TeamApril 25, 2024

When my car gets repossessed, auctioned, and sold can I get a statement telling me how much it was sold for and what I owe?

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Best Debt Options

Mark CappelApril 25, 2024

We will quickly find the best debt consolidation options for you to get debt free fast.

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Domino Strategy

Mark CappelApril 25, 2024

The domino strategy retires debt at the lowest cost in interest. It is also effective because it tends to build a person's credit score. I think your plan is so

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Find Attorney

Mark CappelApril 25, 2024

Find Attorney | Ask your friends and family if they have any recommendations. Learn about some of the key questions to ask an attorney before hiring, and ...

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Sell Timeshare

Mark CappelApril 25, 2024

Sell timeshare | Selling a timeshare is difficult. Prices are low and it is a buyer's market. Free tips on how to sell your timeshare from bills.com.

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Target Visa

Mark CappelApril 25, 2024

Target National Bank may increase your interest rate to the default rate if you ever charge over your credit limit or miss your payment due date.

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Spousal Support and Credit Card Debt

Mark CappelApril 25, 2024

Spousal Support and Credit Card Debt | Changes in spousal support payments should be authorized by the courts. Unilateral action by the one party can cause...

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Debt After Death

Mark CappelApril 25, 2024

You have no personal liability for a deceased spouse's debt if you reside in a common law state. However, the law is more complicated if you reside in a...

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Frozen Bank Account

Mark CappelApril 25, 2024

Frozen account| An out-of-state judgment creditor can freeze an account only if it domesticates the judgment first.

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Rollover into IRA

Daniel CohenApril 25, 2024

You will pay zero dollars in penalties or taxes if you rollover your retirement plan into an Individual Retirement Arrangement (IRA).

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Phone Payment for Debt

Daniel CohenApril 25, 2024

If you allow a collection agent to make withdrawals from your bank account without having a signed contract in hand, how can you prove the collector took more t

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Debt Coach vs. Your Provider

Daniel CohenApril 25, 2024

Debt Coach uses industry averages for each debt resolution approach to arrive at its recommendations.

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Profit Sharing Plan Rollover

Daniel CohenApril 25, 2024

Profit Sharing | You will pay zero in penalties or taxes if you rollover your profit sharing plan into an Individual Retirement Arrangement (IRA)

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Lower Payment

Daniel CohenApril 25, 2024

Lower payment | A lower payment on your monthly bills is possible, if you find the right debt resolution option. Free tips from bills.com to help you get out of

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Levy Account

Mark CappelApril 25, 2024

Many states exempt certain amounts and certain types of funds from bank levies, so a debtor should review his or her state's laws to find if a bank account can

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How to Pay Off Debt Even in Collections

Betsalel CohenApril 25, 2024

How to pay off debts even in collection | Learn your rights so a collector does not take advantage of you. Make sure you have to pay the debt and if so, then...

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Forgiven Debt Income

Mark CappelApril 25, 2024

Forgiven Debt Income on Unverified Debt | A creditor can send out a 1099-C, cancellation of debt form, which may cause a tax liability. If you can't validate...

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Seize and Sell Florida Property

Mark CappelApril 25, 2024

Seize a Sell Florida Property | A judgment-holder in Florida is legally allowed to seize property, though it may not actually do so. Florida law allows...s

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Georgia Garnishment

Mark CappelApril 25, 2024

Georgia Garnishment | If you have a judgement against you a creditor can get a wage garnishment in Georgia. If you wish to avoid a garnishment, then...

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Kansas Spousal Liability for Debt

Mark CappelApril 25, 2024

Spousal Liability for Debt in Kansas | If you always resided in Kansas or a non-community property state then you have no liability for the debt. However, if...

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Debt Portfolio

Mark CappelApril 25, 2024

Collection accounts are sold as pools or portfolios, and I know of no way for a collection agent (or anyone else) to purchase the collection accounts for a part

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Foreclosure Prevention

Mark CappelApril 25, 2024

Lenders would prefer to avoid foreclose on mortgages because foreclosure offers a poor economic return, and only foreclose as a way of limiting losses on a defa

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Advanta Debt

Mark CappelApril 25, 2024

You may be able to negotiate the amount of debt you owe on your Advanta credit card with the third-party collection agency.

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Interest on Judgment

Mark CappelApril 25, 2024

I have a judgment against me and learned the creditor is charging me 10% interest. Is that legal? It depends on which state you reside in.

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Will Co-signing On a Loan Hurt My Credit Score?

Mark CappelApril 25, 2024

My boyfriend has terrible credit. Will it affect my credit if I co-sign a loan with him?

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Debt Death

Mark CappelApril 25, 2024

Responsibility for Debt after Death of Borrower | Some people assume a decedent's debt is forgiven or written off by creditors. The law doesn't work that way...

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California Community Property

Bills.com TeamApril 25, 2024

California Community Property Law and your spouse's debt. In California, creditors can reach your separate property, but the rules for premarital debt...

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Bank of America debt options

Mark CappelApril 25, 2024

Bank of America debt options | Review your different options for resolving Bank of America debt. Reduce what you owe or lower your interest rate. Start by...

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Two Creditors Garnishing Wages at the Same Time

Bills.com TeamApril 25, 2024

Get more information as to how wage garnishments work. If you are facing a creditor judgment, Bills.com can help you save.

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Business Debt on Personal Credit Report

Daniel CohenApril 25, 2024

Read more about how a business debt can be reported on your personal credit profile. Get more information about debt collection practices at Bills.com

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Default Payment

Mark CappelApril 25, 2024

Default Payment | It is imperative that you show evidence to the attorney who filed suit against you to show you are current in your payments to the original...

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Deceased Estate

Mark CappelApril 25, 2024

Assuming the above, and assuming your spouse's prognosis is dire, neither you nor your spouse have an incentive to change the status quo regarding the property.

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Investment Rate of Return

Mark CappelApril 25, 2024

Paying off Debt or Investing | Investing your money instead of paying off debt might be a wise decision depending on the interest rate and rate of return...

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Garnish My Pension?

Mark CappelApril 25, 2024

Can your pension be garnished? Pensions, like Social Security and other forms of retirement income, are exempt from garnishment for most debts. However...

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Debt Judgments

Mark CappelApril 25, 2024

If you are facing a judgment or possible garnishment, let Bills.com give you the advice you need to resolve your debt.

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Debt Settlement Advice and Tips

Mark CappelApril 25, 2024

Get self help tips and advice on debt settlement options. Find. Learn. Save! at Bills.com

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Debt Inheritance

Mark CappelApril 25, 2024

See what happens to your debt when you pass away. Bills.com your one stop financial resource center

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Debt and Divorce

Mark CappelApril 25, 2024

Get all the answers about debt and divorce from Bills.com? your source for saving money. Ask Bill, Bills.com's financial expert your financial questions.

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How Do I Reduce My Debts?

Mark CappelApril 25, 2024

How do I reduce my debts? | If you are asking yourself, 'How do I reduce my debt?' you owe it to yourself to look at all your options. Start by...

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Divorce and Debt

Bills.com TeamApril 25, 2024

It is important to divide assets and liabilities, and make certain to update your credit report record (particularly if there are jointly held accounts) after t

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