Debt Help Articles
Get information on different programs and companies that offer credit solution. Find the information to help you save more at Bills.com
Read moreWhen it comes to debt settlement providers, there are good players and bad players, the way there are in any industry. It is important to do your research so yo
Read moreDealing with Charged Off Debt Accounts
If your credit report has charge-off accounts on it, let Bills.com get you the advice you need to clean up your credit report.
Read moreSocial Security Overpayment | Review some common reasons for overpayment and the steps you need to take, if you were overpaid. Make sure that you start by...
Read moreDefendants of credit card lawsuits who put up a fight in court will often win. Here are the five steps you can take to fight a credit card lawsuit...
Read moreUnder the FDCPA, if a creditor cannot verify a debt it may not collect the debt, contact the debtor about the debt, or report it to the credit reporting agencie
Read moreSee what can happen after a vehicle is repossessed. Get real answers to real world questions at Bills.com
Read moreThe credit union can charge off a delinquent loan, regardless of what may be surmised from the debtor's intent.
Read moreMichigan Spousal Liability for Debt
Spousal Liability in Michigan | If both spouses sign a debt agreement both are jointly liable to the creditor. But, if only one spouse signed the agreement...
Read moreWisconsin Wage Garnishment for Spouse's Debt | Wisconsin is a community property state. Generally, a spouse has liability for the other spouse's debts, but...
Read moreCalifornia Wage Garnishment Limits
California wage garnishment limits | Free tips and advice about California wage garnishment limits from bills.com
Read moreBusiness Credit Card Liability
Business Credit Card Liability | A corporate officer's responsibility varies. If your name was on the account for the sake of convenience and you didn't sign...
Read moreIllinois Garnishment Rules for Two Jobs
Illinois garnishment rules are complex and favor judgment debtors.
Read moreTalk with an attorney who can interview you in person and suss-out the relevant facts in your situation, and review your documentation.
Read moreOffer and Acceptance | In general, a contract is an agreement a court will enforce. A contract is formed when there is an offer and acceptance. Learn about...
Read moreGeorgia Spousal Liability for Debt
If the spouses never resided in a community property state, and only one spouse signed the loan contract, then the signatory-spouse is liable for the debt only.
Read moreYour case involved a lease contract I have not read. You have the added complication of a spoken contract that apparently modifies the terms of the written cont
Read moreExcluding child support, creditors cannot touch Social Security and pension benefits if they are deposited into an account that is not intermingled with funds f
Read moreNational Action Financial Services
Just because National Action Financial Services has access to the credit reporting agencies and learned your contact information does not mean you owe a debt.
Read moreCreditor Increasing Balance After Judgment
Learn about the creditor judgment and wage garnishments in this helpful blog on Bills.com
Read moreAprenda todo lo que debe saber para eliminar su deudas y consigue ayuda en Bills.com - su recurso de asistencia para aumentar su ahorros y eliminar su deudas.
Read moreAm I Responsible for my Mother's Debts
Credit Card and Probate information| Authorized users do not apply for credit or sign a credit agreement, they are not legally liable for the debt. Read about..
Read moreUsing Credit Cards in my Mother's Name
See what happens if you are using credit cards in your mother's name and cannot make the payments. Learn about credit card collection practices at Bills.com
Read moreFather's Debts Appearing on My Credit Report
There is no easy way to fix the problem of a father's derogatory credit items appearing on a son's credit report (or vice-versa). Here is how to start.
Read moreMy car was towed, and now the towing company wants to sell my car. What can I do? Contact an attorney in your state immediately and raise the money to pay the s
Read moreYour 401k can be a solution for consolidating credit card debt. Review the pros and cons of a 401K withdrawal and 401k loan, and compare them to alternatives.
Read moreMy husband was sued in Colorado for a credit card debt incurred in Vermont but agreed to in Arizona. What law applies?
Read moreMy girlfriend's father opened numerous joint account credit cards when she turned 18. He filed for bankruptcy a few years later but did not include the credit c
Read moreUnless a creditor has charged a higher rate of interest than that allowed by your credit agreement, you probably have little recourse in forcing the creditor to
Read moreWe were forced to sell our home through a short sale and our second mortgage left us a charge-off of 66k. We have been offered a 10-year settlement plan. Is thi
Read moreWhat Happens if I Do Not Have Enough Money To Pay A Deficiency Balance?
If I do not have enough money to pay a deficiency balance, what will happen?
Read moreBoA Increased Payments on MBNA account
Advice if BoA Increased Payments on MBNA account | Credit card companies keep buying other credit card companies. Learn how to deal with the changes in...
Read moreAfter a divorce my ex wife and I were ordered to pay accounts under the divorce decree. I was paying but my ex decided she was no longer liable. We are now sum
Read moreRead about common law marriages and debt responsibility in this informative article on Bills.com
Read moreRegarding your mortgage, review your loan documents carefully to see if Citi reserves a right to pursue private collections actions on your debt.
Read moreMost pensions, like other forms of retirement income, are exempt from garnishment or attachment to repay court judgments.
Read moreGarnish Social Security Income
Your retirement income is protected if your primary sources of income are Social Security and pension benefits.
Read moreAdvice if you have received a Court Summons for Debt and need free help.
Read moreFederal law restricts the right of offset, preventing federally chartered banks, like Wells Fargo or B of A, from using the right of offset in cases where...
Read moreYou cannot be sued twice for the same debt, read on to learn more about creditor judgments at Bills.com
Read moreRenew a CD or Pay Down My Debt?
Renew a CD or Pay Down My Debt? | If you are earning less interest on an investment than you are paying on a debt, liquidating to pay down the debt is a good...
Read moreLearn how your state protects consumers who have payday loans, and the loan and interest limits for each state. Beware, some payday loan laws are tricky...
Read moreSubpoena While in Debt Resolution Program
If you are enrolled with the Freedom Debt Relief (FDR) debt negotiation program and are a FDR client, you need to contact the company's Legal Accounts Resolutio
Read moreCo-Signed Car Loan With Deadbeat Daughter
I co-signed a loan for my daughter to buy a car. She is now refusing to make the payment. What can I do?
Read moreA judgment issued by a court in one state can only be applied in that particular state, and will have to be domesticated if the creditor wants to enforce it in
Read moreMinnesota is a common-law state when it comes to family law, unlike Wisconsin, California, Texas and the other community property states.
Read moreCredit Card Debt and SSI Income
Credit Card Debt and Disability Income | Disability income has certain protections from garnishments that normal income does not have. If you are sued...
Read moreCan a payday loan company in Missouri file criminal charges if we default? No, unless you closed the checking account before it presented the check.
Read moreGet all the information you need about voluntary repossession, be it a vehicle or a home that you considering for voluntary repo.
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